| Metric | Apple Pay | PayPal | Winner |
|---|---|---|---|
| Performance | 29 | 34 | PayPal |
| Accessibility | 89 | 93 | PayPal |
| Best Practices | 82 | 82 | Tie |
| SEO | 95 | 96 | PayPal |
| Security | 68 | 70 | PayPal |
| TTFB | 445ms | 355ms | PayPal |
| Composite | 72 | 73 | PayPal |
PayPal outperforms Apple Pay in 6 of 7 categories, with a stronger composite score (73 vs 72). Apple Pay leads in no categories.
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