Based on 16 and 17 real audits
| Metric | American Express | Visa | Winner |
|---|---|---|---|
| Performance | 44 | 45 | Visa |
| Accessibility | 87 | 86 | American Express |
| Best Practices | 91 | 90 | American Express |
| SEO | 93 | 93 | Tie |
| Security | 77 | 77 | Tie |
| TTFB | 304ms | 295ms | Visa |
| Composite | 78 | 78 | Tie |
American Express and Visa are closely matched, each leading in different categories. American Express has a composite score of 78 while Visa scores 78.
Choose American Express when your primary concern is accessibility and best practices. Its audit data shows consistent strength in these areas across the sampled sites.
Choose Visa when your primary concern is server response time and performance. Its audit data shows consistent strength in these areas across the sampled sites.
Scores are medians across 16 audited American Express sites and 17 audited Visa sites in the BeaverCheck database. Every audit runs the same 100+ checks — Lighthouse performance, security headers, accessibility, SEO, server response time — against a real URL. No vendor input, no sponsorship, no affiliate links. Read the full methodology →
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