| Metric | PayPal | Visa | Winner |
|---|---|---|---|
| Performance | 42 | 50 | Visa |
| Accessibility | 88 | 84 | PayPal |
| Best Practices | 87 | 90 | Visa |
| SEO | 91 | 92 | Visa |
| Security | 71 | 78 | Visa |
| TTFB | 302ms | 315ms | PayPal |
| Composite | 75 | 78 | Visa |
Visa outperforms PayPal in 5 of 7 categories, with a stronger composite score (78 vs 75). PayPal leads in accessibility, TTFB.
Choose PayPal when your primary concern is server response time and accessibility. Its audit data shows consistent strength in these areas across the sampled sites.
Choose Visa when your primary concern is performance and security. Its audit data shows consistent strength in these areas across the sampled sites.
Scores are medians across 114 audited PayPal sites and 11 audited Visa sites in the BeaverCheck database. Every audit runs the same 100+ checks — Lighthouse performance, security headers, accessibility, SEO, server response time — against a real URL. No vendor input, no sponsorship, no affiliate links. Read the full methodology →
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