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KE · KES (KSh) · Estimated Applicable regulations: DPA 2019 Dev cost: KES 4,000/hr How jurisdiction is detected
Scanned
2026-08-18 14:58 UTC
Worker
🇪🇸 Madrid
Duration
44.00s
Vs prev

Global Performance

6/6 locations

High global latency — average 865ms across 6 locations, fastest from Amsterdam (125ms), slowest from Sao Paulo (1655ms). No CDN detected. 4 locations above the 500ms target.

Spain - Madrid
Full audit
351ms
DNS 210ms · TLS 36ms
United Stated - New York
749ms
DNS 261ms · TLS 100ms
Netherlands - Amsterdam
125ms
DNS 40ms · TLS 19ms
Singapore - Singapore
1030ms
DNS 496ms · TLS 167ms
United States - Santa Clara
1280ms
DNS 779ms · TLS 156ms
Brazil - Sao Paulo
1655ms
DNS 945ms · TLS 219ms
CDN: No CDN · Avg TTFB: 865ms · Cache: no-cache, private

Audit overview

Compliance needs attention; the rest of the categories are in good shape.

Fix Priority Matrix

5 findings

Quick Wins

3

High impact, low effort — start here.

Strategic

2

High impact, requires investment.

Easy Improvements

0

Small gains, minimal effort.

Nothing in this quadrant — good news.

Deprioritize

0

Low impact, high effort — do last.

Nothing in this quadrant — good news.

← Low effort High effort →

Screenshots

DESKTOP + MOBILE
Desktop
Desktop screenshot
Mobile
Mobile screenshot

Top Priorities (5)

Sorted by impact
Critical: 1

Content-Security-Policy header is missing

Without a CSP, a single XSS bug can exfiltrate everything your users type — including credentials.

Security › Security Headers
Critical: 2

Cookie 'XSRF-TOKEN' is missing the Secure flag

A cookie without the Secure flag can leak over HTTP — in HSTS-protected sites, this is still a defense-in-depth gap.

Security › Cookie Security
Critical: 3

Cookie 'sacco-standard-session' is missing the Secure flag

A cookie without the Secure flag can leak over HTTP — in HSTS-protected sites, this is still a defense-in-depth gap.

Security › Cookie Security
Critical: 4

HSTS header is missing

Without HSTS, a network attacker can downgrade the very first connection to HTTP and steal the user's session.

Security › Security Headers
Critical: 5

No Content-Security-Policy header found

Without a CSP, a single XSS bug can exfiltrate everything users type — credentials, payment data, session tokens.

Security › Content Security Policy
What fixing these means. Your site performs reasonably well, but a few targeted fixes could meaningfully improve results. Addressing the critical issues below would have the most immediate impact on your user trust.
5 security gaps detected — browsers may warn visitors about your site.

Business case

What fixing the audit's findings is worth -- and what ignoring them keeps costing.

Return on investment

KES 27,000 investment → KES 206,170/month returns + KES 5,000,000 risk avoided

Investment
KES 27,000
6.8 h · 5 findings
Monthly returns
KES 206,170
KES 2,474,035/yr
Payback
0.1 mo
+9063% Y1
Regulatory risk avoided KES 5,000,000
Or — fix only the top 3 findings
KES 14,0000.1 mo payback · +17572% Y1
Optimistic scenario assuming the top 3 capture most of the upside. Real-world recovery typically falls between this projection and the full-fix ROI above.
KES 3,000 — in quick wins — start here for the fastest payback

Figures combine localized regulatory fine ceilings, search/conversion value priced against local CPC, and bandwidth waste estimates. Results depend on implementation quality and audience composition. Not legal or financial advice.

Conversion barriers

6 barrier(s) likely increasing bounce by ~25%.

Barriers
6
1 crit 5 warn
Bounce delta
+25pp
added vs baseline
Score
75
B
Speed
1
Trust
2
Usability
0
Content
1
Nav
2
  • Page takes 14.6s to load
    Users abandon at ~3s — you're 12.1s over the 2.5s threshold
    → Optimize render-blocking resources, preload the hero image, and compress images
  • No HSTS header
    Returning visitors are briefly exposed to downgrade attacks on first request
    → Set Strict-Transport-Security: max-age=31536000; includeSubDomains
  • No Content-Security-Policy header
    Higher XSS blast radius — one compromised script can exfiltrate the checkout form
    → Ship a reporting-only CSP first, then enforce once violations are clean
  • No structured data
    No rich-result eligibility in Google — lower SERP CTR vs competitors with stars and prices
    → Add JSON-LD for your page type (Product, Article, FAQPage, LocalBusiness, …)
  • No skip-to-content link
    Keyboard and screen-reader users must tab through the entire header on every page
    → Add a visible-on-focus <a href="#main">Skip to content</a> as the first focusable element

Preliminary CRO audit — each barrier links to the tab with detailed analysis.

Remediation cost

KSh27,000 6.8 developer hours at KSh4000/hr
Quick wins
KSh3,000 3 fixes in ~45 minutes

Start here for the best return on investment

Cost by category

Cost by effort level

Adjust assumptions

Team composition

Multiplier applied to dev hours to reflect QA, design, and PM overhead. Use Dev only for solo work; Full team for projects with formal review processes.

KSh /hr

Rates reflect fully-loaded developer cost including overhead

How developer rates are sourced

Warning:Cost of inaction

KES 196,976 / month at risk ~KES 2,363,712 / year if left unfixed
Default is 10,000. Use your own number for accurate $-figures.

Compliance Risk

KES 5,000,000

DPA 2019
  • No privacy policy link detected
    DPA 2019: KES 100,000 – KES 5,000,000
  • 1 non-essential cookie(s) set without consent banner
    DPA 2019: KES 100,000 – KES 5,000,000

Bounce-Rate Cost

KES 196,902 /mo

+24.6pp bounce · ~2,461 lost visitors/mo

CPC: KES 80.00

Bandwidth Waste

KES 74 /mo

7082.5 MB/mo × 10.390 KES/GB

  • Optimize transfer: save ~708 KB per page load
    Saves KES 74/mo

Compliance figures represent the statutory maximum fine for the most severe triggered category, capped per regulation — not the sum of per-finding penalties. Based on published regulatory fine ranges. This is not legal advice.

Compliance methodology · SEO assumptions · Bandwidth model

Your performance is already good — improvements may show diminishing returns

Unique monthly visitors from your analytics

Purchases, signups, or key actions

Optional — for revenue estimation

additional conversions/month

more engaged visitors from reduced bounce

potential monthly revenue
Current bounce (est.)
After fixes (est.)
Estimated bounce reduction

Fix 5 critical issues to capture this value

How this is calculated

Based on Google/Deloitte research ("Milliseconds Make Millions") showing a ~7% bounce rate increase per additional second of LCP above the 2.5s "Good" threshold.

Your site's LCP: → estimated after fixes.

These are estimates based on industry research — actual results vary

Bounce-rate model & assumptions

Your data stays in your browser — nothing is sent to our servers

Lighthouse

Mobile

55
Performance Overall performance score (0–100) based on Core Web Vitals and other metrics. 90+ is good.
82
Accessibility Measures how accessible the page is for users with disabilities. Checks color contrast, ARIA labels, and semantic HTML.
100
Best Practices Checks for modern web development best practices including HTTPS, no console errors, and secure JavaScript.
100
SEO Measures basic SEO optimizations: meta tags, crawlability, link text, and mobile friendliness.

First Contentful Paint First Contentful Paint — how long until the browser renders the first piece of content. Under 1.8s is good.

13.34 s

Largest Contentful Paint Largest Contentful Paint — how long until the largest visible element loads. Under 2.5s is good.

14.61 s

Total Blocking Time Total Blocking Time — total time the main thread was blocked, preventing user input. Under 200ms is good.

0 ms

Cumulative Layout Shift Cumulative Layout Shift — measures visual stability. How much the page layout shifts during loading. Under 0.1 is good.

0.000

Speed Index Speed Index — how quickly content is visually displayed during load. Under 3.4s is good.

13.34 s

Time to Interactive Time to Interactive — how long until the page is fully interactive and responds to user input. Under 3.8s is good.

14.61 s

Desktop

73
Performance Overall performance score (0–100) based on Core Web Vitals and other metrics. 90+ is good.
82
Accessibility Measures how accessible the page is for users with disabilities. Checks color contrast, ARIA labels, and semantic HTML.
100
Best Practices Checks for modern web development best practices including HTTPS, no console errors, and secure JavaScript.
100
SEO Measures basic SEO optimizations: meta tags, crawlability, link text, and mobile friendliness.

First Contentful Paint First Contentful Paint — how long until the browser renders the first piece of content. Under 1.8s is good.

2.17 s

Largest Contentful Paint Largest Contentful Paint — how long until the largest visible element loads. Under 2.5s is good.

2.73 s

Total Blocking Time Total Blocking Time — total time the main thread was blocked, preventing user input. Under 200ms is good.

6 ms

Cumulative Layout Shift Cumulative Layout Shift — measures visual stability. How much the page layout shifts during loading. Under 0.1 is good.

0.000

Speed Index Speed Index — how quickly content is visually displayed during load. Under 3.4s is good.

2.17 s

Time to Interactive Time to Interactive — how long until the page is fully interactive and responds to user input. Under 3.8s is good.

2.73 s

Categories

8
Avg score 78.0

How you compare

Where this site stands against peers running the same stack.

Axios · 30 peers
You 79
·
Avg 73
+6 above average
0 50 100
Better than 80% of Axios sites See full Axios benchmark →
Bootstrap · 989 peers
You 79
·
Avg 74
At average
0 50 100
Compliance P6Infrastructure P14Accessibility P86Security P82SEO P21Performance P75Content P41Sustainability P43

Top 10% of Bootstrap sites score 85+ on Compliance; you're at 67 — closing this gap is the highest-leverage improvement.

Better than 80% of Bootstrap sites See full Bootstrap benchmark →

Technology stack

Axios, on PHP, with Nginx CDN

11 technologies detected 3 stack layers 5 with CPE identifier Enterprise

Stack Architecture

Framework
Axios Bootstrap Google Font API Laravel Open Graph Tailwind CSS Ubuntu Vue.js Vuetify
Runtime
PHP
CDN
Nginx 1.24.0

All Detected Technologies (11)

Nginx is a web server that can also be used as a reverse proxy, load balancer, mail proxy and HTTP cache.

Categories Web servers, Reverse proxies Website https://nginx.org/en Detected by BeaverCheck Evidence Server header: nginx/1.24.0 (Ubuntu)
This technology has a CPE identifier — check for known vulnerabilities Search NVD →

PHP is a general-purpose scripting language used for web development.

Categories Programming languages Website https://php.net Detected by BeaverCheck
This technology has a CPE identifier — check for known vulnerabilities Search NVD →

Promise based HTTP client for the browser and node.js

Categories JavaScript libraries Website https://github.com/axios/axios Detected by BeaverCheck
This technology has a CPE identifier — check for known vulnerabilities Search NVD →
Categories Framework Website https://getbootstrap.com Detected by BeaverCheck Evidence Found 5 Bootstrap class patterns in HTML

Google Font API is a web service that supports open-source font files that can be used on your web designs.

Categories Font scripts Website https://fonts.google.com/ Detected by BeaverCheck

Laravel is a free, open-source PHP web framework.

Categories Web frameworks Website https://laravel.com Detected by BeaverCheck
This technology has a CPE identifier — check for known vulnerabilities Search NVD →

Open Graph is a protocol that is used to integrate any web page into the social graph.

Categories Miscellaneous Website https://ogp.me Detected by BeaverCheck
Categories Framework Website https://tailwindcss.com Detected by BeaverCheck Evidence Found 65 unique Tailwind utility classes in HTML

Ubuntu is a free and open-source operating system on Linux for the enterprise server, desktop, cloud, and IoT.

Categories Operating systems Website https://www.ubuntu.com/server Detected by BeaverCheck
This technology has a CPE identifier — check for known vulnerabilities Search NVD →

Vue.js is an open-source model–view–viewmodel JavaScript framework for building user interfaces and single-page applications.

Categories JavaScript frameworks Website https://vuejs.org Detected by BeaverCheck

Vuetify is a reusable semantic component framework for Vue.js that aims to provide clean, semantic and reusable components.

Categories UI frameworks Website https://vuetifyjs.com Detected by BeaverCheck

Observations (2)

No build tool detected

A framework (Axios) was detected but no bundler was identified. The build tool may not be detectable from output patterns, or the site may use the framework's built-in bundler.

Complex technology stack detected

11 technologies identified. A complex stack increases maintenance burden and attack surface. Consider whether all components are actively needed.

Show your score

Drop this badge on your README, marketing site, or status page. It auto-updates every time the audit re-runs and links back to this report.

BeaverCheck badge

This badge auto-updates with your latest scan result.

[![BeaverCheck](https://beavercheck.com/badge?url=https%3A%2F%2Fwww.sacco-standard.co.ke)](https://beavercheck.com/sites/sacco-standard.co.ke)
<a href="https://beavercheck.com/sites/sacco-standard.co.ke"><img src="https://beavercheck.com/badge?url=https%3A%2F%2Fwww.sacco-standard.co.ke" alt="BeaverCheck Score"></a>
https://beavercheck.com/badge?url=https%3A%2F%2Fwww.sacco-standard.co.ke

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Fix Plan

Three-week roadmap to ship the audit's findings, with one-click copy targets for your tracker.

Three-week fix plan

2 sprints · 7h total → projected B (85)

Sprint 1: Quick Wins

+6

Highest ROI — low effort, high impact

3 findings 1h → B (85)
  • · Cookie 'XSRF-TOKEN' is missing the Secure flag
  • · Cookie 'sacco-standard-session' is missing the Secure flag
  • · HSTS header is missing

Sprint 2: Core Fixes

Medium effort, high structural impact

2 findings 6h → B (85)
  • · Content-Security-Policy header is missing
  • · No Content-Security-Policy header found

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