# BeaverCheck Audit Report — https://rbi.org.in **Date:** April 22, 2026 **URL:** https://rbi.org.in **Overall Grade:** C (72/100) **Report:** https://beavercheck.com/results/3e98122f-c171-45c8-8f9c-793980b990a5 ## Top Findings 1. **[CRITICAL]** Content-Security-Policy header is missing — Security > Security Headers 2. **[CRITICAL]** Cookie 'ASLBSA' is missing the Secure flag — Security > Cookie Security 3. **[CRITICAL]** Cookie 'TS0178b498' is missing the Secure flag — Security > Cookie Security 4. **[CRITICAL]** Cookie 'f5_cspm' is missing the Secure flag — Security > Cookie Security 5. **[CRITICAL]** No Content-Security-Policy header found — Security > Content Security Policy --- ## Lighthouse Scores | Category | Score | |----------|-------| | Performance | 51 | | Accessibility | 76 | | Best Practices | 42 | | SEO | 83 | --- ## Security ### Security Headers (D — 40/100) *4 of 10 headers properly configured* - **[WARNING]** HSTS max-age is too short (16070400s, should be ≥ 31536000s) — A short max-age leaves a window for downgrade attacks. Set max-age to at least 31536000 (1 year). - **[PASS]** X-Content-Type-Options is properly configured - **[PASS]** X-Frame-Options is properly configured - **[WARNING]** Referrer-Policy header is missing — Controls how much referrer information is sent with requests. Set to 'strict-origin-when-cross-origin' or stricter. - **[WARNING]** Permissions-Policy header is missing — Controls which browser features (camera, microphone, geolocation) are allowed. Set it to restrict unused features. - **[CRITICAL]** Content-Security-Policy header is missing — CSP is the most important header for preventing XSS attacks. See the CSP section for detailed analysis. - **[WARNING]** Cross-Origin-Opener-Policy header is missing — COOP isolates your browsing context, preventing cross-origin side-channel attacks. Set to 'same-origin'. - **[WARNING]** Cross-Origin-Embedder-Policy header is missing — COEP prevents loading cross-origin resources without explicit permission. Required for SharedArrayBuffer and high-resolution timers. - **[PASS]** X-Powered-By header is not present - **[PASS]** Server header is not present ### Content Security Policy (F — 0/100) *No enforcing CSP policy found* - **[CRITICAL]** No Content-Security-Policy header found — CSP is the most effective defense against XSS attacks. Add a Content-Security-Policy header to restrict resource loading. ### TLS & Certificates (A+ — 100/100) *TLS 1.3, 7 checks passed* - **[PASS]** TLS 1.3 is used - **[PASS]** Strong cipher suite is used - **[INFO]** HTTP/2 is not negotiated — HTTP/2 provides multiplexing and header compression for better performance. - **[PASS]** Certificate is valid (expires in 74 days) - **[PASS]** Certificate chain has 3 certificates - **[PASS]** Certificate uses modern signature algorithm - **[PASS]** Certificate covers 1 domain(s) - **[PASS]** Certificate is issued by a trusted CA ### Cookie Security (D — 45/100) *7 cookies analyzed, 11 checks passed* - **[PASS]** Cookie 'ASP.NET_SessionId' has the Secure flag - **[PASS]** Cookie 'ASP.NET_SessionId' has the HttpOnly flag - **[PASS]** Cookie 'ASP.NET_SessionId' has SameSite=Lax - **[PASS]** Cookie 'IncPath' has the Secure flag - **[PASS]** Cookie 'IncPath' has the HttpOnly flag - **[WARNING]** Cookie 'IncPath' has no SameSite attribute — Without an explicit SameSite attribute, browser default behavior varies. Set SameSite=Lax or Strict. - **[PASS]** Cookie 'cookie' has the Secure flag - **[PASS]** Cookie 'cookie' has the HttpOnly flag - **[WARNING]** Cookie 'cookie' has no SameSite attribute — Without an explicit SameSite attribute, browser default behavior varies. Set SameSite=Lax or Strict. - **[CRITICAL]** Cookie 'f5_cspm' is missing the Secure flag — Without the Secure flag, this cookie can be sent over unencrypted HTTP, exposing it to interception. - **[WARNING]** Cookie 'f5_cspm' is missing the HttpOnly flag — Without HttpOnly, this cookie can be accessed by JavaScript, making it vulnerable to XSS-based theft. - **[WARNING]** Cookie 'f5_cspm' has no SameSite attribute — Without an explicit SameSite attribute, browser default behavior varies. Set SameSite=Lax or Strict. - **[CRITICAL]** Cookie 'TS0178b498' is missing the Secure flag — Without the Secure flag, this cookie can be sent over unencrypted HTTP, exposing it to interception. - **[WARNING]** Cookie 'TS0178b498' is missing the HttpOnly flag — Without HttpOnly, this cookie can be accessed by JavaScript, making it vulnerable to XSS-based theft. - **[WARNING]** Cookie 'TS0178b498' has no SameSite attribute — Without an explicit SameSite attribute, browser default behavior varies. Set SameSite=Lax or Strict. - **[CRITICAL]** Cookie 'ASLBSA' is missing the Secure flag — Without the Secure flag, this cookie can be sent over unencrypted HTTP, exposing it to interception. - **[PASS]** Cookie 'ASLBSA' has the HttpOnly flag - **[WARNING]** Cookie 'ASLBSA' has no SameSite attribute — Without an explicit SameSite attribute, browser default behavior varies. Set SameSite=Lax or Strict. - **[PASS]** Cookie 'ASLBSACORS' has the Secure flag - **[PASS]** Cookie 'ASLBSACORS' has the HttpOnly flag - **[PASS]** Cookie 'ASLBSACORS' has SameSite=None --- ## Advanced Security ### Subresource Integrity (F — 20/100) *0 of 2 external resources have SRI* - **[WARNING]** External script from www.googletagmanager.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code. - **[WARNING]** External script from www.google-analytics.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code. ### JS Library Vulnerabilities (A+ — 100/100) *No known vulnerabilities* - **[PASS]** No known JavaScript library vulnerabilities detected ### Information Leakage (A+ — 100/100) *No exposures* - **[INFO]** No security.txt found — Consider adding a security.txt at /.well-known/security.txt. - **[PASS]** No sensitive files exposed ### Email Security (A+ — 100/100) *DMARC: reject* - **[PASS]** DMARC policy is reject — strongest protection ### Permissions-Policy (D — 40/100) *No header set* - **[WARNING]** No Permissions-Policy header — Consider adding a Permissions-Policy header to restrict browser feature access from embedded content. ### CORS Configuration (B — 80/100) *No CORS headers* - **[PASS]** No CORS headers present — secure default --- ## Performance ### Page Weight Budget (D — 45/100) *2.4 MB transferred, 98 requests* - **[INFO]** Page weighs 3.0 MB (2.4 MB transferred) - **[WARNING]** JavaScript is 1.2 MB — consider code splitting or lazy loading — Large JavaScript bundles delay interactivity. Split code by route or defer non-critical scripts. - **[INFO]** CSS is 351 KB — consider purging unused styles — Remove unused CSS rules with tools like PurgeCSS to reduce stylesheet size. - **[INFO]** 98 HTTP requests - **[INFO]** Estimated 0.50 g CO2 per page load ### Third-Party Impact (D — 50/100) *100% third-party, 0 ms blocking* - **[WARNING]** Third-party code accounts for 100% of page weight (2.4 MiB of 2.4 MiB) - **[PASS]** Third-party blocking time is low (0 ms) ### Text Compression (A+ — 100/100) *All text resources are compressed* - **[PASS]** All text resources are compressed ### Image Optimization (C — 60/100) *24 images, 0 KB saveable* - **[WARNING]** https://m.rbi.org.in/images/font-decrease.gif is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS. - **[WARNING]** https://m.rbi.org.in/images/dark-theme.gif is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS. - **[WARNING]** https://m.rbi.org.in/images/graytheme.gif is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS. - **[WARNING]** https://m.rbi.org.in/images/letspace.png is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS. - **[WARNING]** https://m.rbi.org.in/images/font-increase.gif is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS. - **[WARNING]** https://m.rbi.org.in//images/BBBP_Logo_4.jpg is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS. - **[WARNING]** https://m.rbi.org.in/images/font-reset.gif is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS. - **[WARNING]** https://m.rbi.org.in/images/bright-theme.gif is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS. ### JS Execution Cost (D — 40/100) *2190ms total JS execution* - **[WARNING]** Unattributable: 588ms CPU time - **[WARNING]** https://m.rbi.org.in/TSPD/08629c767fab2000581c4a76...: 461ms CPU time - **[WARNING]** https://m.rbi.org.in//home.aspx: 432ms CPU time - **[INFO]** https://www.googletagmanager.com/gtag/js?id=G-4PNE...: 194ms CPU time - **[INFO]** https://m.rbi.org.in//js/jquery.min.js: 125ms CPU time - **[WARNING]** Third-party scripts: 2190ms (100% of total) ### Font Loading (A+ — 100/100) *2 fonts (75 KB)* - **[INFO]** 2 font(s) use font-display: swap (FOUT risk but functional) ### JS Bundles (F — 10/100) *29 scripts, 704 KB unused* - **[WARNING]** https://m.rbi.org.in//JQuery/ui/jquery.ui.revampRB...: 429 KB unused (82%) — Consider code splitting or tree shaking to reduce unused code. - **[WARNING]** https://m.rbi.org.in//JQuery/ui/jquery.ui.revampRB...: unminified — 185 KB could be saved - **[WARNING]** https://m.rbi.org.in//js/libs/jquery-1.7.2.min.js: 64 KB unused (73%) — Consider code splitting or tree shaking to reduce unused code. - **[WARNING]** https://m.rbi.org.in/js/libs/jquery-1.7.2.min.js: 62 KB unused (71%) — Consider code splitting or tree shaking to reduce unused code. - **[WARNING]** https://www.googletagmanager.com/gtag/js?id=G-4PNE...: 61 KB unused (41%) — Consider code splitting or tree shaking to reduce unused code. - **[WARNING]** https://m.rbi.org.in//js/jquery.min.js: 40 KB unused (43%) — Consider code splitting or tree shaking to reduce unused code. - **[INFO]** Total unused JavaScript: 704 KB ### Resource Caching (A+ — 100/100) *All resources properly cached* - **[PASS]** No caching issues found ### Critical Rendering Path (A+ — 100/100) *No render-blocking resources* - **[PASS]** No render-blocking resources detected ### Resource Hints (A+ — 100/100) *No optimization needed* - **[PASS]** No resource hint issues ### Page Weight Inventory (F — 30/100) *98 resources · 2.4 MB · 704 KB savings available* - **[WARNING]** Page weight 1.4 MB over 1MB target - **[INFO]** ~704 KB of savings available - **[WARNING]** 97 third-party resources (100% of weight) - **[INFO]** 1 resources over 200KB ### Render-Blocking Resources (A+ — 100/100) *No render-blocking resources detected* - **[PASS]** No render-blocking resources detected in ### Third-Party Resources (A+ — 100/100) *No third-party resources detected* --- ## Content Quality ### Links (C — 70/100) *200 links checked, 194 healthy, 6 broken* - **[CRITICAL]** 194 of 200 links are healthy - **[CRITICAL]** Broken link: https://rbi.org.in/Scripts/OccasionalPublications.aspx?he... — Found in . Returns HTTP 400. - **[CRITICAL]** Broken link: https://cms.rbi.org.in — Found in . Get "https://cms.rbi.org.in": context deadline exceeded - **[CRITICAL]** Broken link: https://udgam.rbi.org.in — Found in . Get "https://udgam.rbi.org.in": context deadline exceeded - **[CRITICAL]** Broken link: https://pravaah.rbi.org.in — Found in . Get "https://pravaah.rbi.org.in": context deadline exceeded - **[CRITICAL]** Broken link: https://indiancurrency.rbi.org.in — Found in . Get "https://indiancurrency.rbi.org.in": context deadline exceeded - **[CRITICAL]** Broken link: https://opportunities.rbi.org.in/scripts/index.aspx — Found in . Get "https://opportunities.rbi.org.in/scripts/index.aspx": context deadline exceeded ### Mixed Content (A+ — 100/100) *No mixed content detected — all resources use HTTPS.* - **[PASS]** No mixed content detected — all resources use HTTPS ### Open Graph (F — 0/100) *No Open Graph tags found — social sharing previews will be generic.* - **[WARNING]** No Open Graph meta tags found — Without og:title, og:description, and og:image, social media platforms will generate a generic preview when your page is shared. ### Structured Data (C — 40/100) *No structured data (JSON-LD) found.* - **[INFO]** No structured data (JSON-LD) found — Adding structured data helps search engines understand your content and can enable rich results. --- ## Infrastructure ### DNS Records (A+ — 95/100) *1 A records, 45 ms lookup* - **[PASS]** Resolves to 1 IPv4 address(es) - **[INFO]** Single A record — no DNS redundancy — Multiple A records provide failover if one server goes down. - **[PASS]** Has 1 IPv6 (AAAA) record(s) - **[PASS]** 6 nameserver(s) configured - **[PASS]** 2 mail exchanger(s) configured - **[INFO]** CAA records not checked — CAA record lookup requires a specialized DNS resolver. This check will be available in a future update. - **[PASS]** SPF record present in TXT - **[PASS]** DNS resolution time: 45 ms ### Redirect Chain (A+ — 100/100) *No redirects — direct access* - **[PASS]** No redirects — direct access ### IPv6 Readiness (A+ — 100/100) *IPv6 reachable (16 ms)* - **[PASS]** IPv6 is configured and reachable at 2603:1061:14:174::1 ### Crawlability (A — 90/100) *no robots.txt, sitemap with 497 URLs* - **[INFO]** No robots.txt found — robots.txt is optional but recommended. It tells search engine crawlers which pages to index. - **[PASS]** sitemap.xml is present - **[PASS]** sitemap.xml is valid XML - **[PASS]** sitemap.xml contains 497 entries ### URL Variants (D — 50/100) *www/non-www, trailing slash, HTTP→HTTPS* - **[CRITICAL]** Both www and non-www versions serve content - **[CRITICAL]** HTTP version does not redirect to HTTPS ### Domain Intelligence (A+ — 100/100) *rbi.org.in — via Sify Digital Services Limited, 23 years, 5 months old* - **[PASS]** Domain registered until Feb 28, 2027 (10 months remaining) - **[INFO]** DNSSEC is not enabled — DNSSEC protects against DNS spoofing attacks. While not required, enabling DNSSEC adds an additional layer of security. Contact your DNS provider to enable it. - **[PASS]** Registrar: Sify Digital Services Limited - **[WARNING]** Registrar lock is NOT enabled — The domain can be transferred without an unlock step. Enable registrar lock (clientTransferProhibited) in your registrar's control panel to protect against unauthorized or accidental transfers. --- ## Compliance ### WCAG Compliance (A+ — 100/100) *No testable criteria* ### Cookie Consent & Privacy (B — 80/100) *No consent signals detected* - **[WARNING]** No privacy policy link detected — A privacy policy page is recommended for transparency and may be legally required. - **[INFO]** No terms of service link detected - **[INFO]** No cookie consent banner detected - **[PASS]** 7 cookie(s) set on initial load (functional) - **[INFO]** This is an automated check, not legal advice — BeaverCheck detects technical indicators of consent management. This does not constitute a legal compliance assessment. Consult a privacy professional for GDPR/CCPA compliance. ### Language & i18n (B — 70/100) *Lang attribute present* - **[PASS]** attribute is present - **[WARNING]** value may be invalid — Use a valid BCP 47 language tag (e.g. 'en', 'fr', 'de-DE'). - **[INFO]** No Content-Language HTTP header - **[INFO]** Language signals are inconsistent — The attribute and Content-Language header should agree. ### Readability & Typography (A+ — 100/100) *Font sizes and tap targets checked* ### Viewport Configuration (A+ — 100/100) *Viewport properly configured* - **[PASS]** Viewport meta tag is present - **[PASS]** width=device-width is set - **[PASS]** User zooming is allowed ### Third-Party Trackers (C — 55/100) *3 trackers detected* - **[INFO]** 3 third-party trackers detected — Found 2 analytics, 0 advertising, 0 marketing, 1 tag manager trackers. - **[WARNING]** Trackers detected but no cookie policy found — This page loads 3 trackers but no cookie policy was detected. GDPR requires disclosure when using tracking cookies. - **[WARNING]** Trackers detected but no privacy policy found — Most data protection regulations require a privacy policy when collecting user data via trackers. ### Cookie & Tracker Inventory (A — 92/100) *7 cookies · 3 trackers · 1 pre-consent* - **[CRITICAL]** 1 tracking cookie(s) set before consent interaction — Under GDPR ePrivacy Art. 5(3), analytics and advertising cookies require explicit opt-in. These cookies appeared in the server response without any consent step — a likely violation. - **[INFO]** 2 cookie(s) could not be classified - **[INFO]** 1 third-party cookie(s) (14% of total) - **[INFO]** 3 third-party tracker(s) detected on page --- ## Legal ### Legal Page Ecosystem (F — 15/100) *1 of 7 expected legal pages detected* - **[WARNING]** Privacy Policy not detected — No link matching common Privacy Policy URL patterns or link text was found. Most websites are expected to have a Privacy Policy, especially those collecting user data. - **[WARNING]** Terms of Service not detected — No link matching common Terms of Service URL patterns or link text was found. Most websites are expected to have a Terms of Service, especially those collecting user data. - **[INFO]** Cookie Policy not detected — No link matching common Cookie Policy URL patterns or link text was found. Most websites are expected to have a Cookie Policy, especially those collecting user data. - **[PASS]** Accessibility Statement detected — Found at https://rbidocs.rbi.org.in/rdocs/content/pdfs/Accessibility20012026.pdf, linked from footer. - **[INFO]** DMCA / Copyright Notice not detected — No link matching common DMCA / Copyright Notice URL patterns or link text was found. Most websites are expected to have a DMCA / Copyright Notice, especially those collecting user data. - **[INFO]** Refund / Returns Policy not detected — No link matching common Refund / Returns Policy URL patterns or link text was found. Most websites are expected to have a Refund / Returns Policy, especially those collecting user data. - **[INFO]** Acceptable Use Policy not detected — No link matching common Acceptable Use Policy URL patterns or link text was found. Most websites are expected to have a Acceptable Use Policy, especially those collecting user data. ### Copyright Notice (C — 55/100) *No copyright notice detected* - **[INFO]** No copyright notice detected — No copyright notice detected in the page content. While not legally required in most jurisdictions (copyright exists automatically), a notice is standard practice and signals site ownership. ### Regulatory Indicators *1 regulatory indicator(s) detected* - **[INFO]** This is a technical scan, not a legal assessment — BeaverCheck detects technical indicators that may suggest regulatory relevance. This is not a compliance audit and should not be relied upon for legal decisions. Consult qualified legal counsel for compliance assessments. - **[INFO]** ADA indicators detected (moderate confidence) — Indicators suggesting ADA may be relevant: Accessibility statement page found. Americans with Disabilities Act / Section 508 — requires digital accessibility for people with disabilities. ### Third-Party Data Sharing *1 third-party service(s) detected* - **[INFO]** Data inventory for transparency purposes — This inventory identifies third-party services that receive data from your site visitors. Under regulations like GDPR (Article 30), maintaining records of data processing activities is commonly considered a best practice. This automated scan provides a starting point — it may not capture all data flows. - **[INFO]** 1 third-party services across 1 categories — 1 third-party services detected across 1 categories: Analytics (1). Each of these services receives some user data from your site visitors. - **[INFO]** Google Analytics (Analytics) — Detected via script URL. Typically collects: Page views, User behavior, Demographics, Device info, IP address. Privacy policy: https://policies.google.com/privacy. Data Processing Agreement available. ### Compliance Badges (C — 55/100) *0 compliance badge(s) detected* - **[INFO]** No compliance badges detected — No recognized compliance certification badges or seals were found. This is common — many sites do not display compliance badges. --- ## Availability ### CDN & Delivery (B — 80/100) *Azure CDN (PRIVATE_NOSTORE)* - **[PASS]** Site is served via Azure CDN CDN - **[INFO]** CDN cache status: PRIVATE_NOSTORE ### HTTP Caching (B — 70/100) *private* - **[PASS]** Cache-Control header is set - **[INFO]** No ETag or Last-Modified header — Conditional requests (304 Not Modified) are not possible without validators. ### Transport Security (B — 75/100) *HTTP/3, HSTS, and TLS version analysis* - **[INFO]** HTTP/3 (QUIC) not advertised — HTTP/3 eliminates head-of-line blocking. If your CDN supports it, consider enabling it. - **[WARNING]** HSTS max-age is short: 186 days — HSTS max-age should be at least 1 year (31536000 seconds). - **[PASS]** TLS 1.3 in use (fastest handshake, 1-RTT) --- ## Accessibility ### Landmark Structure (A+ — 100/100) *5 landmarks* - **[PASS]**
landmark present - **[PASS]** 1