Based on 6 and 47 real audits
| Metric | American Express | Apple Pay | Winner |
|---|---|---|---|
| Performance | 41 | 28 | American Express |
| Accessibility | 83 | 87 | Apple Pay |
| Best Practices | 91 | 81 | American Express |
| SEO | 93 | 92 | American Express |
| Security | 76 | 71 | American Express |
| TTFB | 273ms | 224ms | Apple Pay |
| Composite | 75 | 73 | American Express |
American Express outperforms Apple Pay in 5 of 7 categories, with a stronger composite score (75 vs 73). Apple Pay leads in accessibility, TTFB.
Choose American Express when your primary concern is performance and best practices. Its audit data shows consistent strength in these areas across the sampled sites.
Choose Apple Pay when your primary concern is server response time and accessibility. Its audit data shows consistent strength in these areas across the sampled sites.
Scores are medians across 6 audited American Express sites and 47 audited Apple Pay sites in the BeaverCheck database. Every audit runs the same 100+ checks — Lighthouse performance, security headers, accessibility, SEO, server response time — against a real URL. No vendor input, no sponsorship, no affiliate links. Read the full methodology →
Small sample: one or both technologies have fewer than 10 audited sites. Treat these numbers as directional — medians stabilize around 20–30 audits per side.
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