# BeaverCheck Audit Report — https://santander.com.br

**Date:** May 25, 2026  
**URL:** https://santander.com.br  
**Overall Grade:** C (77/100)  
**Report:** https://beavercheck.com/results/422ad65b-1bfe-413d-a712-fdb92e86d437

## Top Findings

1. **[CRITICAL]** Content-Security-Policy header is missing — Security > Security Headers
2. **[CRITICAL]** HSTS header is missing — Security > Security Headers
3. **[CRITICAL]** No Content-Security-Policy header found — Security > Content Security Policy
4. **[CRITICAL]** Scan returned a Akamai Bot Manager bot-protection interstitial, not the actual page — Security > Bot Challenge Detection
5. **[CRITICAL]** Missing <html lang> attribute (WCAG 3.1.1) — Accessibility > Document Language

---

## Lighthouse Scores

| Category | Score |
|----------|-------|
| Performance | 28 |
| Accessibility | 74 |
| Best Practices | 77 |
| SEO | 100 |

---

## Security

### Security Headers (F — 10/100)

*2 of 10 headers properly configured*

- **[CRITICAL]** HSTS header is missing — Strict-Transport-Security forces browsers to use HTTPS, preventing downgrade attacks. Add the header with a max-age of at least 1 year.
- **[WARNING]** X-Content-Type-Options header is missing — This header prevents MIME-type sniffing, which can lead to XSS attacks. Set it to 'nosniff'.
- **[WARNING]** X-Frame-Options header is missing — This header prevents clickjacking by controlling who can embed your page in a frame. Set it to DENY or SAMEORIGIN.
- **[WARNING]** Referrer-Policy header is missing — Controls how much referrer information is sent with requests. Set to 'strict-origin-when-cross-origin' or stricter.
- **[WARNING]** Permissions-Policy header is missing — Controls which browser features (camera, microphone, geolocation) are allowed. Set it to restrict unused features.
- **[CRITICAL]** Content-Security-Policy header is missing — CSP is the most important header for preventing XSS attacks. See the CSP section for detailed analysis.
- **[WARNING]** Cross-Origin-Opener-Policy header is missing — COOP isolates your browsing context, preventing cross-origin side-channel attacks. Set to 'same-origin'.
- **[WARNING]** Cross-Origin-Embedder-Policy header is missing — COEP prevents loading cross-origin resources without explicit permission. Required for SharedArrayBuffer and high-resolution timers.
- **[PASS]** X-Powered-By header is not present
- **[PASS]** Server header is not present
- **[INFO]** Domain is not in the Chrome HSTS preload list (status: unknown) — Submit your domain to hstspreload.org to close the trust-on-first-use gap. Requires a preload-ready HSTS header (max-age=31536000+, includeSubDomains, preload).

### Content Security Policy (F — 0/100)

*No enforcing CSP policy found*

- **[CRITICAL]** No Content-Security-Policy header found — CSP is the most effective defense against XSS attacks. Add a Content-Security-Policy header to restrict resource loading.

### TLS & Certificates (A+ — 100/100)

*TLS 1.3, 8 checks passed*

- **[PASS]** TLS 1.3 is used
- **[PASS]** Strong cipher suite is used
- **[INFO]** HTTP/2 is not negotiated — HTTP/2 provides multiplexing and header compression for better performance.
- **[PASS]** OCSP stapling enabled
- **[PASS]** Certificate is valid (expires in 79 days)
- **[PASS]** Certificate chain has 2 certificates
- **[PASS]** Certificate uses modern signature algorithm
- **[PASS]** Certificate covers 95 domain(s)
- **[PASS]** Certificate is issued by a trusted CA

### Cookie Security (A+ — 100/100)

*No cookies set — no cookie security risks*

- **[PASS]** No cookies set — no cookie security risks

### Cookie Hygiene (A+ — 100/100)

*No cookies set -- cookie-hygiene check is N/A*

- **[PASS]** No cookies set

### WAF / Bot Protection (B — 75/100)

*No WAF detected via response headers*

- **[INFO]** No WAF detected — Response headers don't match any known WAF or bot-management product. Sites exposed to abuse (login, signup, payment) typically benefit from a WAF such as Cloudflare, Akamai, AWS WAF, or Imperva.

### security.txt (C — 60/100)

*No security.txt file found*

- **[INFO]** No security.txt file found — security.txt (RFC 9116) provides a standardized way for security researchers to report vulnerabilities. Create one at /.well-known/security.txt with at least a Contact field.

### Cross-Origin Tab Safety (A+ — 100/100)

*No new-tab links found -- no tabnabbing surface*

- **[PASS]** No new-tab links present

### CSP Inline-Style Readiness (A+ — 100/100)

*No inline style attributes -- strict CSP is feasible*

- **[PASS]** No inline style attributes detected

### Trusted Types (XSS Sink Hardening) (A+ — 100/100)

*No CSP header -- Trusted Types check is N/A*

- **[PASS]** No CSP header found -- Trusted Types check is N/A

### Bot Challenge Detection (F — 0/100)

*Scan was blocked by Akamai Bot Manager -- the rest of this report does NOT reflect the real site*

- **[CRITICAL]** Scan returned a Akamai Bot Manager bot-protection interstitial, not the actual page — The HTML captured by the scanner is a `Akamai Bot Manager` challenge / block page. The scanner's user-agent or IP was flagged as bot traffic and the real site content was never returned. Every other section in this report (security headers, accessibility, content, SEO, performance) was computed against the few KB of interstitial HTML rather than your actual page -- those findings are NOT meaningful for this URL.

Detection signal: 'Access Denied' + Reference # + HTTP block + small body -- Akamai Bot Manager pattern

Resolution paths: (1) allow-list BeaverCheck's worker IPs at the bot-protection layer, (2) configure a relaxed challenge for known scanner user-agents, or (3) accept that the public site is unscannable from third-party tools. Note that Cloudflare's "Bot Fight Mode" and "Super Bot Fight Mode" both block the scanner by default.

### Soft-404 Detection (A+ — 100/100)

*HTTP status is non-2xx -- soft-404 check is N/A*

- **[PASS]** HTTP status is non-2xx -- soft-404 check is N/A

### Empty Page Detection (A+ — 100/100)

*Page has substantive body text and no placeholder / template-leak signals*

- **[PASS]** Page has substantive body text and no placeholder / template-leak signals

### Geo-Restriction Detection (A+ — 100/100)

*No geo-restriction signals detected -- scan reached the page from an allowed region*

- **[PASS]** No geo-restriction detected

### Maintenance Mode Detection (A+ — 100/100)

*No maintenance-mode signals detected -- scan reached a normal page*

- **[PASS]** No maintenance-mode signals detected

### Subresource Integrity Adoption (A+ — 100/100)

*Page has no third-party scripts or stylesheets -- SRI not applicable*

- **[PASS]** No third-party scripts or stylesheets to protect with SRI

### CORS Depth (A+ — 100/100)

*No CORS response headers -- the resource is same-origin-only by browser default*

- **[PASS]** No CORS response headers -- the resource is same-origin-only by browser default

### Permissions-Policy Granularity (C — 60/100)

*No Permissions-Policy header set -- powerful features (camera / microphone / geolocation / payment / USB) default to allow-on-same-origin*

- **[WARNING]** Permissions-Policy header not set -- features default to allow-on-same-origin — Without a `Permissions-Policy` (or legacy `Feature-Policy`) header, every powerful browser feature defaults to its spec default policy (typically `self`). A third-party iframe injected via XSS or a misconfigured embed can still request access to the user's camera, microphone, geolocation, payment APIs, USB devices, etc. Explicitly deny features the page doesn't need:

```
Permissions-Policy: camera=(), microphone=(), geolocation=(), payment=(), usb=(), accelerometer=(), gyroscope=()
```

Features the page legitimately uses can stay enabled with `feature=(self)`.

### Referrer-Policy Strictness (B — 75/100)

*Referrer-Policy header not set -- browser default applies (modern: strict-origin-when-cross-origin; legacy browsers: no-referrer-when-downgrade)*

- **[INFO]** Referrer-Policy header not set -- browser default applies — Without an explicit `Referrer-Policy` header, the browser falls back to its default policy. Modern browsers (Chrome 85+, Firefox 87+, Safari 15+) default to `strict-origin-when-cross-origin`, which is privacy-safe. Legacy browsers default to the leaky `no-referrer-when-downgrade`, which sends the full URL (including path + query) on cross-origin HTTPS-to-HTTPS requests. Set an explicit header to ensure consistent behavior:

```
Referrer-Policy: strict-origin-when-cross-origin
```

This matches the modern browser default and is privacy-safe without breaking referrer-based same-origin analytics.

### Source Map Exposure (A+ — 100/100)

*Source-map probe didn't run on this scan*

- **[PASS]** Source-map probe didn't run on this scan

### HTML Version Disclosure (A+ — 100/100)

*No software-version disclosures in HTML*

- **[PASS]** No software-version disclosures in HTML

### Open Redirect Surface (A+ — 100/100)

*No redirect-shaped query parameters in DOM links*

- **[PASS]** No redirect-shaped query parameters in DOM links

### Auth Security (A+ — 100/100)

*Page is not a login form -- auth-security checks are N/A*

- **[PASS]** Page does not appear to be a login form

### Subdomain Inventory Exposure (A+ — 100/100)

*No risky subdomain names in certificate SANs*

- **[PASS]** No risky subdomain names in certificate SANs

---

## Advanced Security

### Subresource Integrity (A+ — 100/100)

*No external resources*

- **[PASS]** No external resources to protect

### JS Library Vulnerabilities (A+ — 100/100)

*No known vulnerabilities*

- **[PASS]** No known JavaScript library vulnerabilities detected

### Information Leakage (A+ — 100/100)

*No exposures*

- **[INFO]** No security.txt found — Consider adding a security.txt at /.well-known/security.txt.
- **[PASS]** No sensitive files exposed

### Email Security (B — 70/100)

*DMARC: reject, SPF: -all*

- **[PASS]** DMARC policy is reject — strongest protection
- **[PASS]** SPF ends in -all (hard fail) — strongest setting
- **[INFO]** No DKIM detected via common selectors — DKIM signs outbound mail to prove origin. We probed common selectors (default, google, selector1, etc.) without finding a record. If you use a non-standard selector, this is a false negative.
- **[INFO]** MTA-STS not configured — MTA-STS forces inbound mail to use TLS, preventing downgrade attacks. Requires both a TXT record at _mta-sts.<domain> and a policy file at https://mta-sts.<domain>/.well-known/mta-sts.txt.
- **[INFO]** TLS-RPT not configured — TLS-RPT (RFC 8460) lets MTAs report TLS-handshake failures, so you can detect and fix MTA-STS misconfigurations. Add a TXT record at _smtp._tls.<domain>.
- **[INFO]** BIMI not configured — BIMI (Brand Indicators for Message Identification) lets supporting clients (Gmail, Apple Mail, Yahoo) display your verified logo next to your messages. Optional but raises trust signals. Requires DMARC at p=quarantine or p=reject to be honored.

### API Surface (A+ — 100/100)

*No API specs or GraphQL introspection found (probed 11 candidate path(s))*

- **[PASS]** No API specs or GraphQL introspection found (probed 11 path(s))

### Permissions-Policy (D — 40/100)

*No header set*

- **[WARNING]** No Permissions-Policy header — Consider adding a Permissions-Policy header to restrict browser feature access from embedded content.

### CORS Configuration (B — 80/100)

*No CORS headers*

- **[PASS]** No CORS headers present — secure default

---

## Performance

### Page Weight Budget (F — 30/100)

*2.9 MB transferred, 167 requests*

- **[WARNING]** Page weighs 8.6 MB (2.9 MB transferred)
- **[WARNING]** JavaScript is 2.1 MB — consider code splitting or lazy loading — Large JavaScript bundles delay interactivity. Split code by route or defer non-critical scripts.
- **[INFO]** Fonts are 553 KB — consider subsetting or using system fonts — Subset fonts to include only used characters, or switch to system font stacks.
- **[WARNING]** 167 HTTP requests — consider bundling or reducing — Each request adds latency. Bundle small files, use sprites, or eliminate unnecessary requests.
- **[INFO]** Estimated 0.61 g CO2 per page load

### Third-Party Impact (D — 50/100)

*100% third-party, 0 ms blocking*

- **[WARNING]** Third-party code accounts for 100% of page weight (2.9 MiB of 2.9 MiB)
- **[PASS]** Third-party blocking time is low (0 ms)

### Text Compression (A+ — 100/100)

*All text resources are compressed*

- **[PASS]** All text resources are compressed

### Image Optimization (C — 60/100)

*62 images, 0 KB saveable*

- **[WARNING]** https://www.santander.com.br/sites/WPC_CMS/imagem/... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]**  is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www.santander.com.br/sites/WPC_CMS/imagem/... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www.santander.com.br/sites/WPC_CMS/imagem/... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www.santander.com.br/sites/WPC_CMS/imagem/... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.

### JS Execution Cost (F — 20/100)

*13390ms total JS execution*

- **[WARNING]** https://www.santander.com.br/mfe-cookies/polyfills...: 3479ms CPU time
- **[WARNING]** https://www.santander.com.br/: 1829ms CPU time
- **[WARNING]** Unattributable: 1508ms CPU time
- **[WARNING]** https://www.santander.com.br/OdEmAYiOktnI/gjY8e_/D...: 987ms CPU time
- **[WARNING]** https://www.googletagmanager.com/gtm.js?id=GTM-KMF...: 784ms CPU time
- **[WARNING]** Third-party scripts: 11882ms (89% of total)

### Font Loading (A+ — 100/100)

*13 fonts (553 KB)*

- **[INFO]** 13 font(s) use font-display: swap (FOUT risk but functional)

### JS Bundles (F — 20/100)

*41 scripts, 631 KB unused*

- **[WARNING]** https://www.googletagmanager.com/gtm.js?id=GTM-NQW...: 71 KB unused (63%) — Consider code splitting or tree shaking to reduce unused code.
- **[WARNING]** https://www.santander.com.br/mfe-home-header/main....: 66 KB unused (23%) — Consider code splitting or tree shaking to reduce unused code.
- **[WARNING]** https://www.googletagmanager.com/gtag/js?id=G-Y4V2...: 63 KB unused (37%) — Consider code splitting or tree shaking to reduce unused code.
- **[WARNING]** https://www.googletagmanager.com/gtag/destination?...: 61 KB unused (47%) — Consider code splitting or tree shaking to reduce unused code.
- **[WARNING]** https://www.googletagmanager.com/gtm.js?id=GTM-KMF...: 58 KB unused (27%) — Consider code splitting or tree shaking to reduce unused code.
- **[INFO]** Total unused JavaScript: 631 KB

### Resource Caching (A+ — 100/100)

*All resources properly cached*

- **[PASS]** No caching issues found

### Critical Rendering Path (A+ — 100/100)

*No render-blocking resources*

- **[PASS]** No render-blocking resources detected

### Resource Hints (A+ — 100/100)

*No optimization needed*

- **[PASS]** No resource hint issues

### HTTP/3 (QUIC) (B — 75/100)

*HTTP/3 not advertised*

- **[INFO]** HTTP/3 (QUIC) is not advertised — HTTP/3 isn't advertised via Alt-Svc and the worker didn't negotiate h3. HTTP/3 reduces handshake latency (1-RTT instead of 2-3 RTTs) and is more resilient on lossy connections. Most modern CDNs (Cloudflare, Fastly, AWS CloudFront, Google Cloud CDN) support HTTP/3 with a single config switch -- consider enabling for mobile-heavy workloads.

### Compression Algorithm (C — 70/100)

*Main response served uncompressed*

- **[INFO]** Main HTML response has no Content-Encoding (uncompressed) — The main HTML document is served without compression. The Text Compression section above lists the broader picture; for the main response specifically, even gzip would shave ~70-80% off most text payloads.

### LCP Image Preload (A+ — 100/100)

*LCP preload audit not available*

- **[PASS]** LCP image preload audit not available for this scan

### Main HTML Cache-Control (B — 80/100)

*No Cache-Control header on main HTML response*

- **[INFO]** Main HTML response has no Cache-Control header — Without an explicit Cache-Control, browsers fall back to heuristic caching (~10% of Last-Modified age). Set `Cache-Control: no-cache` or `max-age=300` for HTML to control freshness explicitly -- prevents stale auth state and SPA shell drift.

### Server-Timing Observability (B — 85/100)

*No Server-Timing header found*

- **[INFO]** No Server-Timing header found — Server-Timing exposes backend timing breakdowns to browser DevTools (e.g., `db: 45ms; render: 120ms; cache: 2ms`). Useful for diagnosing slow pages without backend log access. Most modern frameworks (Next.js, Cloudflare Workers, Fastly) emit it automatically; absence on a managed platform usually means telemetry headers are stripped at the edge.

### Server Response Intelligence (A+ — 95/100)

*1 server-response signal(s) detected*

- **[INFO]** No `ETag` or `Last-Modified` -- conditional GET not supported — Without either header, browsers can't issue conditional GETs and refresh always re-downloads the full response body even when nothing changed. Add `ETag: "<hash>"` (or `Last-Modified: <date>`) on cacheable responses; the server returns 304 Not Modified when the client's cached copy is still valid, saving bandwidth.

### Page Weight Inventory (F — 30/100)

*167 resources · 2.9 MB · 631 KB savings available*

- **[WARNING]** Page weight 2.9 MB exceeds 1 MB target by 1.9 MB
- **[INFO]** ~631 KB of savings available
- **[WARNING]** 166 third-party resources (100% of weight)
- **[INFO]** 2 resources over 200KB

### Render-Blocking Resources (A+ — 100/100)

*No render-blocking resources detected*

- **[PASS]** No render-blocking resources detected in <head>

### Third-Party Resources (A+ — 100/100)

*No third-party resources detected*


### JavaScript Blocking (A — 90/100)

*1 JS blocking issue(s) detected*

- **[WARNING]** Total JS execution time is 13.4 s -- over the 3.5s budget — Total JavaScript execution (parse + compile + run) across all scripts exceeds 3.5 seconds. On low-end devices that becomes 7-15+ seconds and shows up directly in TBT and INP. Reduce by: tree-shaking unused dependencies, code-splitting (dynamic `import()`), removing or deferring third-party tracking, and replacing heavy frameworks where they're not needed.

### CSS Performance Depth (A+ — 100/100)

*No CSS performance depth issues detected*

- **[PASS]** No CSS performance depth issues detected

---

## Content Quality

### Links (A+ — 100/100)

*No links to check.*

- **[PASS]** No links found on the page

### Mixed Content (A+ — 100/100)

*No mixed content detected — all resources use HTTPS.*

- **[PASS]** No mixed content detected — all resources use HTTPS

### Open Graph (F — 0/100)

*No Open Graph tags found — social sharing previews will be generic.*

- **[WARNING]** No Open Graph meta tags found — Without og:title, og:description, and og:image, social media platforms will generate a generic preview when your page is shared.

### Open Graph / Twitter Card Depth (A+ — 100/100)

*No OG image or Twitter card set -- depth check is N/A (presence covered by Open Graph section)*

- **[PASS]** No OG image / Twitter card to evaluate

### Structured Data (C — 40/100)

*No structured data (JSON-LD) found.*

- **[INFO]** No structured data (JSON-LD) found — Adding structured data helps search engines understand your content and can enable rich results.

### Rich Results Eligibility (C — 75/100)

*No JSON-LD found -- no rich-result eligibility*

- **[INFO]** No JSON-LD structured data on the page — No `<script type="application/ld+json">` blocks found. Without structured data, search engines fall back to inferring page meaning from raw HTML -- which works but doesn't unlock SERP features (rich snippets, knowledge panel, FAQ accordion, breadcrumb trail). Adding even basic JSON-LD (Organization for the site identity, BreadcrumbList for navigation context) is a low-effort SEO win.

### Image Optimization (A+ — 100/100)

*No images to analyze*


### Autoplay Media (A+ — 100/100)

*No autoplay media on the page*

- **[PASS]** No autoplay media on the page

---

## Infrastructure

### DNS Records (A+ — 100/100)

*2 A records, 12 ms lookup*

- **[PASS]** Resolves to 2 IPv4 address(es)
- **[INFO]** No IPv6 (AAAA) records
- **[PASS]** 14 nameserver(s) configured
- **[PASS]** 6 mail exchanger(s) configured
- **[PASS]** SPF record present in TXT
- **[PASS]** DNS resolution time: 12 ms

### Subdomain Takeover (A+ — 100/100)

*No subdomain takeover risk detected*

- **[PASS]** No CNAME record present

### DNSSEC (B — 80/100)

*Unsigned (DNSSEC not deployed)*

- **[INFO]** DNSSEC is not deployed — The zone is not DNSSEC-signed. Users on validating resolvers (Cloudflare 1.1.1.1, Quad9 9.9.9.9, growing default in mobile resolvers) get no protection against DNS spoofing for this domain. Most registrars now offer DNSSEC at a single click; consider enabling it for sites where authenticity matters (banking, healthcare, government).

### CAA Records (B — 80/100)

*No CAA records (any CA may issue certificates)*

- **[INFO]** No CAA records published — Without CAA records, any publicly-trusted CA can issue certificates for this domain. Adding a CAA record (`yourdomain. IN CAA 0 issue "letsencrypt.org"`) restricts issuance to CAs you authorize. Required by CAB Forum baseline since 2017; the default of 'any CA' is widely supported but is the broader attack surface for issuance fraud.

### Reverse DNS (B — 75/100)

*0/2 IPs match cert SAN*

- **[INFO]** PTR for 23.44.4.152 does not match any cert SAN: a23-44-4-152.deploy.static.akamaitechnologies.com — Common when behind a CDN or shared hosting (PTR points at the provider's hostname). Mismatch can also affect mail deliverability if this IP sends email -- many MTAs reject mail when forward+reverse DNS disagree.
- **[INFO]** PTR for 23.44.4.179 does not match any cert SAN: a23-44-4-179.deploy.static.akamaitechnologies.com — Common when behind a CDN or shared hosting (PTR points at the provider's hostname). Mismatch can also affect mail deliverability if this IP sends email -- many MTAs reject mail when forward+reverse DNS disagree.

### Multi-Resolver DNS Speed (A+ — 100/100)

*Mean 2ms across 3 resolvers (spread 2ms)*

- **[PASS]** Google: 1ms
- **[PASS]** Cloudflare: 2ms
- **[PASS]** Quad9: 3ms

### Redirect Chain (A+ — 100/100)

*0 redirect(s), 90 ms total*


### IPv6 Readiness (C — 60/100)

*No IPv6 support*

- **[INFO]** No IPv6 (AAAA) records found — IPv6 support is increasingly important for global accessibility. About 40% of internet users have IPv6 connectivity.

### Crawlability (B — 75/100)

*no robots.txt, no sitemap*

- **[INFO]** No robots.txt found — robots.txt is optional but recommended. It tells search engine crawlers which pages to index.
- **[INFO]** No sitemap.xml found — A sitemap helps search engines discover and index your pages more efficiently.

### URL Variants (B — 75/100)

*www/non-www, trailing slash, HTTP→HTTPS*

- **[CRITICAL]** HTTP version does not redirect to HTTPS

### Domain Intelligence (A+ — 100/100)

*santander.com.br — 29 years, 10 months old, hosted on Akamai*

- **[PASS]** Domain registered until Dec 23, 2027 (1 years, 7 months remaining)
- **[INFO]** DNSSEC is not enabled — DNSSEC protects against DNS spoofing attacks. While not required, enabling DNSSEC adds an additional layer of security. Contact your DNS provider to enable it.
- **[WARNING]** Registrar lock is NOT enabled — The domain can be transferred without an unlock step. Enable registrar lock (clientTransferProhibited) in your registrar's control panel to protect against unauthorized or accidental transfers.
- **[PASS]** Hosting: Akamai

---

## Compliance

### WCAG Compliance (A+ — 100/100)

*No testable criteria*


### Cookie Consent & Privacy (B — 80/100)

*No consent signals detected*

- **[WARNING]** No privacy policy link detected — A privacy policy page is recommended for transparency and may be legally required.
- **[INFO]** No terms of service link detected
- **[INFO]** No cookie consent banner detected
- **[INFO]** This is an automated check, not legal advice — BeaverCheck detects technical indicators of consent management. This does not constitute a legal compliance assessment. Consult a privacy professional for GDPR/CCPA compliance.

### Consent UX Depth (A+ — 100/100)

*No consent-UX depth issues detected*

- **[PASS]** No consent-UX depth issues detected

### Tracker Inventory (A+ — 100/100)

*No script URLs to scan -- tracker inventory is N/A*

- **[PASS]** No script URLs to scan -- tracker inventory is N/A

### Language & i18n (A — 90/100)

*Lang attribute present*

- **[PASS]** <html lang> attribute is present
- **[PASS]** <html lang> value is valid
- **[INFO]** No Content-Language HTTP header
- **[INFO]** Language signals are inconsistent — The <html lang> attribute and Content-Language header should agree.

### Hreflang Configuration (A+ — 100/100)

*No hreflang tags on this page*

- **[PASS]** No hreflang tags found (single-language site)

### Internationalization Extras (A+ — 100/100)

*No additional i18n signals detected*

- **[PASS]** No additional i18n signals detected

### Readability & Typography (A+ — 100/100)

*Font sizes and tap targets checked*


### Viewport Configuration (F — 30/100)

*No viewport meta tag*

- **[CRITICAL]** No viewport meta tag found — Without a viewport meta tag, the page will not render correctly on mobile devices.

### Accessibility Statement (B — 70/100)

*No accessibility statement detected*

- **[WARNING]** No accessibility statement detected — Sites are increasingly expected to publish an accessibility statement. Required by EU Web Accessibility Directive 2016/2102 for public-sector bodies; recommended best practice elsewhere. Common URLs: /accessibility, /accessibility-statement, /a11y.

### GDPR Article 13 Disclosures (F — 25/100)

*0 / 8 Art. 13 categories matched in homepage body*

- **[WARNING]** GDPR Article 13 disclosure coverage: 0 / 8 categories — Scanned the homepage body text AND the linked /privacy page for GDPR Article 13 disclosures. Matched 0 of 8 categories: . Missing: Data Protection Officer contact (where applicable), Data retention period, Data subject rights (access, erasure, rectification, etc.), Identity / contact details of the data controller, International data transfers, Legal basis for processing, Recipients of personal data, Right to lodge a complaint with a supervisory authority. Note: only the FIRST same-origin privacy-policy link is followed; deeper sub-pages (e.g. /legal/data-subject-rights) are not fetched.

### Third-Party Trackers (C — 55/100)

*2 trackers detected*

- **[INFO]** 2 third-party trackers detected — Found 2 analytics, 0 advertising, 0 marketing, 0 tag manager, 0 session-replay, 0 heatmap trackers.
- **[WARNING]** Trackers detected but no cookie policy found — This page loads 2 trackers but no cookie policy was detected. GDPR requires disclosure when using tracking cookies.
- **[WARNING]** Trackers detected but no privacy policy found — Most data protection regulations require a privacy policy when collecting user data via trackers.

### Cookie & Tracker Inventory (A+ — 100/100)

*0 cookies · 2 trackers · 0 pre-consent*

- **[INFO]** 2 third-party tracker(s) detected on page

### Tracking Pixel Inventory (A+ — 100/100)

*No image data to inspect for tracking pixels*

- **[PASS]** No image data to inspect for tracking pixels

### Browser Fingerprinting (A+ — 100/100)

*No browser-fingerprinting libraries detected*

- **[PASS]** No browser-fingerprinting libraries detected

### Cross-Site Cookies (SameSite=None) (A+ — 100/100)

*No cookies on the page*

- **[PASS]** No cookies set on the page response

### Beacon Tracking (sendBeacon) (A+ — 100/100)

*No navigator.sendBeacon usage detected in inline scripts*

- **[PASS]** No navigator.sendBeacon usage detected in inline scripts

---

## Legal

### Legal Page Ecosystem (F — 0/100)

*0 of 7 expected legal pages detected*

- **[WARNING]** Privacy Policy not detected — No link matching common Privacy Policy URL patterns or link text was found. Most websites are expected to have a Privacy Policy, especially those collecting user data.
- **[WARNING]** Terms of Service not detected — No link matching common Terms of Service URL patterns or link text was found. Most websites are expected to have a Terms of Service, especially those collecting user data.
- **[INFO]** Cookie Policy not detected — No link matching common Cookie Policy URL patterns or link text was found. Most websites are expected to have a Cookie Policy, especially those collecting user data.
- **[INFO]** Accessibility Statement not detected — No link matching common Accessibility Statement URL patterns or link text was found. Most websites are expected to have a Accessibility Statement, especially those collecting user data.
- **[INFO]** DMCA / Copyright Notice not detected — No link matching common DMCA / Copyright Notice URL patterns or link text was found. Most websites are expected to have a DMCA / Copyright Notice, especially those collecting user data.
- **[INFO]** Refund / Returns Policy not detected — No link matching common Refund / Returns Policy URL patterns or link text was found. Most websites are expected to have a Refund / Returns Policy, especially those collecting user data.
- **[INFO]** Acceptable Use Policy not detected — No link matching common Acceptable Use Policy URL patterns or link text was found. Most websites are expected to have a Acceptable Use Policy, especially those collecting user data.

### Copyright Notice (C — 55/100)

*No copyright notice detected*

- **[INFO]** No copyright notice detected — No copyright notice detected in the page content. While not legally required in most jurisdictions (copyright exists automatically), a notice is standard practice and signals site ownership.

### Regulatory Indicators

*0 regulatory indicator(s) detected*

- **[INFO]** This is a technical scan, not a legal assessment — BeaverCheck detects technical indicators that may suggest regulatory relevance. This is not a compliance audit and should not be relied upon for legal decisions. Consult qualified legal counsel for compliance assessments.
- **[INFO]** No specific regulatory indicators detected — No strong signals for GDPR, CCPA, ADA, PCI, HIPAA, or COPPA were found. This does not mean these regulations don't apply — it means we didn't detect common technical indicators.

### Third-Party Data Sharing

*0 third-party service(s) detected*

- **[INFO]** Data inventory for transparency purposes — This inventory identifies third-party services that receive data from your site visitors. Under regulations like GDPR (Article 30), maintaining records of data processing activities is commonly considered a best practice. This automated scan provides a starting point — it may not capture all data flows.
- **[INFO]** No recognized third-party data-sharing services detected — This page does not appear to load external tracking, analytics, or advertising scripts.

### Compliance Badges (C — 55/100)

*0 compliance badge(s) detected*

- **[INFO]** No compliance badges detected — No recognized compliance certification badges or seals were found. This is common — many sites do not display compliance badges.

---

## Availability

### CDN & Delivery (D — 50/100)

*No CDN detected*

- **[WARNING]** No CDN detected — A CDN can significantly improve load times for users around the world by caching content at edge nodes closer to them.

### HTTP Caching (F — 30/100)

*No cache headers*

- **[WARNING]** No Cache-Control header found — Browsers will use heuristic caching, which can be unpredictable. Set explicit cache headers.

### Operational Status Page (B — 80/100)

*No status page link detected*

- **[INFO]** No operational status page link detected — Status pages communicate planned maintenance and incidents to users -- a hallmark of operationally-mature services. Most SaaS teams publish one via Atlassian Statuspage, Instatus, BetterUptime, or a self-hosted Cachet. Smaller sites legitimately don't need one; flagged as Info, not a failure.

### Transport Security (B — 75/100)

*HTTP/3, HSTS, and TLS version analysis*

- **[INFO]** HTTP/3 (QUIC) not advertised — HTTP/3 eliminates head-of-line blocking. If your CDN supports it, consider enabling it.
- **[WARNING]** Missing Strict-Transport-Security header — HSTS tells browsers to only use HTTPS, preventing SSL stripping attacks.
- **[PASS]** TLS 1.3 in use (fastest handshake, 1-RTT)

### Health Check Endpoint (A+ — 95/100)

*Auth-protected health endpoint at https://santander.com.br/health (HTTP 403)*

- **[PASS]** Auth-protected health endpoint exposed at https://santander.com.br/health

### CDN Cache Observability (B — 85/100)

*No CDN cache-status headers in the response*

- **[INFO]** No CDN cache-status headers in the response — Without an X-Cache / CF-Cache-Status / X-Vercel-Cache / Age header, you can't tell from outside whether a request hit the cache or went to origin. Operationally important: enables debugging stale-content reports and verifying cache rules. Most managed CDN platforms emit at least one of these by default; absence often means the platform's diagnostic headers are stripped at an upstream proxy.

---

## Accessibility

### Landmark Structure (D — 40/100)

*No landmarks*

- **[CRITICAL]** No <main> landmark found — Screen reader users cannot quickly navigate to the primary content. Wrap your main content in <main>.
- **[WARNING]** No <nav> landmark found
- **[INFO]** No banner (header) landmark
- **[INFO]** No contentinfo (footer) landmark
- **[WARNING]** Skip navigation link is missing (WCAG 2.4.1) — Add a skip link as the first focusable element so keyboard users can bypass repeated navigation.

### Heading Hierarchy (A+ — 100/100)

*1 headings*

- **[PASS]** Single H1 present

### Heading Text Quality (A+ — 100/100)

*All 1 heading(s) have substantive, well-formed text*

- **[PASS]** Heading text quality is clean -- no placeholder, length, or styling issues

### Alt Text Quality (A+ — 100/100)

*No images*

- **[PASS]** No images on this page

### Form Accessibility (A+ — 100/100)

*No form controls*

- **[PASS]** No form controls on this page

### Link & Button Quality (A+ — 100/100)

*No links or buttons*

- **[PASS]** No links or buttons on this page

### Form Input Types (A+ — 100/100)

*No form controls on this page*

- **[PASS]** No form controls on this page

### Form Input Quality (A+ — 100/100)

*No form controls on this page*

- **[PASS]** No form controls on this page

### Mobile Keyboard & Autofill (A+ — 100/100)

*No form controls -- mobile keyboard check is N/A*

- **[PASS]** No form controls on this page

### Document Language (F — 40/100)

*Missing <html lang> attribute (WCAG 3.1.1)*

- **[CRITICAL]** Missing <html lang> attribute (WCAG 3.1.1) — Without `<html lang="...">`, screen readers default to the user's system language even when reading content in a different one -- words get pronounced wrong (English text read with French phonetics, etc.). Add a BCP-47 language tag to the <html> root element.

### Tabindex Anti-Patterns (A+ — 100/100)

*No explicit tabindex attributes found*

- **[PASS]** No explicit tabindex attributes found

### Iframe Accessibility (A+ — 100/100)

*No iframes on this page*

- **[PASS]** No iframes on this page

### Tap Target Adequacy (C — 75/100)

*8 tap target(s) too small or too close together*

- **[WARNING]** 8 tap target(s) too small or too close to neighbors — WCAG 2.5.5 (Level AAA) requires interactive targets to be at least 44x44 CSS pixels; WCAG 2.5.8 (Level AA, added in 2.2) requires 24x24 minimum. Failing targets cause mis-taps for users with motor impairments, large fingers, or shaky hands -- and are a major bounce-rate driver on mobile commerce flows. Lighthouse measures rendered rects + adjacent-element spacing; the failing list is in the Lighthouse 'tap-targets' audit detail panel.

### Mobile-Readable Font Sizes (A+ — 100/100)

*All 4 visible text node(s) render at >= 12 CSS pixels*

- **[PASS]** All text uses legible mobile font sizes (>= 12 CSS px)

---

## UX

### 404 Error Page (F — 5/100)

*HTTP 403, bare page*

- **[WARNING]** Unexpected status code: HTTP 403 — Expected HTTP 404 but received 403. This may confuse search engine crawlers.
- **[WARNING]** Bare server default 404 page — The 404 page has no custom styling. Users hitting a broken link see a generic error with no way to navigate back. Add a custom 404 page with your site navigation and a search bar.

### Favicon & Branding (F — 0/100)

*No icons detected*

- **[WARNING]** No favicon.ico at site root — Some older browsers, bookmark tools, and RSS readers look for /favicon.ico. Add one as a fallback.
- **[INFO]** No apple-touch-icon detected — iOS devices use this when users add your site to their home screen. Add <link rel='apple-touch-icon' sizes='180x180' href='/apple-touch-icon.png'>.
- **[CRITICAL]** No favicon or icon links detected — Your site will show the browser's generic page icon in tabs, bookmarks, and home screens.

### Web Manifest (D — 40/100)

*Not found*

- **[INFO]** No web manifest found — No manifest at standard paths (/manifest.json, /site.webmanifest). A manifest is optional but enables PWA features like home screen installation and standalone display.

### PWA Depth (A+ — 100/100)

*No PWA depth issues detected*

- **[PASS]** No PWA depth issues detected

### Dark Mode Support (D — 40/100)

*No dark mode signals*

- **[INFO]** No dark mode signals detected — Consider adding CSS with @media (prefers-color-scheme: dark) and <meta name='color-scheme' content='light dark'>.
- **[INFO]** Detection limited to meta tags and inline styles — External CSS files may contain prefers-color-scheme rules not visible to this scan.

### Print Stylesheet (D — 40/100)

*No print styles*

- **[INFO]** No print-specific styles detected — When users print this page, they get the screen layout including navigation and non-essential elements. Add @media print rules to hide navigation and optimize layout for paper.

### Navigation UX (F — 0/100)

*No navigation patterns*

- **[INFO]** No breadcrumbs, search, or skip link detected — These navigation aids help users orient themselves and find content efficiently, especially on large sites.

### Mobile UX Depth (A+ — 97/100)

*1 mobile-depth signal(s) detected*

- **[INFO]** No `<meta name="theme-color">` -- browser chrome falls back to default — Without `theme-color`, Android Chrome's status bar and iOS Safari's toolbar fall back to a generic gray. Adding a single hex color in `<meta name="theme-color" content="#0066cc">` tints them to your brand color across all mobile browsers.

---

## SEO

### Canonical URL (B — 80/100)

*Minor issues*

- **[WARNING]** No canonical tag found — Search engines will determine the canonical URL themselves, which may cause duplicate content issues.

### Meta Tags (B — 75/100)

*Title: 13 chars*

- **[PASS]** Page title is set
- **[WARNING]** Title is only 13 characters — consider expanding
- **[WARNING]** No meta description tag found — Without a meta description, Google auto-generates a snippet from page content -- usually less click-attractive than a hand-written summary. Add `<meta name="description" content="...">` with a 70-160 char summary.
- **[INFO]** Title and H1 are identical — Consider differentiating — the title is for search results, the H1 is for the page.

### Title Style Depth (A+ — 100/100)

*Title style is clean -- consistent separator, no stale year, no keyword stuffing*

- **[PASS]** Title style is clean

### Content Depth (F — 10/100)

*17 words, Very Difficult*

- **[CRITICAL]** Page has only 17 words — nearly empty — Search engines need substantive text content to understand and rank a page.
- **[INFO]** Reading level: Very Difficult (grade 11)
- **[WARNING]** Thin content — only 17 words

### Internal Links (A — 90/100)

*No links*

- **[PASS]** No links found on this page
- **[WARNING]** Dead-end page — no outgoing internal links

### Image SEO (A+ — 100/100)

*No images*

- **[PASS]** No images on this page

### Hreflang

*0 hreflang tags*


### Hreflang URL Quality (A+ — 100/100)

*No hreflang tags on the page*

- **[PASS]** No hreflang tags on the page

### Hreflang Completeness (A+ — 100/100)

*No hreflang tags on this page -- check is N/A (single-language site or unannotated)*

- **[PASS]** No hreflang tags found -- completeness check is N/A

### Sitemap Freshness (C — 75/100)

*No sitemap.xml found*

- **[INFO]** No sitemap.xml found — Sitemaps help search engines discover and prioritize URLs. Not strictly required for small sites where every page is linked from the homepage, but recommended once a site grows beyond a few dozen URLs.

### Sitemap × Robots Consistency (C — 75/100)

*Sitemap or robots.txt missing -- consistency check skipped*

- **[INFO]** Cross-check skipped (sitemap or robots.txt absent)

### Sitemap Hygiene (A+ — 100/100)

*No sitemap to evaluate -- depth check is N/A*

- **[PASS]** No sitemap fetched -- depth check skipped

### Markup Quality (A — 90/100)

*1 markup-quality issue(s) detected*

- **[WARNING]** No `<meta charset>` declaration in HTML — The page has no `<meta charset="...">` tag. Browsers fall back to a default encoding (typically UTF-8 in modern browsers, but not guaranteed). Add `<meta charset="utf-8">` as the first child of `<head>` to make the encoding explicit.

---

## Sustainability

### CO2 Per Page Load (D — 50/100)

*0.82g CO2 per view*

- **[INFO]** 0.82g CO2 per page view — This page transfers 2.9 MB, producing an estimated 0.82g of CO2 per visit using the Sustainable Web Design model (v4). Breakdown: data center 0.15g, network 0.14g, end-user device 0.53g.
- **[INFO]** At 10,000 monthly views: 98.4 kg CO2/year — With 10,000 page views per month, this page would generate approximately 98.4 kg of CO2 annually — equivalent to charging 12295 smartphones.

### Green Hosting (D — 50/100)

*Unknown*

- **[INFO]** Hosting provider could not be identified — Without knowing the provider, we cannot determine their energy sourcing. Check with your hosting provider about their renewable energy commitments.
- **[INFO]** Green hosting status based on known provider commitments — Green hosting detection uses a curated database of provider renewable energy commitments. This is not a real-time verification. For authoritative checks, visit thegreenwebfoundation.org.

### Repeat Visit Weight (A+ — 100/100)

*99% cached*

- **[PASS]** 99% reduction on repeat visits — Returning visitors download only 28 KB (vs 2963 KB first visit). 163 of 167 resources are served from browser cache, saving 0.81g CO2 per repeat visit.
- **[INFO]** Repeat visit: 0.01g CO2 (first visit: 0.82g)

### Carbon Budget (D — 50/100)

*56th percentile*

- **[WARNING]** 0.82g CO2 — above the median website (0.60g) — Heavier than an estimated 44% of websites. Reducing page weight, optimizing images, and removing unused JavaScript would lower the carbon footprint. See the Performance tab.
- **[INFO]** Estimated 56th percentile — Compared to: top 10% = 0.20g, target = 0.50g, median = 0.60g per page view.

### Transfer Efficiency (B — 80/100)

*79% efficient*

- **[INFO]** Transfer efficiency: 79% — An estimated 631 KB (21%) could be eliminated: 0 KB via better compression, 0 KB via modern image formats, 631 KB of unused JavaScript. This wasted data produces 0.17g of unnecessary CO2 per page view.

### Web Font Weight Variants (B — 90/100)

*No detectable Google Fonts weights*

- **[INFO]** No detectable Google Fonts weights — The analyzer detects font weights via Google Fonts URL parameters (~70% of font-using sites). Self-hosted fonts and non-Google CDN fonts aren't visible to URL-based detection. If you self-host fonts, manually audit how many @font-face weights you ship -- 2-3 weights per family is typically enough; 5+ is usually unused payload.

---

---

*Generated by [BeaverCheck](https://beavercheck.com) — https://beavercheck.com/results/422ad65b-1bfe-413d-a712-fdb92e86d437*
