| Metric | Mastercard | Shop Pay | Winner |
|---|---|---|---|
| Performance | 35 | 26 | Mastercard |
| Accessibility | 81 | 88 | Shop Pay |
| Best Practices | 96 | 81 | Mastercard |
| SEO | 92 | 92 | Tie |
| Security | 73 | 71 | Mastercard |
| TTFB | 131ms | 198ms | Mastercard |
| Composite | 72 | 73 | Shop Pay |
Mastercard outperforms Shop Pay in 4 of 7 categories, with a stronger composite score (72 vs 73). Shop Pay leads in accessibility, composite score.
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