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Performance

· 22 checks — Lighthouse + waterfall + sustainability rolled into one auditable list.
SCORE
70
GRADE
C
FIX
6
REVIEW
6
PASS
7
INFO
3

Performance-focused optimization plan with CWV assessment, top offenders, and time estimates

27
Performance Overall performance score (0–100) based on Core Web Vitals and other metrics. 90+ is good.
91
Accessibility Measures how accessible the page is for users with disabilities. Checks color contrast, ARIA labels, and semantic HTML.
92
Best Practices Checks for modern web development best practices including HTTPS, no console errors, and secure JavaScript.
100
SEO Measures basic SEO optimizations: meta tags, crawlability, link text, and mobile friendliness.

First Contentful Paint First Contentful Paint — how long until the browser renders the first piece of content. Under 1.8s is good.

6.33 s

Largest Contentful Paint Largest Contentful Paint — how long until the largest visible element loads. Under 2.5s is good.

19.71 s

Total Blocking Time Total Blocking Time — total time the main thread was blocked, preventing user input. Under 200ms is good.

2.61 s

Cumulative Layout Shift Cumulative Layout Shift — measures visual stability. How much the page layout shifts during loading. Under 0.1 is good.

0.000

Speed Index Speed Index — how quickly content is visually displayed during load. Under 3.4s is good.

12.26 s

Time to Interactive Time to Interactive — how long until the page is fully interactive and responds to user input. Under 3.8s is good.

24.23 s

Page Load Progression

611 ms
1.2 s
1.8 s
2.4 s
3.1 s
3.7 s
4.3 s
4.9 s
Checks
22
7 PASS 6 REVIEW 6 FIX
F
Page Weight Budget
Action
6.4 MB transferred, 73 requests
FIX
6.4 MB transferred, 73 requests
Critical::
Page weighs 10.1 MB (6.4 MB transferred)
Warning::
JavaScript is 1.6 MB — consider code splitting or lazy loading
Large JavaScript bundles delay interactivity. Split code by route or defer non-critical scripts.
Got: 1.6 MB
Info::
Fonts are 365 KB — consider subsetting or using system fonts
Subset fonts to include only used characters, or switch to system font stacks.
Got: 365 KB
Info::
73 HTTP requests
Info::
Estimated 1.3 g CO2 per page load
6.4 MB / 2.4 MB budget
6.4 MB transferred
73 requests
1.3 g CO2 per page load
Other 3.4 MiB 54%
JavaScript 1.6 MiB 26%
Images 834.7 KiB 13%
Fonts 364.6 KiB 6%
CSS 108.9 KiB 2%
HTML 26.8 KiB 0%
Other 9.9 KiB 0%
Other 7.5 KiB 0%
Other 4.1 KiB 0%
0 2.4 MB 4.9 MB
Over budget

Large JavaScript bundles delay interactivity. Split code by route or defer non-critical scripts.

Why this matters

JavaScript bundle is large — code-split routes and lazy-load off-screen components to defer.

Source: web.dev

Subset fonts to include only used characters, or switch to system font stacks.

Why this matters

Font payload is large — subset to used glyphs only, or fall back to system fonts (zero load time).

Source: web.dev font loading

D
Third-Party Impact
Action
100% third-party, 0 ms blocking
FIX
100% third-party, 0 ms blocking
Warning::
Third-party code accounts for 100% of page weight (6.4 MiB of 6.4 MiB)
Info::
Third-party blocking time is low (0 ms)
100%
First-party Third-party
F
JS Execution Cost
Action
6149ms total JS execution
FIX
6149ms total JS execution
Warning::
https://www.googletagmanager.com/gtm.js?id=GTM-TTR...: 1304ms CPU time
Warning::
https://it.finecobank.com/_next/static/chunks/0x2g...: 1097ms CPU time
Warning::
Unattributable: 848ms CPU time
Warning::
https://it.finecobank.com/_next/static/chunks/turb...: 545ms CPU time
Warning::
https://www.googletagmanager.com/gtag/js?id=G-LJLN...: 531ms CPU time
Warning::
Third-party scripts: 5301ms (86% of total)

Main Thread Breakdown

Script Evaluation 65% Other 15% Script Parsing & Compilation 8% Style & Layout 6%
ScriptTotalScriptingParse/CompileParty
https://www.googletagmanager.com/gtm.js?id=GTM-TTRJS8X1304ms1195ms64ms3rd
https://it.finecobank.com/_next/static/chunks/0x2gaxso9rf_4.js1097ms867ms15ms3rd
Unattributable848ms28ms0ms1st
https://it.finecobank.com/_next/static/chunks/turbopack-10xn8c28wl4g3.js545ms543ms2ms3rd
https://www.googletagmanager.com/gtag/js?id=G-LJLN7GL5SE&cx=c&gtm=4e6781531ms471ms57ms3rd
https://it.finecobank.com/_next/static/chunks/0mjdg~ti4sjoz.js477ms476ms0ms3rd
https://it.finecobank.com/394ms10ms2ms3rd
https://www.googletagmanager.com/gtag/js?id=AW-687500272&cx=c&gtm=4e6781324ms276ms46ms3rd
https://it.finecobank.com/_next/static/chunks/12o9j0jbsnddi.js310ms168ms135ms3rd
https://it.finecobank.com/_next/static/chunks/01l7e5zw2rbda.js249ms42ms42ms3rd

Showing top 10 of 11 scripts

F
JS Bundles
Action
31 scripts, 702 KB unused
FIX
31 scripts, 702 KB unused
Warning::
https://it.finecobank.com/_next/static/chunks/12o9...: 266 KB unused (75%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://www.googletagmanager.com/gtag/js?id=AW-101...: 107 KB unused (71%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://it.finecobank.com/_next/static/chunks/01l7...: 105 KB unused (71%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://www.googletagmanager.com/gtag/js?id=G-LJLN...: 66 KB unused (38%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://www.googletagmanager.com/gtm.js?id=GTM-TTR...: 65 KB unused (34%)
Consider code splitting or tree shaking to reduce unused code.
Info::
Total unused JavaScript: 702 KB
702 KB unused JavaScript

Downloaded but never executed on this page.

ScriptSizeUnusedMinifiedParty
https://it.finecobank.com/_next/static/chunks/12o9j0jbsnddi.js365 KB266 KB (75%)✓3rd
https://www.googletagmanager.com/gtag/js?id=AW-1019131384&cx=c&gtm=4e6781149 KB107 KB (71%)✓3rd
https://it.finecobank.com/_next/static/chunks/01l7e5zw2rbda.js154 KB105 KB (71%)✓3rd
https://www.googletagmanager.com/gtag/js?id=G-LJLN7GL5SE&cx=c&gtm=4e6781174 KB66 KB (38%)✓3rd
https://www.googletagmanager.com/gtm.js?id=GTM-TTRJS8X189 KB65 KB (34%)✓3rd
https://www.googletagmanager.com/gtag/js?id=AW-687500272&cx=c&gtm=4e6781149 KB64 KB (43%)✓3rd
https://it.finecobank.com/_next/static/chunks/17wlp2xnaqr-i.js45 KB29 KB (74%)✓3rd
https://it.finecobank.com/_next/static/chunks/12s8ardu3fzvl.js31 KB—✓3rd
https://it.finecobank.com/_next/static/chunks/0i9bhneq2l0oc.js15 KB—✓3rd
https://it.finecobank.com/_next/static/chunks/0-q_i9u6a27qo.js16 KB—✓3rd

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

F
Page Weight Inventory
Action
73 resources · 6.4 MB · 702 KB savings available
FIX
73 resources · 6.4 MB · 702 KB savings available
Warning::
Page weight 6.4 MB exceeds 1 MB target by 5.4 MB
Got: 6.4 MB Expected: ≤ 1 MB
Info::
~702 KB of savings available
Warning::
72 third-party resources (100% of weight)
Info::
5 resources over 200KB
73 resources · 6.4 MiB · 72 third-party 5.4 MiB over 1MB target
Other 54% · 3.5 MiB
JavaScript 26% · 1.6 MiB
Image 13% · 837.8 KiB
Font 6% · 364.6 KiB
CSS 2% · 108.9 KiB
Document 0% · 27.2 KiB

~701.6 KiB of savings available

Remove unused JavaScript: 701.6 KiB
F
HTTP Caching
Action
No cache headers
FIX
No cache headers
Warning::
No Cache-Control header found
Browsers will use heuristic caching, which can be unpredictable. Set explicit cache headers.

No Cache-Control header

Adding a Cache-Control header can significantly improve repeat-visit performance.

B
Image Optimization
12 images, 0 KB saveable
REVIEW
12 images, 0 KB saveable
Info::
All images are well-optimized
12 images 835 KB
0 oversized -0 KB
9 legacy format
0 missing dimensions CLS risk
B
HTTP/3 (QUIC)
HTTP/3 not advertised
REVIEW
HTTP/3 not advertised
Info::
HTTP/3 (QUIC) is not advertised
HTTP/3 isn't advertised via Alt-Svc and the worker didn't negotiate h3. HTTP/3 reduces handshake latency (1-RTT instead of 2-3 RTTs) and is more resilient on lossy connections. Most modern CDNs (Cloudflare, Fastly, AWS CloudFront, Google Cloud CDN) support HTTP/3 with a single config switch -- consider enabling for mobile-heavy workloads.
C
Compression Algorithm
Action
Main response served uncompressed
REVIEW
Main response served uncompressed
Info::
Main HTML response has no Content-Encoding (uncompressed)
The main HTML document is served without compression. The Text Compression section above lists the broader picture; for the main response specifically, even gzip would shave ~70-80% off most text payloads.
B
Main HTML Cache-Control
No Cache-Control header on main HTML response
REVIEW
No Cache-Control header on main HTML response
Info::
Main HTML response has no Cache-Control header
Without an explicit Cache-Control, browsers fall back to heuristic caching (~10% of Last-Modified age). Set `Cache-Control: no-cache` or `max-age=300` for HTML to control freshness explicitly -- prevents stale auth state and SPA shell drift.
B
Server-Timing Observability
No Server-Timing header found
REVIEW
No Server-Timing header found
Info::
No Server-Timing header found
Server-Timing exposes backend timing breakdowns to browser DevTools (e.g., `db: 45ms; render: 120ms; cache: 2ms`). Useful for diagnosing slow pages without backend log access. Most modern frameworks (Next.js, Cloudflare Workers, Fastly) emit it automatically; absence on a managed platform usually means telemetry headers are stripped at the edge.
C
Green Hosting
Action
Whether the site is served from green-energy infrastructure
REVIEW

Green Hosting

No green hosting detected

A+
Text Compression
All text resources are compressed
PASS
All text resources are compressed
Info::
All text resources are compressed
All text resources are properly compressed.
A+
Font Loading
5 fonts (365 KB)
PASS
5 fonts (365 KB)
Info::
5 font(s) use font-display: swap (FOUT risk but functional)

Web fonts

5

365 KB total

Render-blocking

0

of 5

Dominant font-display

swap

Most common across fonts

Font loading timeline
Transfer FOIT (block) FOUT (swap)
0 ms 2.0 s 4.0 s 6.0 s 8.0 s 10.0 s 12.0 s 14.0 s 16.0 s 18.0 s 20.0 s FCP 6.3 s LCP 19.7 shttps://images.finecobank.com/common-global/fonts/figtree/bold/Figtree-Bold-webfont.woffFigtree-Bold-webfont.woff https://images.finecobank.com/common-global/fonts/figtree/bold/Figtree-Bold-webfont.woff — 23.6 KiB — 231 ms — font-display: swaphttps://it.finecobank.com/_next/static/media/icomoon.0mjtexyer0.3m.ttficomoon.0mjtexyer0.3m.ttf https://it.finecobank.com/_next/static/media/icomoon.0mjtexyer0.3m.ttf — 148.4 KiB — 39 ms — font-display: swaphttps://images.finecobank.com/common-global/fonts/figtree/regular/Figtree-Regular-webfont.woffFigtree-Regular-webfont... https://images.finecobank.com/common-global/fonts/figtree/regular/Figtree-Regular-webfont.woff — 23.4 KiB — 262 ms — font-display: swaphttps://images.finecobank.com/common-global/fonts/figtree/extraBold/Figtree-Xbold-webfont.woffFigtree-Xbold-webfont.woff https://images.finecobank.com/common-global/fonts/figtree/extraBold/Figtree-Xbold-webfont.woff — 23.4 KiB — 268 ms — font-display: swaphttps://it.finecobank.com/_next/static/media/icomoon.09yyin3f.aooo.ttficomoon.09yyin3f.aooo.ttf https://it.finecobank.com/_next/static/media/icomoon.09yyin3f.aooo.ttf — 145.9 KiB — 63 ms — font-display: swap
Figtree-Bold-webfont.woff woff swap
Size 24 KB
Load time 231 ms
Start 895 ms
Risk FOUT — text flashes from fallback to web font
  • Convert to woff2 for ~30% smaller file size
icomoon.0mjtexyer0.3m.ttf ttf swap
Size 148 KB
Load time 39 ms
Start 896 ms
Risk FOUT — text flashes from fallback to web font
  • Convert to woff2 for ~30% smaller file size
  • Subset this font — over 100 KB suggests Latin Extended or full glyph coverage that most pages don't need
Figtree-Regular-webfont... woff swap
Size 23 KB
Load time 262 ms
Start 896 ms
Risk FOUT — text flashes from fallback to web font
  • Convert to woff2 for ~30% smaller file size
Figtree-Xbold-webfont.woff woff swap
Size 23 KB
Load time 268 ms
Start 897 ms
Risk FOUT — text flashes from fallback to web font
  • Convert to woff2 for ~30% smaller file size
icomoon.09yyin3f.aooo.ttf ttf swap
Size 146 KB
Load time 63 ms
Start 897 ms
Risk FOUT — text flashes from fallback to web font
  • Convert to woff2 for ~30% smaller file size
  • Subset this font — over 100 KB suggests Latin Extended or full glyph coverage that most pages don't need
Optimization checklist
  • Preload critical fonts (priority=high)
  • Use woff2 format for all fonts
  • Set font-display to swap, optional, or fallback
  • Subset large fonts (≤100 KB each)

Fixing the unchecked items could save ~257 KB and ~514 ms

A+
Resource Caching
All resources properly cached
PASS
All resources properly cached
Info::
No caching issues found
All static resources have appropriate caching headers.
A+
Critical Rendering Path
No render-blocking resources
PASS
No render-blocking resources
Info::
No render-blocking resources detected
A+
Resource Hints
No optimization needed
PASS
No optimization needed
Info::
No resource hint issues
A+
LCP Image Preload
LCP preload audit not available
PASS
LCP preload audit not available
Info::
LCP image preload audit not available for this scan
A+
Server Response Intelligence
1 server-response signal(s) detected
PASS
1 server-response signal(s) detected
Info::
No `ETag` or `Last-Modified` -- conditional GET not supported
Without either header, browsers can't issue conditional GETs and refresh always re-downloads the full response body even when nothing changed. Add `ETag: "<hash>"` (or `Last-Modified: <date>`) on cacheable responses; the server returns 304 Not Modified when the client's cached copy is still valid, saving bandwidth.
Network Waterfall
73 requests over 4863ms
INFO
0 ms 2.0 s 4.0 s 6.0 s 8.0 s 10.0 s 12.0 s 14.0 s 16.0 s 18.0 s 20.0 s FCP 6.3 s LCP 19.7 shttps://finecobank.com// https://finecobank.com/ — 302 — 387 B — 143 ms — http/1.1https://it.finecobank.com/it.finecobank.com/ https://it.finecobank.com/ — 200 — 26.8 KiB — 144 ms — http/1.1https://images.finecobank.com/common-pub/css/chat-ai.cssimages.finecobank.com/common-pub/cs... https://images.finecobank.com/common-pub/css/chat-ai.css — 200 — 13.4 KiB — 207 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0dn7slqt3-qd4.cssit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0dn7slqt3-qd4.css — 200 — 39.6 KiB — 47 ms — http/1.1https://it.finecobank.com/_next/static/chunks/06pj-n2o2qy4e.cssit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/06pj-n2o2qy4e.css — 200 — 8.3 KiB — 80 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0b_oe3b8fbzh..cssit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0b_oe3b8fbzh..css — 200 — 33.4 KiB — 128 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0uzr-u_davzsa.cssit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0uzr-u_davzsa.css — 200 — 13.3 KiB — 119 ms — http/1.1https://it.finecobank.com/manifest.jsonit.finecobank.com/manifest.json https://it.finecobank.com/manifest.json — 200 — 7.5 KiB — 101 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0chd7du7hkns_.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0chd7du7hkns_.js — 200 — 21.0 KiB — 37 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0n3aha7z1k7~h.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0n3aha7z1k7~h.js — 200 — 20.1 KiB — 36 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0fxh05cg7q1bv.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0fxh05cg7q1bv.js — 200 — 15.3 KiB — 34 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0j..c4oavqfue.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0j..c4oavqfue.js — 200 — 24.9 KiB — 36 ms — http/1.1https://images.finecobank.com/common-global/css/font-figtree.cssimages.finecobank.com/common-global... https://images.finecobank.com/common-global/css/font-figtree.css — 200 — 996 B — 54 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0lwsdq9ti0ggi.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0lwsdq9ti0ggi.js — 200 — 21.3 KiB — 48 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0.or8y8e7nenl.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0.or8y8e7nenl.js — 200 — 12.8 KiB — 39 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0-q_i9u6a27qo.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0-q_i9u6a27qo.js — 200 — 16.4 KiB — 69 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0pwyxnk1z~~dj.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0pwyxnk1z~~dj.js — 200 — 17.6 KiB — 59 ms — http/1.1https://it.finecobank.com/_next/static/chunks/12o9j0jbsnddi.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/12o9j0jbsnddi.js — 200 — 364.6 KiB — 109 ms — http/1.1https://it.finecobank.com/_next/static/chunks/17wlp2xnaqr-i.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/17wlp2xnaqr-i.js — 200 — 45.2 KiB — 77 ms — http/1.1https://it.finecobank.com/_next/static/chunks/01kqa~cp61sq..jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/01kqa~cp61sq..js — 200 — 27.0 KiB — 45 ms — http/1.1https://it.finecobank.com/_next/static/chunks/01l7e5zw2rbda.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/01l7e5zw2rbda.js — 200 — 154.0 KiB — 109 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0q21dh86n0ctc.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0q21dh86n0ctc.js — 200 — 19.9 KiB — 67 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0x2gaxso9rf_4.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0x2gaxso9rf_4.js — 200 — 49.7 KiB — 70 ms — http/1.1https://it.finecobank.com/_next/static/chunks/12s8ardu3fzvl.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/12s8ardu3fzvl.js — 200 — 31.2 KiB — 41 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0rso9oy-2slbv.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0rso9oy-2slbv.js — 200 — 69.6 KiB — 44 ms — http/1.1https://it.finecobank.com/_next/static/chunks/turbopack-10xn8c28wl4g3.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/turbopack-10xn8c28wl4g3.js — 200 — 10.8 KiB — 46 ms — http/1.1https://it.finecobank.com/_next/static/chunks/128q7r~22iol6.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/128q7r~22iol6.js — 200 — 17.2 KiB — 37 ms — http/1.1https://it.finecobank.com/_next/static/chunks/0i9bhneq2l0oc.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0i9bhneq2l0oc.js — 200 — 15.3 KiB — 39 ms — http/1.1https://it.finecobank.com/_next/static/chunks/03k.8u-r05~lw.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/03k.8u-r05~lw.js — 200 — 16.3 KiB — 38 ms — http/1.1https://it.finecobank.com/_next/static/chunks/turbopack-0l~qi9hgi1vkr.jsit.finecobank.com/_next/static/chun... 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h3https://gtms.finecobank.com/g/collect?v=2&tid=G-LJLN7GL5SE&gtm=45je6781v877160960za20gzb837334559zd837334559&_p=1783718592014&gcs=G100&gcd=13m3mPm2m5l1&npa=1&dma_cps=-&dma=1&ecid=1731920651&_eu=BAAAAGA&_fplc=0&are=1&cid=376194491.1783718593&ec_mode=c&frm=0&ir=1&pscdl=denied&rcb=18&sr=412x823&uaa=&uab=64&uafvl=Not%253BA%253DBrand%3B8.0.0.0%7CChromium%3B150.0.7871.100&uam=moto%20g%20power%20(2022)&uamb=1&uap=Android&uapv=11.0&uaw=0&ul=en-us&ur=ES-MD&sst.rnd=304050129.1783718592&sst.etld=google.es&sst.gcsub=region1&sst.adr=1&sst.tft=1783718592014&sst.lpc=231412295&sst.navt=n&sst.ude=1&gaf=2&_s=1&tag_exp=115616985~115938466~115938468~118826210~118897920~118897930~119027224&dl=https%3A%2F%2Fit.finecobank.com%2Fhomepage&dt=Banca%20Fineco%3A%20Conti%2C%20carte%2C%20investimenti%20e%20trading&cu=EUR&dp=%2F&sid=1783718592&sct=1&seg=0&_tu=DA&en=page_view&_fv=2&_ss=2&ep.anonymizeIp=true&ep.section=public&ep.user_status=guest&ep.country=it&ep.page_category=home&ep.page_name=home&ep.page_url=https%3A%2F%2Fit.finecobank.com%2F&ep.page_host=it.finecobank.com&ep.color_mode=Light&epn.iso_week=28&ep.GTMversion=340&ep.timestamp=2026-07-10T21%3A23%3A12.318%2B00%3A00&ep.evento_scatenante=virtual_page&ep.cookie_advertising=denied&ep.randomalfanumeric=5gorwq7zc6os&ep.referrerCD=&ep.ls_orderid=&ep.apricontohandler=true&ep.content_group=home&ep.user_data._tag_mode=MANUAL&up.cookie_consent=(not%20set)&up.color_mode_user=Light&tfd=2416&richsstssegtms.finecobank.com/g/collect?v=2&t... https://gtms.finecobank.com/g/collect?v=2&tid=G-LJLN7GL5SE&gtm=45je6781v877160960za20gzb837334559zd837334559&_p=1783718592014&gcs=G100&gcd=13m3mPm2m5l1&npa=1&dma_cps=-&dma=1&ecid=1731920651&_eu=BAAAAGA&_fplc=0&are=1&cid=376194491.1783718593&ec_mode=c&frm=0&ir=1&pscdl=denied&rcb=18&sr=412x823&uaa=&uab=64&uafvl=Not%253BA%253DBrand%3B8.0.0.0%7CChromium%3B150.0.7871.100&uam=moto%20g%20power%20(2022)&uamb=1&uap=Android&uapv=11.0&uaw=0&ul=en-us&ur=ES-MD&sst.rnd=304050129.1783718592&sst.etld=google.es&sst.gcsub=region1&sst.adr=1&sst.tft=1783718592014&sst.lpc=231412295&sst.navt=n&sst.ude=1&gaf=2&_s=1&tag_exp=115616985~115938466~115938468~118826210~118897920~118897930~119027224&dl=https%3A%2F%2Fit.finecobank.com%2Fhomepage&dt=Banca%20Fineco%3A%20Conti%2C%20carte%2C%20investimenti%20e%20trading&cu=EUR&dp=%2F&sid=1783718592&sct=1&seg=0&_tu=DA&en=page_view&_fv=2&_ss=2&ep.anonymizeIp=true&ep.section=public&ep.user_status=guest&ep.country=it&ep.page_category=home&ep.page_name=home&ep.page_url=https%3A%2F%2Fit.finecobank.com%2F&ep.page_host=it.finecobank.com&ep.color_mode=Light&epn.iso_week=28&ep.GTMversion=340&ep.timestamp=2026-07-10T21%3A23%3A12.318%2B00%3A00&ep.evento_scatenante=virtual_page&ep.cookie_advertising=denied&ep.randomalfanumeric=5gorwq7zc6os&ep.referrerCD=&ep.ls_orderid=&ep.apricontohandler=true&ep.content_group=home&ep.user_data._tag_mode=MANUAL&up.cookie_consent=(not%20set)&up.color_mode_user=Light&tfd=2416&richsstsse — 200 — 127 B — 255 ms — h2https://gtms.finecobank.com/g/collect?v=2&tid=G-LJLN7GL5SE&gtm=45je6781v877160960za20gzb837334559zd837334559&_p=1783718592014&gcs=G100&gcd=13m3mPm2m5l1&npa=1&dma_cps=-&dma=1&ecid=1419372024&_eu=BAAAAGA&_fplc=0&are=1&cid=1312163950.1783718593&ec_mode=c&frm=0&ir=1&pscdl=denied&rcb=18&sr=412x823&uaa=&uab=64&uafvl=Not%253BA%253DBrand%3B8.0.0.0%7CChromium%3B150.0.7871.100&uam=moto%20g%20power%20(2022)&uamb=1&uap=Android&uapv=11.0&uaw=0&ul=en-us&ur=ES-MD&sst.rnd=304050129.1783718592&sst.etld=google.es&sst.gcsub=region1&sst.adr=1&sst.tft=1783718592014&sst.lpc=231412295&sst.navt=n&sst.ude=1&gaf=2&_s=2&tag_exp=115616985~115938466~115938468~118826210~118897920~118897930~119027224&dl=https%3A%2F%2Fit.finecobank.com%2Fhomepage&dt=Banca%20Fineco%3A%20Conti%2C%20carte%2C%20investimenti%20e%20trading&cu=EUR&dp=%2F&sid=1783718592&sct=1&seg=1&_tu=DA&en=page_view&ep.anonymizeIp=true&ep.section=public&ep.user_status=guest&ep.country=it&ep.page_category=home&ep.page_name=home&ep.page_url=https%3A%2F%2Fit.finecobank.com%2F&ep.page_host=it.finecobank.com&ep.color_mode=Light&epn.iso_week=28&ep.GTMversion=340&ep.timestamp=2026-07-10T21%3A23%3A12.358%2B00%3A00&ep.evento_scatenante=virtual_page&ep.cookie_advertising=denied&ep.randomalfanumeric=4yxl9muf0ss&ep.referrerCD=&ep.ls_orderid=&ep.apricontohandler=true&ep.content_group=home&_et=8&ep.user_data._tag_mode=MANUAL&tfd=2424&richsstssegtms.finecobank.com/g/collect?v=2&t... https://gtms.finecobank.com/g/collect?v=2&tid=G-LJLN7GL5SE&gtm=45je6781v877160960za20gzb837334559zd837334559&_p=1783718592014&gcs=G100&gcd=13m3mPm2m5l1&npa=1&dma_cps=-&dma=1&ecid=1419372024&_eu=BAAAAGA&_fplc=0&are=1&cid=1312163950.1783718593&ec_mode=c&frm=0&ir=1&pscdl=denied&rcb=18&sr=412x823&uaa=&uab=64&uafvl=Not%253BA%253DBrand%3B8.0.0.0%7CChromium%3B150.0.7871.100&uam=moto%20g%20power%20(2022)&uamb=1&uap=Android&uapv=11.0&uaw=0&ul=en-us&ur=ES-MD&sst.rnd=304050129.1783718592&sst.etld=google.es&sst.gcsub=region1&sst.adr=1&sst.tft=1783718592014&sst.lpc=231412295&sst.navt=n&sst.ude=1&gaf=2&_s=2&tag_exp=115616985~115938466~115938468~118826210~118897920~118897930~119027224&dl=https%3A%2F%2Fit.finecobank.com%2Fhomepage&dt=Banca%20Fineco%3A%20Conti%2C%20carte%2C%20investimenti%20e%20trading&cu=EUR&dp=%2F&sid=1783718592&sct=1&seg=1&_tu=DA&en=page_view&ep.anonymizeIp=true&ep.section=public&ep.user_status=guest&ep.country=it&ep.page_category=home&ep.page_name=home&ep.page_url=https%3A%2F%2Fit.finecobank.com%2F&ep.page_host=it.finecobank.com&ep.color_mode=Light&epn.iso_week=28&ep.GTMversion=340&ep.timestamp=2026-07-10T21%3A23%3A12.358%2B00%3A00&ep.evento_scatenante=virtual_page&ep.cookie_advertising=denied&ep.randomalfanumeric=4yxl9muf0ss&ep.referrerCD=&ep.ls_orderid=&ep.apricontohandler=true&ep.content_group=home&_et=8&ep.user_data._tag_mode=MANUAL&tfd=2424&richsstsse — 200 — 275 B — 103 ms — h2https://it.finecobank.com/_next/static/chunks/0j__bu7ro4~ep.jsit.finecobank.com/_next/static/chun... https://it.finecobank.com/_next/static/chunks/0j__bu7ro4~ep.js — 200 — 6.4 KiB — 36 ms — http/1.1https://images.finecobank.com/common-pub/img/chat-ai/button.lottieimages.finecobank.com/common-pub/im... https://images.finecobank.com/common-pub/img/chat-ai/button.lottie — 200 — 11.1 KiB — 64 ms — http/1.1https://images.finecobank.com/pub-it/img/home/bg-conto-one-sm.jpgimages.finecobank.com/pub-it/img/ho... https://images.finecobank.com/pub-it/img/home/bg-conto-one-sm.jpg — 200 — 213.9 KiB — 105 ms — http/1.1
HTML JavaScript CSS Images Fonts XHR/Fetch Other
Third-Party Script Cost
Per-script blocking time, transfer cost, and cache headers
INFO
86% of JavaScript execution is third-party
First-party Third-party 5301ms · 1275KB · €58/mo
Google Tag Manager
Tag Manager
Costly
Execution 1304ms
Transfer 189 KB
Unused 34%
Monthly Cost €14/mo
it.finecobank.com
Other
Costly
Execution 1097ms
Transfer 50 KB
Monthly Cost €12/mo
it.finecobank.com
Other
Costly
Execution 545ms
Transfer 11 KB
Monthly Cost €6/mo
Google Tag Manager
Tag Manager
Costly
Execution 531ms
Transfer 174 KB
Unused 38%
Monthly Cost €6/mo
it.finecobank.com
Other
Costly
Execution 477ms
Transfer 6 KB
Monthly Cost €5/mo
it.finecobank.com
Other
Costly
Execution 394ms
Transfer 27 KB
Monthly Cost €4/mo
Google Tag Manager
Tag Manager
Costly
Execution 324ms
Transfer 149 KB
Unused 43%
Monthly Cost €4/mo
it.finecobank.com
Other
Costly
Execution 310ms
Transfer 365 KB
Unused 75%
Monthly Cost €3/mo
it.finecobank.com
Other
Costly
Execution 249ms
Transfer 154 KB
Unused 71%
Monthly Cost €3/mo
Google Tag Manager
Tag Manager
Optional
Execution 69ms
Transfer 149 KB
Unused 71%
Monthly Cost €1/mo

These scripts may cost more than they're worth

  • Google Tag Manager adds 1304ms and costs ~€14/month
  • it.finecobank.com adds 1097ms and costs ~€12/month
  • it.finecobank.com adds 545ms and costs ~€6/month
  • Google Tag Manager adds 531ms and costs ~€6/month
  • it.finecobank.com adds 477ms and costs ~€5/month
  • it.finecobank.com adds 394ms and costs ~€4/month
  • Google Tag Manager adds 324ms and costs ~€4/month
  • it.finecobank.com adds 310ms and costs ~€3/month
  • it.finecobank.com adds 249ms and costs ~€3/month

86% of JavaScript execution time is spent on third-party scripts. Consider auditing which scripts are essential.

Why this matters

When third-party JS execution time exceeds your own, performance gains from frontend work are capped by code you don't own.

Learn more ▾

Every millisecond of third-party JS competes with your own for main-thread time. If their share is bigger than yours, optimization on your code base barely moves the needle. Audit, defer, or remove third-parties before further frontend optimization. Use Lighthouse's third-party audit to identify the worst offenders.

Source: web.dev

Google Tag Manager takes 1304ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

it.finecobank.com takes 1097ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

it.finecobank.com takes 545ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

Google Tag Manager takes 531ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

it.finecobank.com takes 477ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

it.finecobank.com takes 394ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

Google Tag Manager takes 324ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

it.finecobank.com takes 310ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

75% of it.finecobank.com's code is unused. The script may be loading features you don't use.

Why this matters

Bundle has high unused-code ratio — tree-shaking and route-splitting recover the wasted bytes.

Source: web.dev

it.finecobank.com takes 249ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

71% of it.finecobank.com's code is unused. The script may be loading features you don't use.

Why this matters

Bundle has high unused-code ratio — tree-shaking and route-splitting recover the wasted bytes.

Source: web.dev

71% of Google Tag Manager's code is unused. The script may be loading features you don't use.

Why this matters

Bundle has high unused-code ratio — tree-shaking and route-splitting recover the wasted bytes.

Source: web.dev

How third-party costs are calculated

Real-User Performance (CrUX)
Field metrics from the Chrome User Experience Report
INFO

Chrome User Experience (CrUX)

Real-user metrics from the Chrome UX Report (2026-06-11 — 2026-07-08)

LCP (p75)

2714 ms

72% good

INP (p75)

216 ms

73% good

CLS (p75)

0.250

46% good

FCP (p75)

1554 ms

TTFB (p75)

228 ms

All checks on this page are automated. Results are estimates - run targeted manual reviews when the score affects a release decision.

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