Based on 12 and 99 real audits
| Metric | Klarna Checkout | PayPal | Winner |
|---|---|---|---|
| Performance | 30 | 40 | PayPal |
| Accessibility | 82 | 88 | PayPal |
| Best Practices | 81 | 86 | PayPal |
| SEO | 92 | 92 | Tie |
| Security | 72 | 70 | Klarna Checkout |
| TTFB | 290ms | 266ms | PayPal |
| Composite | 74 | 74 | Tie |
PayPal outperforms Klarna Checkout in 4 of 7 categories, with a stronger composite score (74 vs 74). Klarna Checkout leads in security.
Choose Klarna Checkout when your primary concern is security. Its audit data shows consistent strength in these areas across the sampled sites.
Choose PayPal when your primary concern is server response time and performance. Its audit data shows consistent strength in these areas across the sampled sites.
Scores are medians across 12 audited Klarna Checkout sites and 99 audited PayPal sites in the BeaverCheck database. Every audit runs the same 100+ checks — Lighthouse performance, security headers, accessibility, SEO, server response time — against a real URL. No vendor input, no sponsorship, no affiliate links. Read the full methodology →
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