| Metric | Apple Pay | Venmo | Winner |
|---|---|---|---|
| Performance | 29 | 26 | Apple Pay |
| Accessibility | 89 | 85 | Apple Pay |
| Best Practices | 82 | 79 | Apple Pay |
| SEO | 95 | 97 | Venmo |
| Security | 68 | 67 | Apple Pay |
| TTFB | 445ms | 566ms | Apple Pay |
| Composite | 72 | 70 | Apple Pay |
Apple Pay outperforms Venmo in 6 of 7 categories, with a stronger composite score (72 vs 70). Venmo leads in SEO.
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