D — https://iii.org | BeaverCheck Audit

Site Health

Score: 67 / 100

Based on 8 categories, 0 sections

Room to improve — your 32.5s load time is above Google's 2.5s 'Good' threshold.

Several missing protections leave your users and data exposed.

Major barriers for users with disabilities — up to 15% of your audience.

Well-optimized for search — your content is discoverable.

Solid infrastructure — fast server responses across the board.

Mostly compliant — a few items need attention.

Rich content metadata — your pages look great everywhere.

Heavier than average — reducing page weight saves energy and bandwidth.

How is this calculated?

The overall score is a weighted average of individual category scores. Categories with more impact on user experience and security carry more weight.

Performance 25%Security 25%Accessibility 15%SEO 10%Infrastructure 10%Compliance 8%Content 5%Sustainability 2%

Weights reflect general web best practices. Individual needs may differ.

How the composite score is calculated

How you compare

Drupal · 362 peers

You 67

Avg 73

-6 below average

0 50 100

See full Drupal benchmark →

Adobe Fonts · 229 peers

You 67

Avg 73

-6 below average

0 50 100

See full Adobe Fonts benchmark →

Top Priorities (5)

Content-Security-Policy header is missing

Security gaps expose your site and users to attacks, eroding trust.

Security › Security Headers

HSTS header is missing

Security gaps expose your site and users to attacks, eroding trust.

Security › Security Headers

No Content-Security-Policy header found

Security gaps expose your site and users to attacks, eroding trust.

Security › Content Security Policy

Page weighs 13.5 MB (7.3 MB transferred)

Performance issues directly impact user engagement and conversion rates.

Performance › Page Weight Budget

13 image(s) missing alt attribute

Accessibility issues exclude users with disabilities — up to 15% of your potential audience.

Accessibility › Alt Text Quality

View fix priority matrix

Fix Priority Matrix

5 findings

Impact

Quick Wins

High impact, low effort — start here.

Strategic

High impact, requires investment.

Easy Improvements

Small gains, minimal effort.

Nothing in this quadrant — good news.

Deprioritize

Low impact, high effort — do last.

Nothing in this quadrant — good news.

← Low effort High effort →

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Markdown

[![BeaverCheck](https://beavercheck.com/badge?url=https%3A%2F%2Fiii.org)](https://beavercheck.com/results/67e6f200-cb28-4316-ba33-42d56e0a871a)

HTML

<a href="https://beavercheck.com/results/67e6f200-cb28-4316-ba33-42d56e0a871a"><img src="https://beavercheck.com/badge?url=https%3A%2F%2Fiii.org" alt="BeaverCheck Score"></a>

Image URL

https://beavercheck.com/badge?url=https%3A%2F%2Fiii.org

This badge auto-updates with your latest scan result.

What fixing these means

Your site has several issues that may be affecting user experience and business outcomes. Your LCP of 32.5s exceeds Google's 2.5s 'Good' threshold and the 1 performance issue below directly contributes to it. Accessibility issues exclude users who rely on assistive technology — an estimated 15% of your potential audience. Addressing the critical issues below would have the most immediate impact on your user trust.

3 security gaps detected — browsers may warn visitors about your site.

Your LCP is 32.5s — fixing the 1 performance critical could bring it under Google's 2.5s 'Good' threshold.

1 accessibility issue excludes users who rely on assistive technology.

Could reach Estimate based on resolving critical issues

Conversion Barriers

1 critical 9 warning

10 barrier(s) likely increasing bounce by ~30%.

Speed (2)

Page takes 32.5s to load

+12% bounce

Users abandon at ~3s — you're 30.0s over the 2.5s threshold

Fix: Optimize render-blocking resources, preload the hero image, and compress images

High main-thread blocking time

+2% bounce

Page is non-interactive for 412ms after first paint

Fix: Defer third-party scripts and split large bundles

Trust (2)

No HSTS header

+1% bounce

Returning visitors are briefly exposed to downgrade attacks on first request

Fix: Set Strict-Transport-Security: max-age=31536000; includeSubDomains

No Content-Security-Policy header

+1% bounce

Higher XSS blast radius — one compromised script can exfiltrate the checkout form

Fix: Ship a reporting-only CSP first, then enforce once violations are clean

Usability (1)

2 form field(s) without a label

+4% bounce

Screen readers skip unlabeled fields; autofill can't identify them; checkout abandonment spikes

Fix: Associate every input with a visible <label for="…">; add autocomplete attributes

Content (2)

No structured data

+2% bounce

No rich-result eligibility in Google — lower SERP CTR vs competitors with stars and prices

Fix: Add JSON-LD for your page type (Product, Article, FAQPage, LocalBusiness, …)

Content is hard to read

+2% bounce

Graduate-level reading difficulty — limits the addressable audience for product or blog pages

Fix: Shorten sentences; replace jargon with plain language; target Flesch ease ≥60

Navigation (3)

28 link(s) with generic text ("click here", "read more")

+1% bounce

Screen-reader users navigating by link list see no context — and search engines can't infer relevance

Fix: Rewrite with descriptive phrases that identify the destination

No skip-to-content link

+1% bounce

Keyboard and screen-reader users must tab through the entire header on every page

Fix: Add a visible-on-focus <a href="#main">Skip to content</a> as the first focusable element

1 broken link(s) on the page

+2% bounce

Clicks land on 404s — trust drops and the session often ends

Fix: Fix or remove the broken destinations surfaced on the Content tab

Preliminary CRO audit — each barrier links to the tab with detailed analysis.

Return on Investment

€425 investment → €1.71/month returns + EUR 120,500,000 risk avoided

Payback period: > 2 years First-year ROI: -95%

Investment

€425

5h · 5 findings

Monthly returns

€1.71 /mo

~€21 / year

Bandwidth savings €1.71

Regulatory risk avoided

EUR 120,500,000

if kept compliant

ePrivacy Directive EUR 100,000,000
GDPR EUR 20,000,000
EAA EUR 500,000

€128 — in quick wins — start here for the fastest payback

Figures combine localized regulatory fine ceilings, search/conversion value priced against local CPC, and bandwidth waste estimates. Results depend on implementation quality and audience composition. Not legal or financial advice.

Full methodology & sources

Estimated Remediation Cost

€425

5.0 developer hours at €85/hr

Based on European Union rates (€85/hr)

Quick wins

€128 3 fixes in ~90 minutes

Start here for the best return on investment

Cost by category

Cost by effort level

Adjust assumptions

Custom rate

€ /hr

Rates reflect fully-loaded developer cost including overhead

How developer rates are sourced

What Inaction Is Costing You

€10,041,668 / month at risk

~€120,500,021 / year if left unfixed

Compliance Risk

€120,500,000

ePrivacy DirectiveGDPREAA

No privacy policy link detected
GDPR: EUR 10,000 – EUR 20,000,000
2 advertising/retargeting trackers detected
GDPR: EUR 10,000 – EUR 20,000,000
Trackers detected but no cookie policy found
GDPR: EUR 5,000 – EUR 10,000,000

+12 more

Bandwidth Waste

€1.71 /mo

23090.7 MB/mo × 0.074 EUR/GB

Optimize transfer: save ~2.3 MB per page load
Saves €1.71/mo

Compliance figures represent the statutory maximum fine for the most severe triggered category, capped per regulation — not the sum of per-finding penalties. Based on published regulatory fine ranges. This is not legal advice.

Compliance methodology · SEO assumptions · Bandwidth model

Your performance is already good — improvements may show diminishing returns

Monthly visitors

Unique monthly visitors from your analytics

Conversion rate (%)

Purchases, signups, or key actions

Avg. order value

Optional — for revenue estimation

additional conversions/month

more engaged visitors from reduced bounce

potential monthly revenue

Current bounce (est.)

After fixes (est.)

Estimated bounce reduction

Fix 5 critical issues to capture this value

How this is calculated

Based on Google/Deloitte research ("Milliseconds Make Millions") showing a ~7% bounce rate increase per additional second of LCP above the 2.5s "Good" threshold.

Your site's LCP: → estimated after fixes.

These are estimates based on industry research — actual results vary

Bounce-rate model & assumptions

Your data stays in your browser — nothing is sent to our servers

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Lighthouse Scores

Industry-standard audits powered by Google Lighthouse.

Performance

Accessibility

Best Practices

SEO

Core Web Vitals

Key metrics that affect user experience.

First Contentful Paint First Contentful Paint — how long until the browser renders the first piece of content. Under 1.8s is good.

14.09 s

Largest Contentful Paint Largest Contentful Paint — how long until the largest visible element loads. Under 2.5s is good.

32.47 s

Total Blocking Time Total Blocking Time — total time the main thread was blocked, preventing user input. Under 200ms is good.

412 ms

Cumulative Layout Shift Cumulative Layout Shift — measures visual stability. How much the page layout shifts during loading. Under 0.1 is good.

0.000

Speed Index Speed Index — how quickly content is visually displayed during load. Under 3.4s is good.

14.09 s

Time to Interactive Time to Interactive — how long until the page is fully interactive and responds to user input. Under 3.8s is good.

32.49 s

Detailed Report

Audit breakdown by category with detailed findings.

Performance

Insights

Remove large, duplicate JavaScript modules from bundles to reduce unnecessary bytes consumed by network activity.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Polyfills and transforms enable older browsers to use new JavaScript features. However, many aren't necessary for modern browsers. Consider modifying your JavaScript build process to not transpile Baseline features, unless you know you must support older browsers. Learn why most sites can deploy ES6+ code without transpiling

Why this matters

Shipping ES5 transpiled code to modern browsers wastes bytes — every user with an evergreen browser pays for compatibility you don't need.

Learn more ▾

Most users today run browsers that natively support ES6+, async/await, optional chaining, and the rest of modern JavaScript. Transpiling to ES5 'just in case' adds 20-40% to your bundle for no benefit. Configure your build to target a modern browserslist, or ship a differential bundle pair (modern + legacy) with the module/nomodule pattern.

Source: Google web.dev / Lighthouse

3rd party code can significantly impact load performance. Reduce and defer loading of 3rd party code to prioritize your page's content.

Why this matters

Performance issues directly impact user engagement and conversion rates.

A long cache lifetime can speed up repeat visits to your page. Learn more about caching.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Request	Cache TTL	Transfer Size
connect.facebook.net/en_GB/bundle/sdk.js/	1200.0 s	77.8 KiB
/pagead/managed/js/activeview/current/ufs_web_display.js	3600.0 s	73.1 KiB
www.google-analytics.com/analytics.js	7200.0 s	20.9 KiB
snap.licdn.com/li.lms-analytics/insight.min.js	86400.0 s	18.7 KiB
use.typekit.net/uvh3wjn.js	600.0 s	7.0 KiB
connect.facebook.net/en_GB/sdk.js#xfbml=1&version=v3.2&autoLogAppEvents=1	1200.0 s	5.0 KiB
pagead2.googlesyndication.com/pagead/js/r20260421/r20110914/abg_lite_fy2021.js	1209600.0 s	8.4 KiB
/collect?v=2&fmt=js&pid=80820&time=1776897042083&url=http...	0.0 ms	692 B
/pagead/js/r20260421/r20110914/client/window_focus_fy2021.js	1209600.0 s	1.2 KiB
/p.gif?s=1&k=uvh3wjn&ht=tk&h=www.iii.org&f=139.169.175.17...	604800.0 s	205 B
/pagead/managed/js/activeview/current/ufs_web_display.js	3600.0 s	0 B
/pagead/managed/js/activeview/current/ufs_web_display.js	3600.0 s	0 B
pagead2.googlesyndication.com/pagead/js/r20260421/r20110914/abg_lite_fy2021.js	1209600.0 s	0 B
pagead2.googlesyndication.com/pagead/js/r20260421/r20110914/abg_lite_fy2021.js	1209600.0 s	0 B
/pagead/js/r20260421/r20110914/client/window_focus_fy2021.js	1209600.0 s	0 B
/pagead/js/r20260421/r20110914/client/window_focus_fy2021.js	1209600.0 s	0 B

Consider setting font-display to swap or optional to ensure text is consistently visible. swap can be further optimized to mitigate layout shifts with font metric overrides.

Why this matters

Performance issues directly impact user engagement and conversion rates.

URL	Est Savings
/af/994732/00000000000000003b9b0390/27/l?primer=c1627fd7b...	30 ms
/af/219c30/00000000000000003b9b0389/27/l?primer=c1627fd7b...	15 ms
/af/65f47b/00000000000000003b9b03a1/27/l?primer=7cdcb44be...	15 ms
/af/925423/00000000000000003b9b038f/27/l?primer=c1627fd7b...	10 ms
/af/0de7d4/00000000000000003b9b0388/27/l?primer=c1627fd7b...	10 ms
/af/ed2fe5/00000000000000003b9b0387/27/l?primer=c1627fd7b...	10 ms
/af/c225e2/000000000000000000011aff/27/l?primer=7cdcb44be...	5.0 ms

A forced reflow occurs when JavaScript queries geometric properties (such as offsetWidth) after styles have been invalidated by a change to the DOM state. This can result in poor performance. Learn more about forced reflows and possible mitigations.

Why this matters

Performance issues directly impact user engagement and conversion rates.

headings: [map[key:source label:Top function call valueType:source-location] map[granularity:1 key:reflowTime label:Total reflow time valueType:ms]]

items: [map[reflowTime:27.421 source:map[column:30286 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]]]

headings: [map[key:source label:Source valueType:source-location] map[granularity:1 key:reflowTime label:Total reflow time valueType:ms]]

items: [map[reflowTime:21.097 source:map[column:31379 line:1 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.217 source:map[column:41 line:606 type:source-location url:https://www.iii.org/misc/drupal.js?t7dqau urlProvider:network]] map[reflowTime:2.552 source:map[column:27484 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.233 source:map[column:26389 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.145 source:map[column:26518 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.107 source:map[column:26828 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.105 source:map[column:26890 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.979 source:map[column:27147 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.199 source:map[column:27223 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:1.334 source:map[column:29573 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.302 source:map[column:27506 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.151 source:map[column:29559 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.31 source:map[type:text value:[unattributed]]] map[reflowTime:2.045 source:map[column:241855 line:18 type:source-location url:https://securepubads.g.doubleclick.net/pagead/managed/js/gpt/m202604160201/pubads_impl.js?cb=31097945 urlProvider:network]]]

Reducing the download time of images can improve the perceived load time of the page and LCP. Learn more about optimizing image size

Why this matters

Performance issues directly impact user engagement and conversion rates.

	URL	Resource Size	Est Savings
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/p_auto_hail_94366343.jpg	609.5 KiB	598.2 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_inland_marine_1539626696.jpg	567.0 KiB	555.8 KiB
div.hero > div.hero-column > div.story > div.bg `div.hero > div.hero-column > div.story > div.bg`	www.iii.org/sites/default/files/images/p_hurricane.jpg	563.9 KiB	487.1 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_youngprofessionals_639467826.jpg	410.5 KiB	399.3 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_triple_i_issues_briefs.jpg	323.5 KiB	312.5 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_wildfires.jpg	312.8 KiB	301.6 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/p_man_eating_driving_464869489.jpg	297.7 KiB	286.5 KiB
div.hero > div.hero-column > div.story > div.bg `div.hero > div.hero-column > div.story > div.bg`	www.iii.org/sites/default/files/images/p_convective_storm_1509633091.jpg	313.6 KiB	246.3 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	/sites/default/files/images/p_2024_iii_billboard_legal_sy...	242.2 KiB	235.6 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_search_681625520.jpg	234.6 KiB	223.4 KiB
div.hero > div.hero-column > div.story > div.bg `div.hero > div.hero-column > div.story > div.bg`	www.iii.org/sites/default/files/images/chart_of_the_week_04072026.jpg	299.0 KiB	220.0 KiB
div.hero > div.hero-column > div.story > div.bg `div.hero > div.hero-column > div.story > div.bg`	www.iii.org/sites/default/files/a_tornado.jpg	186.0 KiB	129.1 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_economicsland.jpg	100.0 KiB	88.7 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_daily_members.jpg	97.1 KiB	85.8 KiB
div.hero > div.hero-column > div.story > div.bg `div.hero > div.hero-column > div.story > div.bg`	www.iii.org/sites/default/files/images/p_espanol3_136206930.jpg	99.3 KiB	24.2 KiB
body.jar > div#google_image_div > a#aw0 > img.img_ad `body.jar > div#google_image_div > a#aw0 > img.img_ad`	tpc.googlesyndication.com/simgad/6457202992364521086	20.6 KiB	18.0 KiB
body.jar > div#google_image_div > a#aw0 > img.img_ad `body.jar > div#google_image_div > a#aw0 > img.img_ad`	tpc.googlesyndication.com/simgad/8698151125978401955	7.1 KiB	4.5 KiB

Optimize LCP by making the LCP image discoverable from the HTML immediately, and avoiding lazy-loading

Why this matters

Performance issues directly impact user engagement and conversion rates.

lhId: page-2-DIV

nodeLabel: div.hero > div.hero-column > div.story > div.bg

path: 1,HTML,1,BODY,7,DIV,0,DIV,1,DIV,0,DIV,1,DIV,0,DIV

selector: div.hero > div.hero-column > div.story > div.bg

snippet: <div class="bg" style="background-image: url('/sites/default/files/images/p_hurricane.jpg')">

Avoid chaining critical requests by reducing the length of chains, reducing the download size of resources, or deferring the download of unnecessary resources to improve page load.

Why this matters

Performance issues directly impact user engagement and conversion rates.

description: [preconnect](https://developer.chrome.com/docs/lighthouse/performance/uses-rel-preconnect/) hints help the browser establish a connection earlier in the page load, saving time when the first request for that origin is made. The following are the origins that the page preconnected to.

title: Preconnected origins

value: no origins were preconnected

description: Add [preconnect](https://developer.chrome.com/docs/lighthouse/performance/uses-rel-preconnect/) hints to your most important origins, but try to use no more than 4.

title: Preconnect candidates

Requests are blocking the page's initial render, which may delay LCP. Deferring or inlining can move these network requests out of the critical path.

Why this matters

Performance issues directly impact user engagement and conversion rates.

URL	Transfer Size	Duration
securepubads.g.doubleclick.net/tag/js/gpt.js	33.6 KiB	1.8 s
/sites/all/themes/iii_responsive/js/jquery-ui-1.12.1.cust...	155.0 KiB	2.9 s
www.iii.org/sites/all/modules/google_analytics/googleanalytics.js?t7dqau	2.4 KiB
/sites/all/modules/jquery_update/replace/jquery/1.12/jque...	38.8 KiB	900 ms
www.iii.org/sites/all/modules/nylon_editor_styles/nylon_editor_styles.js?t7dqau	1.5 KiB	150 ms
/pagead/managed/js/gpt/m202604160201/pubads_impl.js?cb=31...	187.7 KiB	4.2 s
www.iii.org/sites/all/modules/dhtml_menu/dhtml_menu.js?t7dqau	4.3 KiB
www.iii.org/sites/all/modules/seckit/js/seckit.document_write.js	488 B
/sites/all/modules/nylon_content_snapshot/nylon_content_s...	563 B
www.iii.org/sites/all/modules/nylon_common_functions/nylon_widget.js?t7dqau	910 B
www.iii.org/sites/all/libraries/tablesorter/jquery.tablesorter.min.js?t7dqau	5.8 KiB	150 ms
www.iii.org/sites/all/modules/nylon_members_news/nylon_members_news.js?t7dqau	2.5 KiB
/sites/all/modules/nylon_form_overrides/nylon_form_overri...	1.9 KiB
www.iii.org/sites/all/modules/colorbox/js/colorbox.js?t7dqau	1.8 KiB
www.iii.org/sites/all/modules/colorbox/styles/default/colorbox_style.js?t7dqau	661 B
www.iii.org/sites/all/modules/highlight/js/jquery.highlight.js?t7dqau	1.8 KiB
www.iii.org/sites/all/modules/captcha/captcha.js?t7dqau	924 B
www.iii.org/misc/jquery-html-prefilter-3.5.0-backport.js?v=1.12.4	5.2 KiB	300 ms
www.iii.org/sites/all/themes/iii_responsive/js/scripts.js?t7dqau	10.5 KiB	150 ms
www.iii.org/sites/all/modules/jquery_update/js/jquery_browser.js?v=0.0.1	561 B
www.iii.org/misc/drupal.js?t7dqau	8.1 KiB	150 ms
www.iii.org/misc/jquery.once.js?v=1.2	1.4 KiB
www.iii.org/sites/all/libraries/DOMPurify/purify.min.js?t7dqau	9.2 KiB	300 ms
/sites/default/files/css/css_s_Zq0IYKHu5vVO1yN1cU1_3lcCHt...	2.9 KiB	150 ms
/sites/all/modules/nylon_reusable_content/nylon_reusable_...	485 B
www.iii.org/sites/all/libraries/colorbox/jquery.colorbox-min.js?t7dqau	5.4 KiB	150 ms
www.iii.org/sites/all/modules/nylon_site_search/nylon_site_search.js?t7dqau	639 B
/sites/all/libraries/tablesorter/addons/pager/jquery.tabl...	1.5 KiB
www.iii.org/sites/all/modules/iframe/iframe.js?t7dqau	967 B	150 ms
www.iii.org/sites/all/modules/entityreference/js/entityreference.js?t7dqau	654 B
www.iii.org/sites/all/modules/tablesorter/tablesortervar.js?t7dqau	714 B
www.iii.org/sites/all/libraries/tablesorter/jquery.metadata.js?t7dqau	1.8 KiB	150 ms
/sites/default/files/css/css_xE-rWrJf-fncB6ztZfd2huxqgxu4...	2.8 KiB	150 ms
www.iii.org/sites/all/modules/seckit/css/seckit.no_body.css	438 B
www.iii.org/misc/jquery-extend-3.4.0.js?v=1.12.4	1.7 KiB
www.iii.org/misc/form-single-submit.js?v=7.105	1.6 KiB
/sites/default/files/css/css_sIbkPhhNqYDDJs7qCDWNXqtiTleU...	24.1 KiB	600 ms
/sites/default/files/css/css_zeN4XZobzATw8CnCHAcWrXgCflRv...	1.9 KiB
www.iii.org/sites/all/themes/iii_responsive/css/home.css	3.0 KiB	150 ms

Your first network request is the most important. Reduce its latency by avoiding redirects, ensuring a fast server response, and enabling text compression.

Why this matters

Performance issues directly impact user engagement and conversion rates.

These insights are also available in the Chrome DevTools Performance Panel - record a trace to view more detailed information.

Time to Interactive is the amount of time it takes for the page to become fully interactive. Learn more about the Time to Interactive metric.

Why this matters

Performance issues directly impact user engagement and conversion rates.

TTI

Redirects introduce additional delays before the page can be loaded. Learn how to avoid page redirects.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Estimated savings: 752 ms

URL	Time Spent
iii.org/	752 ms
www.iii.org/	0.0 ms

The maximum potential First Input Delay that your users could experience is the duration of the longest task. Learn more about the Maximum Potential First Input Delay metric.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Diagnostics

Minifying JavaScript files can reduce payload sizes and script parse time. Learn how to minify JavaScript.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Estimated savings: 450 ms 71.6 KiB

URL	Transfer Size	Est Savings
/sites/all/themes/iii_responsive/js/jquery-ui-1.12.1.cust...	154.7 KiB	55.8 KiB
www.iii.org/misc/drupal.js?t7dqau	7.9 KiB	5.3 KiB
www.iii.org/sites/all/themes/iii_responsive/js/scripts.js?t7dqau	10.3 KiB	4.6 KiB
www.iii.org/misc/jquery-html-prefilter-3.5.0-backport.js?v=1.12.4	4.9 KiB	3.5 KiB
www.iii.org/sites/all/modules/dhtml_menu/dhtml_menu.js?t7dqau	4.0 KiB	2.4 KiB

Reduce unused rules from stylesheets and defer CSS not used for above-the-fold content to decrease bytes consumed by network activity. Learn how to reduce unused CSS.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Estimated savings: 150 ms 18.8 KiB

URL	Transfer Size	Est Savings
/sites/default/files/css/css_sIbkPhhNqYDDJs7qCDWNXqtiTleU...	23.8 KiB	18.8 KiB

Reduce unused JavaScript and defer loading scripts until they are required to decrease bytes consumed by network activity. Learn how to reduce unused JavaScript.

Why this matters

Multi-megabyte JavaScript bundles delay every interactive feature on the page.

Learn more ▾

This is the Lighthouse audit fired when too much JS is shipped relative to what executes. The fix isn't a config flag — it requires bundle analysis (webpack-bundle-analyzer, rollup-plugin-visualizer), splitting routes into chunks, lazy-loading off-screen components, and removing unused dependencies. Fundamentally different from minification: minifying reduces byte count, this reduces what's downloaded at all.

Source: Google web.dev / Lighthouse

Estimated savings: 5.4 s 826.8 KiB

URL	Transfer Size	Est Savings
www.gstatic.com/recaptcha/releases/gTpTIWhbKpxADzTzkcabhXN4/recaptcha__en.js	361.8 KiB	176.6 KiB
/sites/all/themes/iii_responsive/js/jquery-ui-1.12.1.cust...	154.7 KiB	122.7 KiB
/pagead/managed/js/gpt/m202604160201/pubads_impl.js?cb=31...	187.7 KiB	103.2 KiB
www.googletagmanager.com/gtm.js?id=GTM-59PD8RW	163.0 KiB	81.3 KiB
www.googletagmanager.com/gtag/js?id=G-EK9ELW4PP2&cx=c&gtm=4e64k0	161.0 KiB	68.9 KiB
www.googletagmanager.com/gtag/js?id=G-RLMX21NG0L&cx=c&gtm=4e64k1	153.8 KiB	65.1 KiB
www.googletagmanager.com/gtag/js?id=UA-542962-2	124.8 KiB	62.5 KiB
connect.facebook.net/en_GB/bundle/sdk.js/	77.7 KiB	51.2 KiB
/pagead/managed/js/activeview/current/ufs_web_display.js	73.1 KiB	31.8 KiB
/pagead/managed/js/activeview/current/ufs_web_display.js	73.1 KiB	31.8 KiB
/pagead/managed/js/activeview/current/ufs_web_display.js	73.1 KiB	31.7 KiB

Consider reducing the time spent parsing, compiling, and executing JS. You may find delivering smaller JS payloads helps with this. Learn how to reduce Javascript execution time.

Why this matters

Performance issues directly impact user engagement and conversion rates.

URL	Total CPU Time	Script Evaluation	Script Parse
Unattributable	915 ms	43 ms	0.0 ms
www.gstatic.com/recaptcha/releases/gTpTIWhbKpxADzTzkcabhXN4/recaptcha__en.js	828 ms	734 ms	72 ms
/pagead/managed/js/gpt/m202604160201/pubads_impl.js?cb=31...	820 ms	553 ms	87 ms
/pagead/managed/js/activeview/current/ufs_web_display.js	729 ms	623 ms	60 ms
www.iii.org/	330 ms	227 ms	8.8 ms
/sites/all/modules/jquery_update/replace/jquery/1.12/jque...	298 ms	149 ms	23 ms
www.googletagmanager.com/gtag/js?id=G-RLMX21NG0L&cx=c&gtm=4e64k1	275 ms	239 ms	34 ms
www.googletagmanager.com/gtm.js?id=GTM-59PD8RW	260 ms	220 ms	37 ms
connect.facebook.net/en_GB/bundle/sdk.js/	166 ms	121 ms	38 ms
www.googletagmanager.com/gtag/js?id=G-EK9ELW4PP2&cx=c&gtm=4e64k0	162 ms	126 ms	35 ms
www.googletagmanager.com/gtag/js?id=UA-542962-2	155 ms	120 ms	34 ms
/sites/all/themes/iii_responsive/js/jquery-ui-1.12.1.cust...	92 ms	40 ms	52 ms
securepubads.g.doubleclick.net/tag/js/gpt.js	85 ms	72 ms	9.4 ms
snap.licdn.com/li.lms-analytics/insight.min.js	53 ms	46 ms	4.2 ms
www.google-analytics.com/analytics.js	52 ms	47 ms	4.0 ms

Consider reducing the time spent parsing, compiling and executing JS. You may find delivering smaller JS payloads helps with this. Learn how to minimize main-thread work

Why this matters

Performance issues directly impact user engagement and conversion rates.

Category	Time Spent
Script Evaluation	3.5 s
Other	848 ms
Script Parsing & Compilation	535 ms
Style & Layout	262 ms
Garbage Collection	162 ms
Parse HTML & CSS	94 ms
Rendering	30 ms

Large network payloads cost users real money and are highly correlated with long load times. Learn how to reduce payload sizes.

Why this matters

Performance issues directly impact user engagement and conversion rates.

URL	Transfer Size
www.iii.org/sites/default/files/p_auto_hail_94366343.jpg	610.1 KiB
www.iii.org/sites/default/files/images/p_inland_marine_1539626696.jpg	567.6 KiB
www.iii.org/sites/default/files/images/p_hurricane.jpg	564.4 KiB
www.iii.org/sites/default/files/images/p_youngprofessionals_639467826.jpg	411.0 KiB
www.gstatic.com/recaptcha/releases/gTpTIWhbKpxADzTzkcabhXN4/recaptcha__en.js	362.4 KiB
www.gstatic.com/recaptcha/releases/gTpTIWhbKpxADzTzkcabhXN4/recaptcha__en.js	361.9 KiB
www.iii.org/sites/default/files/images/p_triple_i_issues_briefs.jpg	324.0 KiB
www.iii.org/sites/default/files/images/p_convective_storm_1509633091.jpg	314.1 KiB
www.iii.org/sites/default/files/images/p_wildfires.jpg	313.3 KiB
www.iii.org/sites/default/files/images/chart_of_the_week_04072026.jpg	299.4 KiB

Set an explicit width and height on image elements to reduce layout shifts and improve CLS. Learn how to set image dimensions

Why this matters

Performance issues directly impact user engagement and conversion rates.

	URL
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_triple_i_issues_briefs.jpg
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/p_auto_hail_94366343.jpg
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/p_man_eating_driving_464869489.jpg
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_wildfires.jpg
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_search_681625520.jpg
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_youngprofessionals_639467826.jpg
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_inland_marine_1539626696.jpg
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_economicsland.jpg
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_daily_members.jpg
div.column > div.article > a > img `div.column > div.article > a > img`	/sites/default/files/images/p_2024_iii_billboard_legal_sy...
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`	www.iii.org/sites/default/files/p_2022_ins_facts_tl.png
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`	www.iii.org/sites/default/files/triple-i_blog_368_x_217.png
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`	www.iii.org/sites/default/files/images/p_executive_exchange.png

More information about the performance of your application. These numbers don't directly affect the Performance score.

●Layout shift culprits

●Optimize DOM size

●LCP breakdown

●Modern HTTP

●Optimize viewport for mobile

●Minify CSS

●User Timing marks and measures 10 user timings

●Avoid long main-thread tasks 20 long tasks found

●Page didn't prevent back/forward cache restoration

●Network Requests

●Network Round Trip Times 60 ms

●Server Backend Latencies 250 ms

●Tasks

●Diagnostics

●Metrics

●Screenshot Thumbnails

●Final Screenshot

●Script Treemap Data

●Resources Summary

●Initial server response time was short Root document took 160 ms

○INP breakdown

○Avoid non-composited animations

○Avoid large layout shifts

Accessibility

These checks highlight opportunities to improve the accessibility of your web app. Automatic detection can only detect a subset of issues and does not guarantee the accessibility of your web app, so manual testing is also encouraged.

Contrast

Low-contrast text is difficult or impossible for many users to read. Learn how to provide sufficient color contrast.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
LEARN MORE `div.hero-column > div.story > div.content > a.btn`
HOMEOWNERS `div.column > div.article > div.content > a.tag`
AUTO `div.column > div.article > div.content > a.tag`
CRIME + FRAUD `div.column > div.article > div.content > a.tag`
DISASTERS + PREPAREDNESS `div.column > div.article > div.content > a.tag`
LIFE INSURANCE `div.column > div.article > div.content > a.tag`
ABOUT THE INDUSTRY `div.column > div.article > div.content > a.tag`
ABOUT THE INDUSTRY `div.column > div.article > div.content > a.tag`
INSURANCE INDUSTRY `div.column > div.article > div.content > a.tag`
SEE FULL GLOSSARY `div.grid-wrapper > div.grid > div#widget-glossary > a.btn`
Most Shared `div.grid > div#widget-stats > div.main-tabs-nav > a`
SEE MORE NEWS RELEASES `div.wrapper > div.grid > div.content > a.btn`
SEE MORE EVENTS `div.wrapper > div.grid > div.content > a.btn`

These are opportunities to improve the legibility of your content.

Navigation

Properly ordered headings that do not skip levels convey the semantic structure of the page, making it easier to navigate and understand when using assistive technologies. Learn more about heading order.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
I.I.I. Glossary `div.grid-wrapper > div.grid > div#widget-glossary > h3`

These are opportunities to improve keyboard navigation in your application.

Internationalization and localization

If a page doesn't specify a `lang` attribute, a screen reader assumes that the page is in the default language that the user chose when setting up the screen reader. If the page isn't actually in the default language, then the screen reader might not announce the page's text correctly. Learn more about the `lang` attribute.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
html.js `html.js`

These are opportunities to improve the interpretation of your content by users in different locales.

Names and labels

Informative elements should aim for short, descriptive alternate text. Decorative elements can be ignored with an empty alt attribute. Learn more about the `alt` attribute.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`

Link text (and alternate text for images, when used as links) that is discernible, unique, and focusable improves the navigation experience for screen reader users. Learn how to make links accessible.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.grid > div#widget-smedia > div.main-tabs-nav > a.active `div.grid > div#widget-smedia > div.main-tabs-nav > a.active`
div.wrapper > div.grid-wrapper > div.grid > a `div.wrapper > div.grid-wrapper > div.grid > a`
div.wrapper > div.grid-wrapper > div.grid > a `div.wrapper > div.grid-wrapper > div.grid > a`
div.wrapper > div.grid-wrapper > div.grid > a `div.wrapper > div.grid-wrapper > div.grid > a`
div.wrapper-962 > div.grid-wrapper > div.grid-962 > a#logo-footer `div.wrapper-962 > div.grid-wrapper > div.grid-962 > a#logo-footer`
div.menu-smedia > ul > li.smedia_tw > a `div.menu-smedia > ul > li.smedia_tw > a`
div.menu-smedia > ul > li.smedia_linkedin > a `div.menu-smedia > ul > li.smedia_linkedin > a`
div.menu-smedia > ul > li.smedia_fb > a `div.menu-smedia > ul > li.smedia_fb > a`
div.menu-smedia > ul > li.smedia_youtube > a `div.menu-smedia > ul > li.smedia_youtube > a`

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Best practices

One main landmark helps screen reader users navigate a web page. Learn more about landmarks.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
html.js `html.js`

These items highlight common accessibility best practices.

○Interactive controls are keyboard focusable

○Interactive elements indicate their purpose and state

○The page has a logical tab order

○Visual order on the page follows DOM order

○User focus is not accidentally trapped in a region

○The user's focus is directed to new content added to the page

○HTML5 landmark elements are used to improve navigation

○Offscreen content is hidden from assistive technology

○Custom controls have associated labels

○Custom controls have ARIA roles

●`[aria-*]` attributes match their roles

●`[aria-hidden="true"]` is not present on the document `<body>`

●`[aria-*]` attributes have valid values

●`[aria-*]` attributes are valid and not misspelled

●`[user-scalable="no"]` is not used in the `<meta name="viewport">` element and the `[maximum-scale]` attribute is not less than 5.

●ARIA attributes are used as specified for the element's role

●Elements use only permitted ARIA attributes

●`<dl>`'s contain only properly-ordered `<dt>` and `<dd>` groups, `<script>`, `<template>` or `<div>` elements.

●Definition list items are wrapped in `<dl>` elements

●Document has a `<title>` element

●`<frame>` or `<iframe>` elements have a title

●`<html>` element has a valid value for its `[lang]` attribute

●Links are distinguishable without relying on color.

●Lists contain only `<li>` elements and script supporting elements (`<script>` and `<template>`).

●List items (`<li>`) are contained within `<ul>`, `<ol>` or `<menu>` parent elements

●No element has a `[tabindex]` value greater than 0

●Touch targets have sufficient size and spacing.

●Identical links have the same purpose.

○`[accesskey]` values are unique

○`button`, `link`, and `menuitem` elements have accessible names

○Deprecated ARIA roles were not used

○Elements with `role="dialog"` or `role="alertdialog"` have accessible names.

○`[aria-hidden="true"]` elements do not contain focusable descendents

○ARIA input fields have accessible names

○ARIA `meter` elements have accessible names

○ARIA `progressbar` elements have accessible names

○`[role]`s have all required `[aria-*]` attributes

○Elements with an ARIA `[role]` that require children to contain a specific `[role]` have all required children.

○`[role]`s are contained by their required parent element

○`[role]` values are valid

○Elements with the `role=text` attribute do not have focusable descendents.

○ARIA toggle fields have accessible names

○ARIA `tooltip` elements have accessible names

○ARIA `treeitem` elements have accessible names

○Buttons have an accessible name

○The page contains a heading, skip link, or landmark region

○ARIA IDs are unique

○No form fields have multiple labels

○`<html>` element has an `[xml:lang]` attribute with the same base language as the `[lang]` attribute.

○Input buttons have discernible text.

○`<input type="image">` elements have `[alt]` text

○Form elements have associated labels

○The document does not use `<meta http-equiv="refresh">`

○`<object>` elements have alternate text

○Select elements have associated label elements.

○Skip links are focusable.

○Cells in a `<table>` element that use the `[headers]` attribute refer to table cells within the same table.

○`<th>` elements and elements with `[role="columnheader"/"rowheader"]` have data cells they describe.

○`[lang]` attributes have a valid value

○`<video>` elements contain a `<track>` element with `[kind="captions"]`

○Tables have different content in the summary attribute and `<caption>`.

○All heading elements contain content.

○Uses ARIA roles only on compatible elements

○Image elements do not have `[alt]` attributes that are redundant text.

○Elements with visible text labels have matching accessible names.

○Tables use `<caption>` instead of cells with the `[colspan]` attribute to indicate a caption.

○`<td>` elements in a large `<table>` have one or more table headers.

Best Practices

General

Deprecated APIs will eventually be removed from the browser. Learn more about deprecated APIs.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Deprecation / Warning	Source
AttributionReporting	snap.licdn.com/li.lms-analytics/insight.min.js

Source maps translate minified code to the original source code. This helps developers debug in production. In addition, Lighthouse is able to provide further insights. Consider deploying source maps to take advantage of these benefits. Learn more about source maps.

Why this matters

Performance issues directly impact user engagement and conversion rates.

URL	Map URL
/sites/all/themes/iii_responsive/js/jquery-ui-1.12.1.cust...
www.iii.org/sites/all/libraries/DOMPurify/purify.min.js?t7dqau	www.iii.org/sites/all/libraries/DOMPurify/purify.min.js.map

●Uses HTTPS

●Avoids third-party cookies

●Allows users to paste into input fields

●Avoids requesting the geolocation permission on page load

●Avoids requesting the notification permission on page load

●Displays images with correct aspect ratio

●Serves images with appropriate resolution

●Page has the HTML doctype

●Properly defines charset

●No browser errors logged to the console

●No issues in the `Issues` panel in Chrome Devtools

●Ensure CSP is effective against XSS attacks

●Use a strong HSTS policy

●Ensure proper origin isolation with COOP

●Mitigate DOM-based XSS with Trusted Types

●Detected JavaScript libraries

○Redirects HTTP traffic to HTTPS

○Mitigate clickjacking with XFO or CSP

SEO

These checks ensure that your page is following basic search engine optimization advice. There are many additional factors Lighthouse does not score here that may affect your search ranking, including performance on Core Web Vitals. Learn more about Google Search Essentials.

Content Best Practices

Meta descriptions may be included in search results to concisely summarize page content. Learn more about the meta description.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Descriptive link text helps search engines understand your content. Learn how to make links more accessible.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Link destination	Link Text
www.iii.org/about-us	LEARN MORE
/press-release/triple-i-severe-convective-storms-generate...	Read More
/press-release/triple-i-colorado-states-2026-atlantic-hur...	Read More

Informative elements should aim for short, descriptive alternate text. Decorative elements can be ignored with an empty alt attribute. Learn more about the `alt` attribute.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`

Format your HTML in a way that enables crawlers to better understand your app’s content.

Crawling and Indexing

Search engines may use `href` attributes on links to crawl websites. Ensure that the `href` attribute of anchor elements links to an appropriate destination, so more pages of the site can be discovered. Learn how to make links crawlable

Why this matters

Performance issues directly impact user engagement and conversion rates.

Uncrawlable Link
div.content > header#nav > div#navigation > a#menuBtn `div.content > header#nav > div#navigation > a#menuBtn`

To appear in search results, crawlers need access to your app.

○Structured data is valid

●Page isn’t blocked from indexing

●Document has a `<title>` element

●Page has successful HTTP status code

●robots.txt is valid

●Document has a valid `hreflang`

●Document has a valid `rel=canonical`

Lighthouse Scores

Industry-standard audits powered by Google Lighthouse. — Desktop

Performance

Accessibility

Best Practices

SEO

Core Web Vitals

Key metrics that affect user experience. — Desktop

First Contentful Paint First Contentful Paint — how long until the browser renders the first piece of content. Under 1.8s is good.

1.18 s

Largest Contentful Paint Largest Contentful Paint — how long until the largest visible element loads. Under 2.5s is good.

4.29 s

Total Blocking Time Total Blocking Time — total time the main thread was blocked, preventing user input. Under 200ms is good.

0 ms

Cumulative Layout Shift Cumulative Layout Shift — measures visual stability. How much the page layout shifts during loading. Under 0.1 is good.

0.042

Speed Index Speed Index — how quickly content is visually displayed during load. Under 3.4s is good.

1.69 s

Time to Interactive Time to Interactive — how long until the page is fully interactive and responds to user input. Under 3.8s is good.

4.29 s

Detailed Report

Audit breakdown by category with detailed findings.

Performance

Insights

Remove large, duplicate JavaScript modules from bundles to reduce unnecessary bytes consumed by network activity.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Why this matters

Shipping ES5 transpiled code to modern browsers wastes bytes — every user with an evergreen browser pays for compatibility you don't need.

Learn more ▾

Source: Google web.dev / Lighthouse

3rd party code can significantly impact load performance. Reduce and defer loading of 3rd party code to prioritize your page's content.

Why this matters

Performance issues directly impact user engagement and conversion rates.

A long cache lifetime can speed up repeat visits to your page. Learn more about caching.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Request	Cache TTL	Transfer Size
connect.facebook.net/en_GB/bundle/sdk.js/	1200.0 s	77.8 KiB
/pagead/managed/js/activeview/current/ufs_web_display.js	3600.0 s	73.1 KiB
www.google-analytics.com/analytics.js	7200.0 s	20.9 KiB
snap.licdn.com/li.lms-analytics/insight.min.js	86400.0 s	18.7 KiB
use.typekit.net/uvh3wjn.js	600.0 s	7.0 KiB
connect.facebook.net/en_GB/sdk.js#xfbml=1&version=v3.2&autoLogAppEvents=1	1200.0 s	5.0 KiB
pagead2.googlesyndication.com/pagead/js/r20260421/r20110914/abg_lite_fy2021.js	1209600.0 s	8.4 KiB
/collect?v=2&fmt=js&pid=80820&time=1776897064512&url=http...	0.0 ms	691 B
/pagead/js/r20260421/r20110914/client/window_focus_fy2021.js	1209600.0 s	1.2 KiB
/p.gif?s=1&k=uvh3wjn&ht=tk&h=www.iii.org&f=139.169.175.17...	604800.0 s	205 B
/pagead/managed/js/activeview/current/ufs_web_display.js	3600.0 s	0 B
/pagead/managed/js/activeview/current/ufs_web_display.js	3600.0 s	0 B
pagead2.googlesyndication.com/pagead/js/r20260421/r20110914/abg_lite_fy2021.js	1209600.0 s	0 B
pagead2.googlesyndication.com/pagead/js/r20260421/r20110914/abg_lite_fy2021.js	1209600.0 s	0 B
/pagead/js/r20260421/r20110914/client/window_focus_fy2021.js	1209600.0 s	0 B
/pagead/js/r20260421/r20110914/client/window_focus_fy2021.js	1209600.0 s	0 B

Why this matters

Performance issues directly impact user engagement and conversion rates.

headings: [map[key:source label:Top function call valueType:source-location] map[granularity:1 key:reflowTime label:Total reflow time valueType:ms]]

items: [map[reflowTime:22.804 source:map[column:30286 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]]]

headings: [map[key:source label:Source valueType:source-location] map[granularity:1 key:reflowTime label:Total reflow time valueType:ms]]

items: [map[reflowTime:1.738 source:map[column:250 line:4 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:16.286 source:map[column:237229 line:18 type:source-location url:https://securepubads.g.doubleclick.net/pagead/managed/js/gpt/m202604210101/pubads_impl.js?cb=31098008 urlProvider:network]] map[reflowTime:0.354 source:map[column:48586 line:18 type:source-location url:https://securepubads.g.doubleclick.net/pagead/managed/js/gpt/m202604210101/pubads_impl.js?cb=31098008 urlProvider:network]] map[reflowTime:35.218 source:map[type:text value:[unattributed]]] map[reflowTime:0.282 source:map[column:31379 line:1 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.144 source:map[column:41 line:606 type:source-location url:https://www.iii.org/misc/drupal.js?t7dqau urlProvider:network]] map[reflowTime:6.701 source:map[column:27484 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.238 source:map[column:26389 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.149 source:map[column:26518 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.093 source:map[column:26828 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.12 source:map[column:26890 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:10.033 source:map[column:27147 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.567 source:map[column:27223 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:2.479 source:map[column:29573 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.229 source:map[column:27506 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:0.242 source:map[column:29559 line:2 type:source-location url:https://www.iii.org/sites/all/modules/jquery_update/replace/jquery/1.12/jquery.min.js?v=1.12.4 urlProvider:network]] map[reflowTime:1.963 source:map[column:241836 line:18 type:source-location url:https://securepubads.g.doubleclick.net/pagead/managed/js/gpt/m202604210101/pubads_impl.js?cb=31098008 urlProvider:network]]]

Reducing the download time of images can improve the perceived load time of the page and LCP. Learn more about optimizing image size

Why this matters

Performance issues directly impact user engagement and conversion rates.

	URL	Resource Size	Est Savings
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/p_auto_hail_94366343.jpg	609.5 KiB	583.5 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_inland_marine_1539626696.jpg	567.0 KiB	561.2 KiB
div.hero > div.hero-column > div.story > div.bg `div.hero > div.hero-column > div.story > div.bg`	www.iii.org/sites/default/files/images/p_hurricane.jpg	563.9 KiB	487.1 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_youngprofessionals_639467826.jpg	410.5 KiB	384.5 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_triple_i_issues_briefs.jpg	323.5 KiB	317.6 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_wildfires.jpg	312.8 KiB	307.0 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/p_man_eating_driving_464869489.jpg	297.7 KiB	291.8 KiB
div.hero > div.hero-column > div.story > div.bg `div.hero > div.hero-column > div.story > div.bg`	www.iii.org/sites/default/files/images/p_convective_storm_1509633091.jpg	313.6 KiB	246.3 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	/sites/default/files/images/p_2024_iii_billboard_legal_sy...	242.2 KiB	236.4 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_search_681625520.jpg	234.6 KiB	228.8 KiB
div.hero > div.hero-column > div.story > div.bg `div.hero > div.hero-column > div.story > div.bg`	www.iii.org/sites/default/files/images/chart_of_the_week_04072026.jpg	299.0 KiB	220.0 KiB
div.hero > div.hero-column > div.story > div.bg `div.hero > div.hero-column > div.story > div.bg`	www.iii.org/sites/default/files/a_tornado.jpg	186.0 KiB	129.1 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_economicsland.jpg	100.0 KiB	94.1 KiB
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_daily_members.jpg	97.1 KiB	91.2 KiB
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`	www.iii.org/sites/default/files/triple-i_blog_368_x_217.png	102.0 KiB	89.0 KiB
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`	www.iii.org/sites/default/files/images/p_executive_exchange.png	94.6 KiB	81.6 KiB
body.jar > div#google_image_div > a#aw0 > img.img_ad `body.jar > div#google_image_div > a#aw0 > img.img_ad`	tpc.googlesyndication.com/simgad/844772060417358977	115.6 KiB	76.1 KiB
body.jar > div#google_image_div > a#aw0 > img.img_ad `body.jar > div#google_image_div > a#aw0 > img.img_ad`	tpc.googlesyndication.com/simgad/12202630067783610834	109.0 KiB	69.5 KiB
body.jar > div#google_image_div > a#aw0 > img.img_ad `body.jar > div#google_image_div > a#aw0 > img.img_ad`	tpc.googlesyndication.com/simgad/7253361029560830972	95.3 KiB	55.8 KiB
div.content > header#nav > div#navigation > a#menuBtn `div.content > header#nav > div#navigation > a#menuBtn`	www.iii.org/sites/all/themes/iii_responsive/images/icons/menu_open.png	47.6 KiB	47.4 KiB
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`	www.iii.org/sites/default/files/p_2022_ins_facts_tl.png	49.3 KiB	36.3 KiB
div.hero > div.hero-column > div.story > div.bg `div.hero > div.hero-column > div.story > div.bg`	www.iii.org/sites/default/files/images/p_espanol3_136206930.jpg	99.3 KiB	24.2 KiB

Optimize LCP by making the LCP image discoverable from the HTML immediately, and avoiding lazy-loading

Why this matters

Performance issues directly impact user engagement and conversion rates.

lhId: page-2-DIV

nodeLabel: div.hero > div.hero-column > div.story > div.bg

path: 1,HTML,1,BODY,7,DIV,0,DIV,1,DIV,0,DIV,1,DIV,0,DIV

selector: div.hero > div.hero-column > div.story > div.bg

snippet: <div class="bg" style="background-image: url('/sites/default/files/images/p_hurricane.jpg')">

Avoid chaining critical requests by reducing the length of chains, reducing the download size of resources, or deferring the download of unnecessary resources to improve page load.

Why this matters

Performance issues directly impact user engagement and conversion rates.

title: Preconnected origins

value: no origins were preconnected

description: Add [preconnect](https://developer.chrome.com/docs/lighthouse/performance/uses-rel-preconnect/) hints to your most important origins, but try to use no more than 4.

title: Preconnect candidates

Requests are blocking the page's initial render, which may delay LCP. Deferring or inlining can move these network requests out of the critical path.

Why this matters

Performance issues directly impact user engagement and conversion rates.

URL	Transfer Size	Duration
securepubads.g.doubleclick.net/tag/js/gpt.js	33.6 KiB	580 ms
/pagead/managed/js/gpt/m202604210101/pubads_impl.js?cb=31...	187.6 KiB	382 ms
/sites/all/themes/iii_responsive/js/jquery-ui-1.12.1.cust...	154.9 KiB	240 ms
www.iii.org/sites/all/modules/nylon_editor_styles/nylon_editor_styles.js?t7dqau	1.5 KiB
www.iii.org/sites/all/modules/seckit/js/seckit.document_write.js	480 B
/sites/all/modules/nylon_form_overrides/nylon_form_overri...	1.9 KiB
www.iii.org/sites/all/modules/google_analytics/googleanalytics.js?t7dqau	2.4 KiB
/sites/all/libraries/tablesorter/addons/pager/jquery.tabl...	1.5 KiB
www.iii.org/sites/all/libraries/tablesorter/jquery.metadata.js?t7dqau	1.8 KiB
www.iii.org/sites/all/libraries/tablesorter/jquery.tablesorter.min.js?t7dqau	5.8 KiB
/sites/all/modules/jquery_update/replace/jquery/1.12/jque...	38.8 KiB	80 ms
www.iii.org/sites/all/modules/dhtml_menu/dhtml_menu.js?t7dqau	4.3 KiB
www.iii.org/sites/all/modules/captcha/captcha.js?t7dqau	954 B
www.iii.org/sites/all/modules/nylon_common_functions/nylon_widget.js?t7dqau	916 B
www.iii.org/sites/all/modules/nylon_site_search/nylon_site_search.js?t7dqau	670 B
www.iii.org/sites/all/modules/highlight/js/jquery.highlight.js?t7dqau	1.8 KiB
www.iii.org/sites/all/modules/entityreference/js/entityreference.js?t7dqau	670 B
www.iii.org/sites/all/libraries/DOMPurify/purify.min.js?t7dqau	9.2 KiB
/sites/all/modules/nylon_content_snapshot/nylon_content_s...	562 B
/sites/default/files/css/css_sIbkPhhNqYDDJs7qCDWNXqtiTleU...	24.0 KiB
www.iii.org/sites/all/modules/colorbox/js/colorbox.js?t7dqau	1.8 KiB
/sites/all/modules/nylon_reusable_content/nylon_reusable_...	476 B
www.iii.org/sites/all/libraries/colorbox/jquery.colorbox-min.js?t7dqau	5.3 KiB
www.iii.org/sites/all/modules/iframe/iframe.js?t7dqau	997 B
www.iii.org/sites/all/modules/tablesorter/tablesortervar.js?t7dqau	665 B
www.iii.org/sites/all/modules/colorbox/styles/default/colorbox_style.js?t7dqau	623 B
www.iii.org/sites/all/modules/nylon_members_news/nylon_members_news.js?t7dqau	2.5 KiB
www.iii.org/misc/jquery.once.js?v=1.2	1.4 KiB
www.iii.org/sites/all/themes/iii_responsive/js/scripts.js?t7dqau	10.6 KiB
www.iii.org/sites/all/modules/jquery_update/js/jquery_browser.js?v=0.0.1	569 B
www.iii.org/misc/form-single-submit.js?v=7.105	1.5 KiB
www.iii.org/misc/drupal.js?t7dqau	8.2 KiB
www.iii.org/misc/jquery-extend-3.4.0.js?v=1.12.4	1.7 KiB
/sites/default/files/css/css_zeN4XZobzATw8CnCHAcWrXgCflRv...	2.0 KiB
/sites/default/files/css/css_s_Zq0IYKHu5vVO1yN1cU1_3lcCHt...	2.9 KiB
www.iii.org/sites/all/themes/iii_responsive/css/home.css	3.0 KiB
www.iii.org/sites/all/modules/seckit/css/seckit.no_body.css	448 B
/sites/default/files/css/css_xE-rWrJf-fncB6ztZfd2huxqgxu4...	2.8 KiB
www.iii.org/misc/jquery-html-prefilter-3.5.0-backport.js?v=1.12.4	5.2 KiB

Your first network request is the most important. Reduce its latency by avoiding redirects, ensuring a fast server response, and enabling text compression.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Consider setting font-display to swap or optional to ensure text is consistently visible. swap can be further optimized to mitigate layout shifts with font metric overrides.

Why this matters

Performance issues directly impact user engagement and conversion rates.

URL	Est Savings
/af/994732/00000000000000003b9b0390/27/l?primer=c1627fd7b...	15 ms
/af/ed2fe5/00000000000000003b9b0387/27/l?primer=c1627fd7b...	15 ms
/af/65f47b/00000000000000003b9b03a1/27/l?primer=7cdcb44be...	15 ms
/af/219c30/00000000000000003b9b0389/27/l?primer=c1627fd7b...	10 ms
/af/0de7d4/00000000000000003b9b0388/27/l?primer=c1627fd7b...	10 ms
/af/925423/00000000000000003b9b038f/27/l?primer=c1627fd7b...	5.0 ms
/af/c225e2/000000000000000000011aff/27/l?primer=7cdcb44be...	5.0 ms

These insights are also available in the Chrome DevTools Performance Panel - record a trace to view more detailed information.

Redirects introduce additional delays before the page can be loaded. Learn how to avoid page redirects.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Estimated savings: 207 ms

URL	Time Spent
iii.org/	207 ms
www.iii.org/	0.0 ms

Time to Interactive is the amount of time it takes for the page to become fully interactive. Learn more about the Time to Interactive metric.

Why this matters

Performance issues directly impact user engagement and conversion rates.

TTI

Diagnostics

Minifying JavaScript files can reduce payload sizes and script parse time. Learn how to minify JavaScript.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Estimated savings: 80 ms 71.6 KiB

URL	Transfer Size	Est Savings
/sites/all/themes/iii_responsive/js/jquery-ui-1.12.1.cust...	154.6 KiB	55.7 KiB
www.iii.org/misc/drupal.js?t7dqau	7.9 KiB	5.3 KiB
www.iii.org/sites/all/themes/iii_responsive/js/scripts.js?t7dqau	10.3 KiB	4.6 KiB
www.iii.org/misc/jquery-html-prefilter-3.5.0-backport.js?v=1.12.4	4.9 KiB	3.5 KiB
www.iii.org/sites/all/modules/dhtml_menu/dhtml_menu.js?t7dqau	4.0 KiB	2.4 KiB

Reduce unused rules from stylesheets and defer CSS not used for above-the-fold content to decrease bytes consumed by network activity. Learn how to reduce unused CSS.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Estimated savings: 80 ms 19.8 KiB

URL	Transfer Size	Est Savings
/sites/default/files/css/css_sIbkPhhNqYDDJs7qCDWNXqtiTleU...	23.8 KiB	19.8 KiB

Reduce unused JavaScript and defer loading scripts until they are required to decrease bytes consumed by network activity. Learn how to reduce unused JavaScript.

Why this matters

Multi-megabyte JavaScript bundles delay every interactive feature on the page.

Learn more ▾

Source: Google web.dev / Lighthouse

Estimated savings: 160 ms 823.8 KiB

URL	Transfer Size	Est Savings
www.gstatic.com/recaptcha/releases/gTpTIWhbKpxADzTzkcabhXN4/recaptcha__en.js	361.8 KiB	176.6 KiB
/sites/all/themes/iii_responsive/js/jquery-ui-1.12.1.cust...	154.6 KiB	122.7 KiB
/pagead/managed/js/gpt/m202604210101/pubads_impl.js?cb=31...	187.5 KiB	101.1 KiB
www.googletagmanager.com/gtm.js?id=GTM-59PD8RW	163.0 KiB	81.3 KiB
www.googletagmanager.com/gtag/js?id=G-EK9ELW4PP2&cx=c&gtm=4e64k0	161.0 KiB	68.9 KiB
www.googletagmanager.com/gtag/js?id=G-RLMX21NG0L&cx=c&gtm=4e64k1	153.8 KiB	65.0 KiB
www.googletagmanager.com/gtag/js?id=UA-542962-2	124.8 KiB	62.5 KiB
connect.facebook.net/en_GB/bundle/sdk.js/	77.7 KiB	51.2 KiB
/pagead/managed/js/activeview/current/ufs_web_display.js	73.1 KiB	31.7 KiB
/pagead/managed/js/activeview/current/ufs_web_display.js	73.1 KiB	31.7 KiB
/pagead/managed/js/activeview/current/ufs_web_display.js	73.1 KiB	31.0 KiB

Large network payloads cost users real money and are highly correlated with long load times. Learn how to reduce payload sizes.

Why this matters

Performance issues directly impact user engagement and conversion rates.

URL	Transfer Size
www.iii.org/sites/default/files/p_auto_hail_94366343.jpg	610.1 KiB
www.iii.org/sites/default/files/images/p_inland_marine_1539626696.jpg	567.6 KiB
www.iii.org/sites/default/files/images/p_hurricane.jpg	564.5 KiB
www.iii.org/sites/default/files/images/p_youngprofessionals_639467826.jpg	411.0 KiB
www.gstatic.com/recaptcha/releases/gTpTIWhbKpxADzTzkcabhXN4/recaptcha__en.js	362.4 KiB
www.gstatic.com/recaptcha/releases/gTpTIWhbKpxADzTzkcabhXN4/recaptcha__en.js	361.9 KiB
www.iii.org/sites/default/files/images/p_triple_i_issues_briefs.jpg	324.0 KiB
www.iii.org/sites/default/files/images/p_convective_storm_1509633091.jpg	314.1 KiB
www.iii.org/sites/default/files/images/p_wildfires.jpg	313.3 KiB
www.iii.org/sites/default/files/images/chart_of_the_week_04072026.jpg	299.4 KiB

Set an explicit width and height on image elements to reduce layout shifts and improve CLS. Learn how to set image dimensions

Why this matters

Performance issues directly impact user engagement and conversion rates.

	URL
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`	www.iii.org/sites/default/files/p_2022_ins_facts_tl.png
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`	www.iii.org/sites/default/files/triple-i_blog_368_x_217.png
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`	www.iii.org/sites/default/files/images/p_executive_exchange.png

More information about the performance of your application. These numbers don't directly affect the Performance score.

●Layout shift culprits

●Optimize DOM size

●LCP breakdown

●Modern HTTP

●Optimize viewport for mobile

●Max Potential First Input Delay 50 ms

●Minify CSS

●User Timing marks and measures 10 user timings

●JavaScript execution time 0.8 s

●Minimizes main-thread work 1.4 s

●Avoid long main-thread tasks 3 long tasks found

●Page didn't prevent back/forward cache restoration

●Network Requests

●Network Round Trip Times 60 ms

●Server Backend Latencies 180 ms

●Tasks

●Diagnostics

●Metrics

●Screenshot Thumbnails

●Final Screenshot

●Script Treemap Data

●Resources Summary

●Initial server response time was short Root document took 180 ms

●Avoid large layout shifts 2 layout shifts found

○INP breakdown

○Avoid non-composited animations

Accessibility

Contrast

Low-contrast text is difficult or impossible for many users to read. Learn how to provide sufficient color contrast.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
Sign In `header#nav > div#navigation > div#userBox > a#btnSignin`
LEARN MORE `div.hero-column > div.story > div.content > a.btn`
HOMEOWNERS `div.column > div.article > div.content > a.tag`
AUTO `div.column > div.article > div.content > a.tag`
CRIME + FRAUD `div.column > div.article > div.content > a.tag`
DISASTERS + PREPAREDNESS `div.column > div.article > div.content > a.tag`
LIFE INSURANCE `div.column > div.article > div.content > a.tag`
ABOUT THE INDUSTRY `div.column > div.article > div.content > a.tag`
ABOUT THE INDUSTRY `div.column > div.article > div.content > a.tag`
INSURANCE INDUSTRY `div.column > div.article > div.content > a.tag`
SEE FULL GLOSSARY `div.grid-wrapper > div.grid > div#widget-glossary > a.btn`
Most Shared `div.grid > div#widget-stats > div.main-tabs-nav > a`
SEE MORE NEWS RELEASES `div.wrapper > div.grid > div.content > a.btn`
SEE MORE EVENTS `div.wrapper > div.grid > div.content > a.btn`

These are opportunities to improve the legibility of your content.

Navigation

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
I.I.I. Glossary `div.grid-wrapper > div.grid > div#widget-glossary > h3`

These are opportunities to improve keyboard navigation in your application.

Internationalization and localization

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
html.js `html.js`

These are opportunities to improve the interpretation of your content by users in different locales.

Names and labels

Informative elements should aim for short, descriptive alternate text. Decorative elements can be ignored with an empty alt attribute. Learn more about the `alt` attribute.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.wrapper > div.column > div.article > a `div.wrapper > div.column > div.article > a`
div.grid > div#widget-smedia > div.main-tabs-nav > a.active `div.grid > div#widget-smedia > div.main-tabs-nav > a.active`
div.wrapper > div.grid-wrapper > div.grid > a `div.wrapper > div.grid-wrapper > div.grid > a`
div.wrapper > div.grid-wrapper > div.grid > a `div.wrapper > div.grid-wrapper > div.grid > a`
div.wrapper > div.grid-wrapper > div.grid > a `div.wrapper > div.grid-wrapper > div.grid > a`
div.wrapper-962 > div.grid-wrapper > div.grid-962 > a#logo-footer `div.wrapper-962 > div.grid-wrapper > div.grid-962 > a#logo-footer`
div.menu-smedia > ul > li.smedia_tw > a `div.menu-smedia > ul > li.smedia_tw > a`
div.menu-smedia > ul > li.smedia_linkedin > a `div.menu-smedia > ul > li.smedia_linkedin > a`
div.menu-smedia > ul > li.smedia_fb > a `div.menu-smedia > ul > li.smedia_fb > a`
div.menu-smedia > ul > li.smedia_youtube > a `div.menu-smedia > ul > li.smedia_youtube > a`

These are opportunities to improve the semantics of the controls in your application. This may enhance the experience for users of assistive technology, like a screen reader.

Best practices

One main landmark helps screen reader users navigate a web page. Learn more about landmarks.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
html.js `html.js`

These items highlight common accessibility best practices.

○Interactive controls are keyboard focusable

○Interactive elements indicate their purpose and state

○The page has a logical tab order

○Visual order on the page follows DOM order

○User focus is not accidentally trapped in a region

○The user's focus is directed to new content added to the page

○HTML5 landmark elements are used to improve navigation

○Offscreen content is hidden from assistive technology

○Custom controls have associated labels

○Custom controls have ARIA roles

●`[aria-*]` attributes match their roles

●`[aria-hidden="true"]` is not present on the document `<body>`

●`[aria-*]` attributes have valid values

●`[aria-*]` attributes are valid and not misspelled

●`[user-scalable="no"]` is not used in the `<meta name="viewport">` element and the `[maximum-scale]` attribute is not less than 5.

●ARIA attributes are used as specified for the element's role

●Elements use only permitted ARIA attributes

●`<dl>`'s contain only properly-ordered `<dt>` and `<dd>` groups, `<script>`, `<template>` or `<div>` elements.

●Definition list items are wrapped in `<dl>` elements

●Document has a `<title>` element

●`<frame>` or `<iframe>` elements have a title

●`<html>` element has a valid value for its `[lang]` attribute

●Links are distinguishable without relying on color.

●Lists contain only `<li>` elements and script supporting elements (`<script>` and `<template>`).

●List items (`<li>`) are contained within `<ul>`, `<ol>` or `<menu>` parent elements

●No element has a `[tabindex]` value greater than 0

●Touch targets have sufficient size and spacing.

●Identical links have the same purpose.

○`[accesskey]` values are unique

○`button`, `link`, and `menuitem` elements have accessible names

○Deprecated ARIA roles were not used

○Elements with `role="dialog"` or `role="alertdialog"` have accessible names.

○`[aria-hidden="true"]` elements do not contain focusable descendents

○ARIA input fields have accessible names

○ARIA `meter` elements have accessible names

○ARIA `progressbar` elements have accessible names

○`[role]`s have all required `[aria-*]` attributes

○Elements with an ARIA `[role]` that require children to contain a specific `[role]` have all required children.

○`[role]`s are contained by their required parent element

○`[role]` values are valid

○Elements with the `role=text` attribute do not have focusable descendents.

○ARIA toggle fields have accessible names

○ARIA `tooltip` elements have accessible names

○ARIA `treeitem` elements have accessible names

○Buttons have an accessible name

○The page contains a heading, skip link, or landmark region

○ARIA IDs are unique

○No form fields have multiple labels

○`<html>` element has an `[xml:lang]` attribute with the same base language as the `[lang]` attribute.

○Input buttons have discernible text.

○`<input type="image">` elements have `[alt]` text

○Form elements have associated labels

○The document does not use `<meta http-equiv="refresh">`

○`<object>` elements have alternate text

○Select elements have associated label elements.

○Skip links are focusable.

○Cells in a `<table>` element that use the `[headers]` attribute refer to table cells within the same table.

○`<th>` elements and elements with `[role="columnheader"/"rowheader"]` have data cells they describe.

○`[lang]` attributes have a valid value

○`<video>` elements contain a `<track>` element with `[kind="captions"]`

○Tables have different content in the summary attribute and `<caption>`.

○All heading elements contain content.

○Uses ARIA roles only on compatible elements

○Image elements do not have `[alt]` attributes that are redundant text.

○Elements with visible text labels have matching accessible names.

○Tables use `<caption>` instead of cells with the `[colspan]` attribute to indicate a caption.

○`<td>` elements in a large `<table>` have one or more table headers.

Best Practices

User Experience

Image display dimensions should match natural aspect ratio. Learn more about image aspect ratio.

Why this matters

Performance issues directly impact user engagement and conversion rates.

	URL	Aspect Ratio (Displayed)	Aspect Ratio (Actual)
div.column > div.article > a > img `div.column > div.article > a > img`	www.iii.org/sites/default/files/images/p_triple_i_issues_briefs.jpg	269 x 134 (2.01)	982 x 480 (2.05)
div.column > div.article > a > img `div.column > div.article > a > img`	/sites/default/files/images/p_2024_iii_billboard_legal_sy...	269 x 134 (2.01)	962 x 281 (3.42)

General

Deprecated APIs will eventually be removed from the browser. Learn more about deprecated APIs.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Deprecation / Warning	Source
AttributionReporting	snap.licdn.com/li.lms-analytics/insight.min.js

Why this matters

Performance issues directly impact user engagement and conversion rates.

URL	Map URL
/sites/all/themes/iii_responsive/js/jquery-ui-1.12.1.cust...
www.iii.org/sites/all/libraries/DOMPurify/purify.min.js?t7dqau	www.iii.org/sites/all/libraries/DOMPurify/purify.min.js.map

●Uses HTTPS

●Avoids third-party cookies

●Allows users to paste into input fields

●Avoids requesting the geolocation permission on page load

●Avoids requesting the notification permission on page load

●Serves images with appropriate resolution

●Page has the HTML doctype

●Properly defines charset

●No browser errors logged to the console

●No issues in the `Issues` panel in Chrome Devtools

●Ensure CSP is effective against XSS attacks

●Use a strong HSTS policy

●Ensure proper origin isolation with COOP

●Mitigate DOM-based XSS with Trusted Types

●Detected JavaScript libraries

○Redirects HTTP traffic to HTTPS

○Mitigate clickjacking with XFO or CSP

SEO

Content Best Practices

Meta descriptions may be included in search results to concisely summarize page content. Learn more about the meta description.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Descriptive link text helps search engines understand your content. Learn how to make links more accessible.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Link destination	Link Text
www.iii.org/about-us	LEARN MORE
/press-release/triple-i-severe-convective-storms-generate...	Read More
/press-release/triple-i-colorado-states-2026-atlantic-hur...	Read More

Informative elements should aim for short, descriptive alternate text. Decorative elements can be ignored with an empty alt attribute. Learn more about the `alt` attribute.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.column > div.article > a > img `div.column > div.article > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`
div.grid-wrapper > div.grid > a > img `div.grid-wrapper > div.grid > a > img`

Format your HTML in a way that enables crawlers to better understand your app’s content.

Crawling and Indexing

Why this matters

Performance issues directly impact user engagement and conversion rates.

Uncrawlable Link
div.content > header#nav > div#navigation > a#menuBtn `div.content > header#nav > div#navigation > a#menuBtn`

To appear in search results, crawlers need access to your app.

○Structured data is valid

●Page isn’t blocked from indexing

●Document has a `<title>` element

●Page has successful HTTP status code

●robots.txt is valid

●Document has a valid `hreflang`

●Document has a valid `rel=canonical`

Results for https://iii.org

Site Health

How you compare

Top Priorities (5)

Fix Priority Matrix

Quick Wins

Strategic

Easy Improvements

Deprioritize

What fixing these means

Conversion Barriers

Speed (2)

Trust (2)

Usability (1)

Content (2)

Navigation (3)

Return on Investment

Investment

Monthly returns

Regulatory risk avoided

Estimated Remediation Cost

Cost by category

Cost by effort level

What Inaction Is Costing You

Compliance Risk

Bandwidth Waste

Lighthouse Scores

Core Web Vitals

Detailed Report

Performance

Insights

Diagnostics

Accessibility

Contrast

Navigation

Internationalization and localization

Names and labels

Best practices

Best Practices

General

SEO

Content Best Practices

Crawling and Indexing

Lighthouse Scores

Core Web Vitals

Detailed Report

Performance

Insights

Diagnostics

Accessibility

Contrast

Navigation

Internationalization and localization

Names and labels

Best practices

Best Practices

User Experience

General

SEO

Content Best Practices

Crawling and Indexing

Keyboard Shortcuts