# BeaverCheck Audit Report — https://bankofamerica.com

**Date:** April 21, 2026  
**URL:** https://bankofamerica.com  
**Overall Grade:** C (74/100)  
**Report:** https://beavercheck.com/results/8866c081-348a-4717-982f-c4ff3992fd91

## Top Findings

1. **[CRITICAL]** Content-Security-Policy header is missing — Security > Security Headers
2. **[CRITICAL]** No Content-Security-Policy header found — Security > Content Security Policy
3. **[CRITICAL]** Page weighs 20.7 MB (5.0 MB transferred) — Performance > Page Weight Budget
4. **[CRITICAL]** 1 image(s) missing alt attribute — Accessibility > Alt Text Quality
5. **[CRITICAL]** 1 link(s) with no accessible text — Accessibility > Link & Button Quality

---

## Lighthouse Scores

| Category | Score |
|----------|-------|
| Performance | 30 |
| Accessibility | 85 |
| Best Practices | 77 |
| SEO | 92 |

---

## Security

### Security Headers (F — 25/100)

*2 of 10 headers properly configured*

- **[WARNING]** HSTS is missing includeSubDomains — Without includeSubDomains, subdomains can still be accessed over HTTP.
- **[WARNING]** X-Content-Type-Options header is missing — This header prevents MIME-type sniffing, which can lead to XSS attacks. Set it to 'nosniff'.
- **[WARNING]** X-Frame-Options header is missing — This header prevents clickjacking by controlling who can embed your page in a frame. Set it to DENY or SAMEORIGIN.
- **[WARNING]** Referrer-Policy header is missing — Controls how much referrer information is sent with requests. Set to 'strict-origin-when-cross-origin' or stricter.
- **[WARNING]** Permissions-Policy header is missing — Controls which browser features (camera, microphone, geolocation) are allowed. Set it to restrict unused features.
- **[CRITICAL]** Content-Security-Policy header is missing — CSP is the most important header for preventing XSS attacks. See the CSP section for detailed analysis.
- **[WARNING]** Cross-Origin-Opener-Policy header is missing — COOP isolates your browsing context, preventing cross-origin side-channel attacks. Set to 'same-origin'.
- **[WARNING]** Cross-Origin-Embedder-Policy header is missing — COEP prevents loading cross-origin resources without explicit permission. Required for SharedArrayBuffer and high-resolution timers.
- **[PASS]** X-Powered-By header is not present
- **[PASS]** Server header is present without version info

### Content Security Policy (F — 0/100)

*No enforcing CSP policy found*

- **[CRITICAL]** No Content-Security-Policy header found — CSP is the most effective defense against XSS attacks. Add a Content-Security-Policy header to restrict resource loading.

### TLS & Certificates (A+ — 100/100)

*TLS 1.3, 7 checks passed*

- **[PASS]** TLS 1.3 is used
- **[PASS]** Strong cipher suite is used
- **[INFO]** HTTP/2 is not negotiated — HTTP/2 provides multiplexing and header compression for better performance.
- **[PASS]** Certificate is valid (expires in 147 days)
- **[PASS]** Certificate chain has 3 certificates
- **[PASS]** Certificate uses modern signature algorithm
- **[PASS]** Certificate covers 1 domain(s)
- **[PASS]** Certificate is issued by a trusted CA

### Cookie Security (A+ — 100/100)

*No cookies set — no cookie security risks*

- **[PASS]** No cookies set — no cookie security risks

---

## Advanced Security

### Subresource Integrity (D — 40/100)

*2 of 64 external resources have SRI*

- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External link from www1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External link from www1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[PASS]** script from cdn.cookielaw.org has SRI protection
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from rail.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[PASS]** script from cdn.cookielaw.org has SRI protection
- **[WARNING]** External script from boss.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from aero.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from boss.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from dull.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from tags.tiqcdn.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from storage.glancecdn.net lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External link from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External link from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from www.google-analytics.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from boss.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from dull.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from aero.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External link from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External link from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External link from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External link from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External link from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from aero.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from storage.glancecdn.net lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from boss.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from aero.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from www1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from www1.bac-assets.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.
- **[WARNING]** External script from secure.bankofamerica.com lacks integrity attribute — Without SRI, if this CDN is compromised, attackers could inject malicious code.

### JS Library Vulnerabilities (A+ — 100/100)

*No known vulnerabilities*

- **[PASS]** No known JavaScript library vulnerabilities detected

### Information Leakage (A+ — 100/100)

*No exposures*

- **[INFO]** No security.txt found — Consider adding a security.txt at /.well-known/security.txt.
- **[PASS]** No sensitive files exposed

### Email Security (A+ — 100/100)

*DMARC: reject*

- **[PASS]** DMARC policy is reject — strongest protection

### Permissions-Policy (D — 40/100)

*No header set*

- **[WARNING]** No Permissions-Policy header — Consider adding a Permissions-Policy header to restrict browser feature access from embedded content.

### CORS Configuration (B — 80/100)

*No CORS headers*

- **[PASS]** No CORS headers present — secure default

---

## Performance

### Page Weight Budget (F — 0/100)

*5.0 MB transferred, 217 requests*

- **[CRITICAL]** Page weighs 20.7 MB (5.0 MB transferred)
- **[WARNING]** JavaScript is 3.3 MB — consider code splitting or lazy loading — Large JavaScript bundles delay interactivity. Split code by route or defer non-critical scripts.
- **[INFO]** CSS is 389 KB — consider purging unused styles — Remove unused CSS rules with tools like PurgeCSS to reduce stylesheet size.
- **[INFO]** Fonts are 384 KB — consider subsetting or using system fonts — Subset fonts to include only used characters, or switch to system font stacks.
- **[WARNING]** 217 HTTP requests — consider bundling or reducing — Each request adds latency. Bundle small files, use sprites, or eliminate unnecessary requests.
- **[INFO]** Estimated 1.0 g CO2 per page load

### Third-Party Impact (D — 50/100)

*100% third-party, 0 ms blocking*

- **[WARNING]** Third-party code accounts for 100% of page weight (5.0 MiB of 5.0 MiB)
- **[PASS]** Third-party blocking time is low (0 ms)

### Text Compression (A+ — 100/100)

*All text resources are compressed*

- **[PASS]** All text resources are compressed

### Image Optimization (C — 60/100)

*46 images, 0 KB saveable*

- **[WARNING]** https://www1.bac-assets.com/homepage/spa-assets/im... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www1.bac-assets.com/homepage/spa-assets/im... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://secure1.bac-assets.com/spa/widgets/gt-secu... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www1.bac-assets.com/homepage/spa-assets/im... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www1.bac-assets.com/homepage/spa-assets/im... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www1.bac-assets.com/homepage/spa-assets/im... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www1.bac-assets.com/homepage/spa-assets/im... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www1.bac-assets.com/homepage/spa-assets/im... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www1.bac-assets.com/homepage/spa-assets/im... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www1.bac-assets.com/homepage/spa-assets/im... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.
- **[WARNING]** https://www1.bac-assets.com/homepage/spa-assets/im... is missing width/height — may cause layout shift — Set explicit width and height to prevent CLS.

### JS Execution Cost (F — 20/100)

*31112ms total JS execution*

- **[WARNING]** https://www.bankofamerica.com/: 3216ms CPU time
- **[WARNING]** https://secure1.bac-assets.com/sparta/client/helpe...: 3113ms CPU time
- **[WARNING]** Unattributable: 2729ms CPU time
- **[WARNING]** https://www1.bac-assets.com//homepage/spa-assets/j...: 2439ms CPU time
- **[WARNING]** https://secure1.bac-assets.com/spa/widgets/gt-nav-...: 2326ms CPU time
- **[WARNING]** Third-party scripts: 31112ms (100% of total)

### Font Loading (A+ — 100/100)

*28 fonts (384 KB)*

- **[INFO]** 28 font(s) use font-display: swap (FOUT risk but functional)

### JS Bundles (F — 20/100)

*58 scripts, 1.4 MB unused*

- **[WARNING]** https://www1.bac-assets.com//homepage/spa-assets/j...: 310 KB unused (65%) — Consider code splitting or tree shaking to reduce unused code.
- **[WARNING]** https://secure1.bac-assets.com/spa/widgets/gt-nav-...: 200 KB unused (52%) — Consider code splitting or tree shaking to reduce unused code.
- **[WARNING]** https://secure1.bac-assets.com/spa/widgets/gt-sear...: 145 KB unused (50%) — Consider code splitting or tree shaking to reduce unused code.
- **[WARNING]** https://secure1.bac-assets.com/spa/widgets/gt-foot...: 129 KB unused (39%) — Consider code splitting or tree shaking to reduce unused code.
- **[WARNING]** https://secure1.bac-assets.com/spa/widgets/gt-secu...: 107 KB unused (44%) — Consider code splitting or tree shaking to reduce unused code.
- **[INFO]** Total unused JavaScript: 1.4 MB

### Resource Caching (A+ — 100/100)

*All resources properly cached*

- **[PASS]** No caching issues found

### Critical Rendering Path (A+ — 100/100)

*No render-blocking resources*

- **[PASS]** No render-blocking resources detected

### Resource Hints (A+ — 100/100)

*No optimization needed*

- **[PASS]** No resource hint issues

### Page Weight Inventory (F — 15/100)

*217 resources · 5.0 MB · 1.4 MB savings available*

- **[WARNING]** Page weight 4.0 MB over 1MB target
- **[INFO]** ~1.4 MB of savings available
- **[WARNING]** 216 third-party resources (100% of weight)
- **[INFO]** 7 resources over 200KB

### Render-Blocking Resources (A+ — 100/100)

*No render-blocking resources detected*

- **[PASS]** No render-blocking resources detected in <head>

### Third-Party Resources (A+ — 100/100)

*No third-party resources detected*


---

## Content Quality

### Links (C — 72/100)

*182 links checked, 174 healthy, 4 broken*

- **[CRITICAL]** 174 of 182 links are healthy
- **[INFO]** Long redirect chain: https://promo.bankofamerica.com/mobile-banking/ (4 hops)
- **[INFO]** Long redirect chain: https://bankofamerica.com/student-banking/ (3 hops)
- **[INFO]** Long redirect chain: https://promotions.bankofamerica.com/digitalban... (3 hops)
- **[CRITICAL]** Broken link: http://www.sipc.org/ — Found in <a href>. Get "http://www.sipc.org/": context deadline exceeded
- **[INFO]** Long redirect chain: https://www.bankofamerica.com/childrens-privacy (3 hops)
- **[CRITICAL]** Broken link: https://patents.bankofamerica.com — Found in <a href>. Get "https://patents.bankofamerica.com": remote error: tls: handshake failure
- **[CRITICAL]** Broken link: https://secure.bankofamerica.com/customer/public/privacy.... — Found in <a href>. Get "https://secure.bankofamerica.com/customer/public/privacy.go?request_locale=en-US": context deadline exceeded
- **[WARNING]** Broken link: about:blank — Found in <iframe src>. Get "about:blank": unsupported protocol scheme "about"

### Mixed Content (A+ — 100/100)

*No mixed content detected — all resources use HTTPS.*

- **[PASS]** No mixed content detected — all resources use HTTPS

### Open Graph (A+ — 100/100)

*Open Graph tags are well configured for social sharing.*

- **[INFO]** og:title is long (68 characters) — Titles over 60 characters may be truncated in social sharing previews.

### Structured Data (A+ — 100/100)

*3 JSON-LD block(s) found — structured data is well configured.*

- **[INFO]** Missing recommended property "sameAs" for Organization — Adding "sameAs" can improve how search engines display your content.
- **[PASS]** Custom type "Corporation" — unable to validate specific properties
- **[PASS]** Custom type "WebPage" — unable to validate specific properties
- **[PASS]** 3 JSON-LD blocks found

---

## Infrastructure

### DNS Records (A+ — 100/100)

*3 A records, 10 ms lookup*

- **[PASS]** Resolves to 3 IPv4 address(es)
- **[INFO]** No IPv6 (AAAA) records
- **[PASS]** 7 nameserver(s) configured
- **[PASS]** 2 mail exchanger(s) configured
- **[INFO]** CAA records not checked — CAA record lookup requires a specialized DNS resolver. This check will be available in a future update.
- **[PASS]** SPF record present in TXT
- **[PASS]** DNS resolution time: 10 ms

### Redirect Chain (A — 90/100)

*1 redirect(s), 182 ms total*

- **[PASS]** Single redirect
- **[INFO]** WWW normalization redirect

### IPv6 Readiness (C — 60/100)

*No IPv6 support*

- **[INFO]** No IPv6 (AAAA) records found — IPv6 support is increasingly important for global accessibility. About 40% of internet users have IPv6 connectivity.

### Crawlability (A+ — 100/100)

*robots.txt present, sitemap with 27 URLs*

- **[PASS]** robots.txt is present
- **[PASS]** sitemap.xml is present
- **[PASS]** sitemap.xml is valid XML
- **[PASS]** sitemap.xml contains 27 entries
- **[PASS]** robots.txt references sitemap

### URL Variants (B — 75/100)

*www/non-www, trailing slash, HTTP→HTTPS*

- **[CRITICAL]** Both www and non-www versions serve content
- **[PASS]** HTTP correctly 301-redirects to HTTPS

### Domain Intelligence (A+ — 100/100)

*bankofamerica.com — via CSC Corporate Domains, Inc., 27 years, 8 months old, hosted on AWS*

- **[PASS]** Domain registered until Dec 28, 2026 (8 months remaining)
- **[PASS]** DNSSEC is enabled
- **[PASS]** Registrar: CSC Corporate Domains, Inc.
- **[WARNING]** Registrar lock is NOT enabled — The domain can be transferred without an unlock step. Enable registrar lock (clientTransferProhibited) in your registrar's control panel to protect against unauthorized or accidental transfers.
- **[PASS]** Hosting: AWS

---

## Compliance

### WCAG Compliance (A+ — 100/100)

*No testable criteria*


### Cookie Consent & Privacy (A+ — 95/100)

*privacy policy found*

- **[PASS]** Privacy policy link found
- **[INFO]** No terms of service link detected
- **[INFO]** No cookie consent banner detected
- **[INFO]** This is an automated check, not legal advice — BeaverCheck detects technical indicators of consent management. This does not constitute a legal compliance assessment. Consult a privacy professional for GDPR/CCPA compliance.

### Language & i18n (A — 90/100)

*Lang attribute present*

- **[PASS]** <html lang> attribute is present
- **[PASS]** <html lang> value is valid
- **[INFO]** No Content-Language HTTP header
- **[INFO]** Language signals are inconsistent — The <html lang> attribute and Content-Language header should agree.

### Readability & Typography (A+ — 100/100)

*Font sizes and tap targets checked*


### Viewport Configuration (A+ — 100/100)

*Viewport properly configured*

- **[PASS]** Viewport meta tag is present
- **[PASS]** width=device-width is set
- **[PASS]** User zooming is allowed

### Third-Party Trackers (A+ — 95/100)

*7 trackers detected*

- **[INFO]** 7 third-party trackers detected — Found 4 analytics, 0 advertising, 0 marketing, 3 tag manager trackers.

### Cookie & Tracker Inventory (A+ — 100/100)

*0 cookies · 7 trackers · 0 pre-consent*

- **[INFO]** 7 third-party tracker(s) detected on page

---

## Legal

### Legal Page Ecosystem (D — 50/100)

*2 of 7 expected legal pages detected*

- **[PASS]** Privacy Policy detected — Found at https://www.bankofamerica.com/privacy/overview.go?request_locale=en_US.
- **[WARNING]** Terms of Service not detected — No link matching common Terms of Service URL patterns or link text was found. Most websites are expected to have a Terms of Service, especially those collecting user data.
- **[PASS]** Cookie Policy detected — Found at https://www.bankofamerica.com/content/documents/privacy/Cookie_Guide_eng.pdf , linked from footer.
- **[INFO]** Accessibility Statement not detected — No link matching common Accessibility Statement URL patterns or link text was found. Most websites are expected to have a Accessibility Statement, especially those collecting user data.
- **[INFO]** DMCA / Copyright Notice not detected — No link matching common DMCA / Copyright Notice URL patterns or link text was found. Most websites are expected to have a DMCA / Copyright Notice, especially those collecting user data.
- **[INFO]** Refund / Returns Policy not detected — No link matching common Refund / Returns Policy URL patterns or link text was found. Most websites are expected to have a Refund / Returns Policy, especially those collecting user data.
- **[INFO]** Acceptable Use Policy not detected — No link matching common Acceptable Use Policy URL patterns or link text was found. Most websites are expected to have a Acceptable Use Policy, especially those collecting user data.

### Copyright Notice (A+ — 100/100)

*© 2026 Bank of America Corporation*

- **[PASS]** Copyright notice is up to date — Copyright notice is up to date: © 2026 Bank of America Corporation
- **[PASS]** Copyright holder: Bank of America Corporation

### Regulatory Indicators

*4 regulatory indicator(s) detected*

- **[INFO]** This is a technical scan, not a legal assessment — BeaverCheck detects technical indicators that may suggest regulatory relevance. This is not a compliance audit and should not be relied upon for legal decisions. Consult qualified legal counsel for compliance assessments.
- **[INFO]** GDPR indicators detected (strong confidence) — Indicators suggesting GDPR may be relevant: Consent management platform detected: cookielaw.org; Privacy policy page found. EU General Data Protection Regulation — governs collection and processing of personal data of EU residents.
- **[INFO]** CCPA indicators detected (strong confidence) — Indicators suggesting CCPA may be relevant: Text mentions: ccpa; Text mentions: california consumer privacy act; Link URL pattern: https://web.bankofamerica.com/en/privacy/ccpa-disclosure/. California Consumer Privacy Act — gives California residents rights over their personal data.
- **[INFO]** HIPAA indicators detected (weak confidence) — Indicators suggesting HIPAA may be relevant: Text mentions: phi. Health Insurance Portability and Accountability Act — protects sensitive patient health information.
- **[INFO]** COPPA indicators detected (weak confidence) — Indicators suggesting COPPA may be relevant: Text mentions: children's privacy. Children's Online Privacy Protection Act — restricts collection of data from children under 13.

### Third-Party Data Sharing

*1 third-party service(s) detected*

- **[INFO]** Data inventory for transparency purposes — This inventory identifies third-party services that receive data from your site visitors. Under regulations like GDPR (Article 30), maintaining records of data processing activities is commonly considered a best practice. This automated scan provides a starting point — it may not capture all data flows.
- **[INFO]** 1 third-party services across 1 categories — 1 third-party services detected across 1 categories: Analytics (1). Each of these services receives some user data from your site visitors.
- **[INFO]** Google Analytics (Analytics) — Detected via script URL. Typically collects: Page views, User behavior, Demographics, Device info, IP address. Privacy policy: https://policies.google.com/privacy. Data Processing Agreement available.

### Compliance Badges (B — 70/100)

*1 compliance badge(s) detected*

- **[PASS]** TRUSTe / TrustArc badge detected — Found via body text: 'truste'. Note: the presence of a badge does not verify the certification is current or valid.

---

## Availability

### CDN & Delivery (B — 80/100)

*AWS CloudFront (FunctionGeneratedResponse from cloudfront)*

- **[PASS]** Site is served via AWS CloudFront CDN (edge: AMS58-P2)
- **[INFO]** CDN cache status: FunctionGeneratedResponse from cloudfront

### HTTP Caching (A — 90/100)

*max-age=3600 (1 hour)*

- **[PASS]** Cache-Control header is set
- **[PASS]** Effective TTL: 1 hour (max-age=3600)
- **[INFO]** No ETag or Last-Modified header — Conditional requests (304 Not Modified) are not possible without validators.

### Transport Security (A — 90/100)

*HTTP/3, HSTS, and TLS version analysis*

- **[INFO]** HTTP/3 (QUIC) not advertised — HTTP/3 eliminates head-of-line blocking. If your CDN supports it, consider enabling it.
- **[PASS]** HSTS enabled (base policy)
- **[INFO]** HSTS missing includeSubDomains — Without includeSubDomains, HSTS only protects the exact domain.
- **[PASS]** TLS 1.3 in use (fastest handshake, 1-RTT)

---

## Accessibility

### Landmark Structure (C — 60/100)

*7 landmarks*

- **[CRITICAL]** No <main> landmark found — Screen reader users cannot quickly navigate to the primary content. Wrap your main content in <main>.
- **[PASS]** 4 <nav> landmark(s) found
- **[WARNING]** 1 of 4 <nav> elements are unlabeled — Multiple navigations need aria-label to distinguish them for screen readers.
- **[INFO]** No banner (header) landmark
- **[PASS]** Skip navigation link present

### Heading Hierarchy (B — 70/100)

*50 headings, 1 skip(s)*

- **[WARNING]** Multiple H1 headings (7 found) — A page should have only one H1. Multiple H1s dilute the document outline.
- **[WARNING]** Heading level skipped: H1 → H4 (missing H2) — Skipping heading levels breaks the document outline. Screen readers may interpret missing levels as structural errors.
- **[WARNING]** 1 empty heading(s) — Empty headings appear in the document outline but provide no information.
- **[INFO]** 1 hidden heading(s) (aria-hidden)

### Alt Text Quality (A — 88/100)

*1 of 68 images have issues*

- **[CRITICAL]** 1 image(s) missing alt attribute — Images without alt text are invisible to screen readers.
- **[INFO]** 1 image(s) with alt text over 125 characters
- **[PASS]** 36 decorative image(s) correctly marked
- **[PASS]** 30 image(s) with good alt text

### Form Accessibility (A+ — 100/100)

*All 20 controls labeled*

- **[PASS]** 20 control(s) properly labeled

### Link & Button Quality (C — 68/100)

*3 issue(s) across 159 links and 56 buttons*

- **[CRITICAL]** 1 link(s) with no accessible text — Links without text are announced as raw URLs by screen readers.
- **[WARNING]** 2 link(s) with generic text — Generic link text like 'click here' doesn't describe the destination.
- **[WARNING]** 43 link(s) open in new tab without warning — Add '(opens in new tab)' to link text or aria-label.
- **[PASS]** 113 link(s) with descriptive text

---

## UX

### 404 Error Page (B — 70/100)

*HTTP 404, custom page*

- **[PASS]** Correct 404 status code returned
- **[PASS]** Custom styled 404 page
- **[PASS]** Navigation links present on 404 page

### Favicon & Branding (B — 70/100)

*6 icon(s) detected*

- **[PASS]** favicon.ico present at site root
- **[PASS]** HTML icon links detected
- **[PASS]** Apple touch icon present
- **[PASS]** Multiple icon sizes detected

### Web Manifest (D — 40/100)

*Not found*

- **[INFO]** No web manifest found — No manifest at standard paths (/manifest.json, /site.webmanifest). A manifest is optional but enables PWA features like home screen installation and standalone display.

### Dark Mode Support (B — 80/100)

*Dark mode detected*

- **[PASS]** color-scheme meta tag present — The site declares support for light and dark color schemes via <meta name='color-scheme'>.
- **[INFO]** Theme-color present but no dark variant — A theme-color is set but no dark-specific variant was found. The browser toolbar may not adapt for dark mode users.
- **[INFO]** Detection limited to meta tags and inline styles — External CSS files may contain prefers-color-scheme rules not visible to this scan.

### Print Stylesheet (D — 40/100)

*No print styles*

- **[INFO]** No print-specific styles detected — When users print this page, they get the screen layout including navigation and non-essential elements. Add @media print rules to hide navigation and optimize layout for paper.

### Navigation UX (F — 35/100)

*1 navigation pattern(s)*

- **[PASS]** Skip navigation link detected
- **[PASS]** 4 navigation landmark(s) detected
- **[PASS]** Hamburger menu detected (responsive design)

---

## SEO

### Canonical URL (A+ — 95/100)

*Properly configured*

- **[PASS]** Canonical tag present
- **[PASS]** Canonical is self-referencing
- **[PASS]** Canonical matches final URL after redirects
- **[PASS]** Canonical target returns 200
- **[INFO]** Canonical points to a different domain

### Meta Tags (A — 85/100)

*Title: 13 chars*

- **[PASS]** Page title is set
- **[WARNING]** Title is only 13 characters — consider expanding
- **[INFO]** Title and H1 have very different wording — Alignment helps users confirm they've reached the right page.

### Content Depth (A — 85/100)

*4292 words, Fairly Difficult*

- **[PASS]** Page has 4292 words — good depth for search engines
- **[INFO]** Text-to-HTML ratio is 3% — Very low ratio suggests heavy framework overhead or boilerplate.
- **[INFO]** Reading level: Fairly Difficult (grade 11)

### Internal Links (A+ — 100/100)

*42 internal, 117 external*

- **[PASS]** 42 internal links (26%)
- **[PASS]** 98% of links use descriptive anchor text
- **[INFO]** 42 internal / 117 external links

### Image SEO (A+ — 95/100)

*68 images, 68 descriptive filenames*

- **[PASS]** All images have descriptive filenames
- **[INFO]** 5 image(s) missing alt text — see Accessibility tab

### Hreflang

*0 hreflang tags*


---

## Sustainability

### CO2 Per Page Load (D — 50/100)

*1.40g CO2 per view*

- **[WARNING]** 1.40g CO2 per page view — This page transfers 5.0 MB, producing an estimated 1.40g of CO2 per visit using the Sustainable Web Design model (v4). Breakdown: data center 0.26g, network 0.24g, end-user device 0.90g.
- **[INFO]** At 10,000 monthly views: 168.5 kg CO2/year — With 10,000 page views per month, this page would generate approximately 168.5 kg of CO2 annually — equivalent to charging 21056 smartphones.

### Green Hosting (D — 40/100)

*Not green*

- **[INFO]** No confirmed renewable energy commitment detected — Consider providers like Cloudflare, Google Cloud, or Vercel that match 100% of their energy use with renewables.
- **[INFO]** AWS: Renewable energy varies by region; committed to 100% by 2025
- **[INFO]** AWS CloudFront: Renewable varies by edge location
- **[INFO]** Green hosting status based on known provider commitments — Green hosting detection uses a curated database of provider renewable energy commitments. This is not a real-time verification. For authoritative checks, visit thegreenwebfoundation.org.

### Repeat Visit Weight (A+ — 100/100)

*97% cached*

- **[PASS]** 97% reduction on repeat visits — Returning visitors download only 152 KB (vs 5075 KB first visit). 212 of 217 resources are served from browser cache, saving 1.36g CO2 per repeat visit.
- **[INFO]** Repeat visit: 0.04g CO2 (first visit: 1.40g)

### Carbon Budget (F — 30/100)

*72th percentile*

- **[WARNING]** 1.40g CO2 — above the median website (0.60g) — Heavier than an estimated 28% of websites. Reducing page weight, optimizing images, and removing unused JavaScript would lower the carbon footprint. See the Performance tab.
- **[INFO]** Estimated 72th percentile — Compared to: top 10% = 0.20g, target = 0.50g, median = 0.60g per page view.

### Transfer Efficiency (C — 60/100)

*71% efficient*

- **[WARNING]** Transfer efficiency: 71% — An estimated 1462 KB (29%) could be eliminated: 0 KB via better compression, 0 KB via modern image formats, 1462 KB of unused JavaScript. This wasted data produces 0.40g of unnecessary CO2 per page view.

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*Generated by [BeaverCheck](https://beavercheck.com) — https://beavercheck.com/results/8866c081-348a-4717-982f-c4ff3992fd91*