Based on 84 and 1 real audits
| Metric | Apple Pay | Proof Factor | Winner |
|---|---|---|---|
| Performance | 31 | 34 | Proof Factor |
| Accessibility | 88 | 83 | Apple Pay |
| Best Practices | 85 | 81 | Apple Pay |
| SEO | 92 | 100 | Proof Factor |
| Security | 74 | 83 | Proof Factor |
| TTFB | 288ms | 100ms | Proof Factor |
| Composite | 76 | 81 | Proof Factor |
Proof Factor outperforms Apple Pay in 5 of 7 categories, with a stronger composite score (81 vs 76). Apple Pay leads in accessibility, best practices.
Choose Apple Pay when your primary concern is accessibility and best practices. Its audit data shows consistent strength in these areas across the sampled sites.
Choose Proof Factor when your primary concern is server response time and security. Its audit data shows consistent strength in these areas across the sampled sites.
Scores are medians across 84 audited Apple Pay sites and 1 audited Proof Factor sites in the BeaverCheck database. Every audit runs the same 100+ checks — Lighthouse performance, security headers, accessibility, SEO, server response time — against a real URL. No vendor input, no sponsorship, no affiliate links. Read the full methodology →
Small sample: one or both technologies have fewer than 10 audited sites. Treat these numbers as directional — medians stabilize around 20–30 audits per side.
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