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Performance

· 22 checks — Lighthouse + waterfall + sustainability rolled into one auditable list.
SCORE
92
GRADE
A
FIX
1
REVIEW
4
PASS
14
INFO
3

Performance-focused optimization plan with CWV assessment, top offenders, and time estimates

Mobile Desktop
100
Performance Overall performance score (0–100) based on Core Web Vitals and other metrics. 90+ is good.
95
Accessibility Measures how accessible the page is for users with disabilities. Checks color contrast, ARIA labels, and semantic HTML.
100
Best Practices Checks for modern web development best practices including HTTPS, no console errors, and secure JavaScript.
100
SEO Measures basic SEO optimizations: meta tags, crawlability, link text, and mobile friendliness.

First Contentful Paint First Contentful Paint — how long until the browser renders the first piece of content. Under 1.8s is good.

475 ms

Largest Contentful Paint Largest Contentful Paint — how long until the largest visible element loads. Under 2.5s is good.

617 ms

Total Blocking Time Total Blocking Time — total time the main thread was blocked, preventing user input. Under 200ms is good.

3 ms

Cumulative Layout Shift Cumulative Layout Shift — measures visual stability. How much the page layout shifts during loading. Under 0.1 is good.

0.000

Speed Index Speed Index — how quickly content is visually displayed during load. Under 3.4s is good.

475 ms

Time to Interactive Time to Interactive — how long until the page is fully interactive and responds to user input. Under 3.8s is good.

1.86 s

Page Load Progression

375 ms
750 ms
1.1 s
1.5 s
1.9 s
2.2 s
2.6 s
3.0 s
Checks
22
14 PASS 4 REVIEW 1 FIX
D
Third-Party Impact
Action
98% third-party, 0 ms blocking
FIX
98% third-party, 0 ms blocking
Warning::
Third-party code accounts for 98% of page weight (482.0 KiB of 490.9 KiB)
Info::
Third-party blocking time is low (0 ms)
98%
First-party Third-party
C
JS Bundles
Action
6 scripts, 274 KB unused
REVIEW
6 scripts, 274 KB unused
Warning::
https://pagead2.googlesyndication.com/pagead/manag...: 134 KB unused (81%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://www.googletagmanager.com/gtag/js?id=G-NPBC...: 74 KB unused (42%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://fundingchoicesmessages.google.com/i/ca-pub...: 37 KB unused (53%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://pagead2.googlesyndication.com/pagead/js/ad...: 30 KB unused (53%)
Consider code splitting or tree shaking to reduce unused code.
Info::
Total unused JavaScript: 274 KB
274 KB unused JavaScript

Downloaded but never executed on this page.

ScriptSizeUnusedMinifiedParty
https://pagead2.googlesyndication.com/pagead/managed/js/adsense/m202610200101/show_ads_impl_fy2021.js?bust=122881778165 KB134 KB (81%)✓3rd
https://www.googletagmanager.com/gtag/js?id=G-NPBC6SW96K177 KB74 KB (42%)✓3rd
https://fundingchoicesmessages.google.com/i/ca-pub-8593012128720450?href=https%3A%2F%2Ffincrati.com&ers=271 KB37 KB (53%)✓3rd
https://pagead2.googlesyndication.com/pagead/js/adsbygoogle.js?client=ca-pub-859301212872045056 KB30 KB (53%)✓3rd
https://static.cloudflareinsights.com/beacon.min.js10 KB—✓3rd
https://fundingchoicesmessages.google.com/f/AGSKWxWBKzX7KWqDAeCRdGMheTPXylqmg8zHD6-5c2ffM7WtWmR20bjZPS0GKDW_zLrg6kLEGDS8cuWTd0VkG3yMdUqCXeHlNhAmAx1XCd7JZEt70Wo26Af4tjQf_2FQ5-3eYz5G-GhVbQ==?fccs=W251bGwsbnVsbCxudWxsLG51bGwsbnVsbCxudWxsLFsxNzkzMDEzNDAzLDE0NzAwMDAwMF0sbnVsbCxudWxsLG51bGwsW251bGwsWzddXSwiaHR0cHM6Ly9maW5jcmF0aS5jb20vIixudWxsLFtbOCwiSEZDUkdqaXRhb3MiXSxbOSwiZW4tVVMiXSxbMTgsIltbW251bGwsNTMxLG51bGwsMV1dXSJdLFszNSwiMTc5MzAxMzQwMyJdLFsxOSwiMSJdLFsxNywiWzBdIl0sWzI0LCIiXSxbMjksInRydWUiXV1d2 KB—✓3rd

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

B
Server-Timing Observability
No Server-Timing header found
REVIEW
No Server-Timing header found
Info::
No Server-Timing header found
Server-Timing exposes backend timing breakdowns to browser DevTools (e.g., `db: 45ms; render: 120ms; cache: 2ms`). Useful for diagnosing slow pages without backend log access. Most modern frameworks (Next.js, Cloudflare Workers, Fastly) emit it automatically; absence on a managed platform usually means telemetry headers are stripped at the edge.
B
Page Weight Inventory
16 resources · 491 KB · 274 KB savings available
REVIEW
16 resources · 491 KB · 274 KB savings available
Info::
Within 1MB page-weight target
Got: 491 KB
Info::
~274 KB of savings available
Warning::
13 third-party resources (98% of weight)
16 resources · 490.9 KiB · 13 third-party Within 1MB page-weight target
JavaScript 98% · 481.3 KiB
Document 1% · 6.3 KiB
CSS 0% · 2.0 KiB
Image 0% · 717 B
Other 0% · 580 B

~273.5 KiB of savings available

Remove unused JavaScript: 273.5 KiB
B
HTTP Caching
public, max-age=0, must-revalidate
REVIEW
public, max-age=0, must-revalidate
Info::
Cache-Control header is set
Got: public, max-age=0, must-revalidate
Info::
No ETag or Last-Modified header
Conditional requests (304 Not Modified) are not possible without validators.
Cache-Control

public, max-age=0, must-revalidate

DirectiveValueMeaning
public—Any cache may store this response
max-age0Cache for 0 seconds
must-revalidate—Must recheck with server after expiry
A+
Page Weight Budget
491 KB transferred, 16 requests
PASS
491 KB transferred, 16 requests
Info::
Page weighs 1.4 MB (491 KB transferred)
Info::
16 HTTP requests
Info::
Estimated 0.10 g CO2 per page load
491 KB / 2.4 MB budget
491 KB transferred
16 requests
0.10 g CO2 per page load
JavaScript 481.3 KiB 98%
HTML 6.2 KiB 1%
CSS 2.0 KiB 0%
Other 717 B 0%
Other 545 B 0%
Other 147 B 0%
Other 0 B 0%
0 2.4 MB 4.9 MB
Under budget
A+
Text Compression
All text resources are compressed
PASS
All text resources are compressed
Info::
All text resources are compressed
All text resources are properly compressed.
A+
Image Optimization
No images on this page
PASS
No images on this page
Info::
No images on this page
0 images 0 KB
0 oversized -0 KB
0 legacy format
0 missing dimensions CLS risk
A+
JS Execution Cost
114ms total JS execution
PASS
114ms total JS execution
Info::
https://www.googletagmanager.com/gtag/js?id=G-NPBC...: 61ms CPU time
Info::
https://fundingchoicesmessages.google.com/i/ca-pub...: 53ms CPU time
Warning::
Third-party scripts: 114ms (100% of total)

Main Thread Breakdown

Script Evaluation 63% Other 17% Script Parsing & Compilation 11% Style & Layout 7%
ScriptTotalScriptingParse/CompileParty
https://www.googletagmanager.com/gtag/js?id=G-NPBC6SW96K61ms52ms9ms3rd
https://fundingchoicesmessages.google.com/i/ca-pub-8593012128720450?href=https%3A%2F%2Ffincrati.com&ers=253ms48ms4ms3rd
A+
Font Loading
No web fonts (system fonts)
PASS
No web fonts (system fonts)
Info::
No web fonts loaded — system fonts are fastest
No web fonts loaded — system fonts are optimal.
A+
Resource Caching
All resources properly cached
PASS
All resources properly cached
Info::
No caching issues found
All static resources have appropriate caching headers.
A+
Critical Rendering Path
No render-blocking resources
PASS
No render-blocking resources
Info::
No render-blocking resources detected
A+
Resource Hints
No optimization needed
PASS
No optimization needed
Info::
No resource hint issues
A+
HTTP/3 (QUIC)
HTTP/3 advertised via Alt-Svc
PASS
HTTP/3 advertised via Alt-Svc
Info::
HTTP/3 (QUIC) is supported
First-load mobile users on cellular networks see meaningful latency improvements with HTTP/3. The QUIC transport collapses TLS + TCP handshakes into one and recovers faster from packet loss.
A+
Document Compression
Document response uses brotli
PASS
Document response uses brotli
Info::
Main HTML response uses brotli (Content-Encoding: br)
Brotli is the best text-compression algorithm for general use, ~20% smaller than gzip on average (40% on smaller files). Modern browsers all support it.
A+
LCP Image Preload
LCP preload audit not available
PASS
LCP preload audit not available
Info::
LCP image preload audit not available for this scan
A+
Main HTML Cache-Control
Main HTML max-age=0 (≤ 5min) is appropriate
PASS
Main HTML max-age=0 (≤ 5min) is appropriate
Info::
Main HTML max-age=0 (≤ 5min) is appropriate
Got: public, max-age=0, must-revalidate
A+
Server Response Intelligence
2 server-response signal(s) detected
PASS
2 server-response signal(s) detected
Info::
`Vary` header declared: accept-encoding
The page declares a `Vary` header, telling downstream caches which request headers the response varies on. Critical for content-negotiated responses (compression, language, cookies, device class).
Info::
No `ETag` or `Last-Modified` -- conditional GET not supported
Without either header, browsers can't issue conditional GETs and refresh always re-downloads the full response body even when nothing changed. Add `ETag: "<hash>"` (or `Last-Modified: <date>`) on cacheable responses; the server returns 304 Not Modified when the client's cached copy is still valid, saving bandwidth.
A+
Green Hosting
Whether the site is served from green-energy infrastructure
PASS

Green Hosting

This site is hosted on green energy infrastructure

Provider: Cloudflare

Asset Compression
No text asset hosts to measure
INFO
No text asset hosts to measure
Info::
No third-party or subdomain host served enough text assets to measure
Asset compression is measured per host, from one HEAD request against a sampled resource. Pages that serve all their JS and CSS from the document's own origin are covered by the document compression check instead.
Network Waterfall
16 requests over 1002ms
INFO
0 ms 500 ms 1.0 s FCP 475 ms LCP 617 mshttps://fincrati.com// https://fincrati.com/ — 200 — 6.2 KiB — 130 ms — h3https://www.googletagmanager.com/gtag/js?id=G-NPBC6SW96Kwww.googletagmanager.com/gtag/js?id... https://www.googletagmanager.com/gtag/js?id=G-NPBC6SW96K — 200 — 177.1 KiB — 270 ms — h2https://pagead2.googlesyndication.com/pagead/js/adsbygoogle.js?client=ca-pub-8593012128720450pagead2.googlesyndication.com/pagea... https://pagead2.googlesyndication.com/pagead/js/adsbygoogle.js?client=ca-pub-8593012128720450 — 200 — 55.9 KiB — 197 ms — h3https://fincrati.com/_astro/about.D_OgThn1.css/_astro/about.D_OgThn1.css https://fincrati.com/_astro/about.D_OgThn1.css — 200 — 2.0 KiB — 92 ms — h3https://static.cloudflareinsights.com/beacon.min.jsstatic.cloudflareinsights.com/beaco... https://static.cloudflareinsights.com/beacon.min.js — 200 — 10.2 KiB — 84 ms — h2https://pagead2.googlesyndication.com/pagead/managed/js/adsense/m202610200101/show_ads_impl_fy2021.js?bust=122881778pagead2.googlesyndication.com/pagea... https://pagead2.googlesyndication.com/pagead/managed/js/adsense/m202610200101/show_ads_impl_fy2021.js?bust=122881778 — 200 — 165.3 KiB — 139 ms — h3https://region1.google-analytics.com/g/collect?v=2&tid=G-NPBC6SW96K&gtm=45je6al1v9258339055za208zd9258339055xf1&_p=1793013402464&gcd=13l3l3l2l1l1&npa=1&dma_cps=a&dma=1&cid=111111692.1793013403&frm=0&ngs=1&pscdl=noapi&rcb=7&sr=800x600&uaa=x86&uab=64&uafvl=Not%253AA-Brand%3B8.0.0.0%7CChromium%3B156.0.8078.47&uam=&uamb=0&uap=macOS&uapv=10.15.7&uaw=0&ul=en-us&_s=1&tag_exp=115938466~115938469~118897920~118897930~120213116~120385422~120469145~120469153~121246026~121246034&sid=1793013402&sct=1&seg=0&dl=https%3A%2F%2Ffincrati.com%2F&dt=FinCrati%20%E2%80%94%20Independent%20Fintech%20%26%20Financial%20Tool%20Reviews&en=page_view&_fv=1&_nsi=1&_ss=1&_ee=1&tfd=477region1.google-analytics.com/g/coll... https://region1.google-analytics.com/g/collect?v=2&tid=G-NPBC6SW96K&gtm=45je6al1v9258339055za208zd9258339055xf1&_p=1793013402464&gcd=13l3l3l2l1l1&npa=1&dma_cps=a&dma=1&cid=111111692.1793013403&frm=0&ngs=1&pscdl=noapi&rcb=7&sr=800x600&uaa=x86&uab=64&uafvl=Not%253AA-Brand%3B8.0.0.0%7CChromium%3B156.0.8078.47&uam=&uamb=0&uap=macOS&uapv=10.15.7&uaw=0&ul=en-us&_s=1&tag_exp=115938466~115938469~118897920~118897930~120213116~120385422~120469145~120469153~121246026~121246034&sid=1793013402&sct=1&seg=0&dl=https%3A%2F%2Ffincrati.com%2F&dt=FinCrati%20%E2%80%94%20Independent%20Fintech%20%26%20Financial%20Tool%20Reviews&en=page_view&_fv=1&_nsi=1&_ss=1&_ee=1&tfd=477 — 204 — 545 B — 74 ms — h2https://fundingchoicesmessages.google.com/i/ca-pub-8593012128720450?href=https%3A%2F%2Ffincrati.com&ers=2fundingchoicesmessages.google.com/i... https://fundingchoicesmessages.google.com/i/ca-pub-8593012128720450?href=https%3A%2F%2Ffincrati.com&ers=2 — 200 — 70.9 KiB — 240 ms — h2https://fundingchoicesmessages.google.com/el/AGSKWxVGJep15o9zO3TcCu4FbWvGGb4p8HQLK7oUITFF8URi3fCpcxhZS27MqxGVPRwRCKfFOMvQA_hBgRwfgHNkLt284ecdwJ8MkYVB4sBaGmy5z8o7sFQy20dXEvBZcBj6D29WfOAPFg==fundingchoicesmessages.google.com/e... https://fundingchoicesmessages.google.com/el/AGSKWxVGJep15o9zO3TcCu4FbWvGGb4p8HQLK7oUITFF8URi3fCpcxhZS27MqxGVPRwRCKfFOMvQA_hBgRwfgHNkLt284ecdwJ8MkYVB4sBaGmy5z8o7sFQy20dXEvBZcBj6D29WfOAPFg== — 204 — 28 B — 107 ms — h3https://fundingchoicesmessages.google.com/el/AGSKWxVGJep15o9zO3TcCu4FbWvGGb4p8HQLK7oUITFF8URi3fCpcxhZS27MqxGVPRwRCKfFOMvQA_hBgRwfgHNkLt284ecdwJ8MkYVB4sBaGmy5z8o7sFQy20dXEvBZcBj6D29WfOAPFg==fundingchoicesmessages.google.com/e... https://fundingchoicesmessages.google.com/el/AGSKWxVGJep15o9zO3TcCu4FbWvGGb4p8HQLK7oUITFF8URi3fCpcxhZS27MqxGVPRwRCKfFOMvQA_hBgRwfgHNkLt284ecdwJ8MkYVB4sBaGmy5z8o7sFQy20dXEvBZcBj6D29WfOAPFg== — 204 — 28 B — 173 ms — h3https://fundingchoicesmessages.google.com/el/AGSKWxVGJep15o9zO3TcCu4FbWvGGb4p8HQLK7oUITFF8URi3fCpcxhZS27MqxGVPRwRCKfFOMvQA_hBgRwfgHNkLt284ecdwJ8MkYVB4sBaGmy5z8o7sFQy20dXEvBZcBj6D29WfOAPFg==fundingchoicesmessages.google.com/e... https://fundingchoicesmessages.google.com/el/AGSKWxVGJep15o9zO3TcCu4FbWvGGb4p8HQLK7oUITFF8URi3fCpcxhZS27MqxGVPRwRCKfFOMvQA_hBgRwfgHNkLt284ecdwJ8MkYVB4sBaGmy5z8o7sFQy20dXEvBZcBj6D29WfOAPFg== — 204 — 28 B — 173 ms — h3https://fundingchoicesmessages.google.com/f/AGSKWxWBKzX7KWqDAeCRdGMheTPXylqmg8zHD6-5c2ffM7WtWmR20bjZPS0GKDW_zLrg6kLEGDS8cuWTd0VkG3yMdUqCXeHlNhAmAx1XCd7JZEt70Wo26Af4tjQf_2FQ5-3eYz5G-GhVbQ==?fccs=W251bGwsbnVsbCxudWxsLG51bGwsbnVsbCxudWxsLFsxNzkzMDEzNDAzLDE0NzAwMDAwMF0sbnVsbCxudWxsLG51bGwsW251bGwsWzddXSwiaHR0cHM6Ly9maW5jcmF0aS5jb20vIixudWxsLFtbOCwiSEZDUkdqaXRhb3MiXSxbOSwiZW4tVVMiXSxbMTgsIltbW251bGwsNTMxLG51bGwsMV1dXSJdLFszNSwiMTc5MzAxMzQwMyJdLFsxOSwiMSJdLFsxNywiWzBdIl0sWzI0LCIiXSxbMjksInRydWUiXV1dfundingchoicesmessages.google.com/f... https://fundingchoicesmessages.google.com/f/AGSKWxWBKzX7KWqDAeCRdGMheTPXylqmg8zHD6-5c2ffM7WtWmR20bjZPS0GKDW_zLrg6kLEGDS8cuWTd0VkG3yMdUqCXeHlNhAmAx1XCd7JZEt70Wo26Af4tjQf_2FQ5-3eYz5G-GhVbQ==?fccs=W251bGwsbnVsbCxudWxsLG51bGwsbnVsbCxudWxsLFsxNzkzMDEzNDAzLDE0NzAwMDAwMF0sbnVsbCxudWxsLG51bGwsW251bGwsWzddXSwiaHR0cHM6Ly9maW5jcmF0aS5jb20vIixudWxsLFtbOCwiSEZDUkdqaXRhb3MiXSxbOSwiZW4tVVMiXSxbMTgsIltbW251bGwsNTMxLG51bGwsMV1dXSJdLFszNSwiMTc5MzAxMzQwMyJdLFsxOSwiMSJdLFsxNywiWzBdIl0sWzI0LCIiXSxbMjksInRydWUiXV1d — 200 — 1.8 KiB — 77 ms — h2https://fundingchoicesmessages.google.com/el/AGSKWxVGJep15o9zO3TcCu4FbWvGGb4p8HQLK7oUITFF8URi3fCpcxhZS27MqxGVPRwRCKfFOMvQA_hBgRwfgHNkLt284ecdwJ8MkYVB4sBaGmy5z8o7sFQy20dXEvBZcBj6D29WfOAPFg==fundingchoicesmessages.google.com/e... https://fundingchoicesmessages.google.com/el/AGSKWxVGJep15o9zO3TcCu4FbWvGGb4p8HQLK7oUITFF8URi3fCpcxhZS27MqxGVPRwRCKfFOMvQA_hBgRwfgHNkLt284ecdwJ8MkYVB4sBaGmy5z8o7sFQy20dXEvBZcBj6D29WfOAPFg== — 204 — 28 B — 68 ms — h3https://cloudflareinsights.com/cdn-cgi/rumcloudflareinsights.com/cdn-cgi/rum https://cloudflareinsights.com/cdn-cgi/rum — 200 — 0 B — 63 ms — h2https://fincrati.com/favicon.svg/favicon.svg https://fincrati.com/favicon.svg — 200 — 717 B — 66 ms — h3https://cloudflareinsights.com/cdn-cgi/rumcloudflareinsights.com/cdn-cgi/rum https://cloudflareinsights.com/cdn-cgi/rum — 204 — 35 B — 24 ms — h2
HTML JavaScript CSS Images Fonts XHR/Fetch Other
Third-Party Script Cost
Per-script blocking time, transfer cost, and cache headers
INFO
100% of JavaScript execution is third-party
First-party Third-party 114ms · 248KB · €1/mo
Google Tag Manager
Tag Manager
Optional
Execution 61ms
Transfer 177 KB
Unused 42%
Monthly Cost €1/mo
fundingchoicesmessages.google.com
Other
Optional
Execution 53ms
Transfer 71 KB
Unused 53%
Monthly Cost €1/mo

100% of JavaScript execution time is spent on third-party scripts. Consider auditing which scripts are essential.

Why this matters

When third-party JS execution time exceeds your own, performance gains from frontend work are capped by code you don't own.

Learn more ▾

Every millisecond of third-party JS competes with your own for main-thread time. If their share is bigger than yours, optimization on your code base barely moves the needle. Audit, defer, or remove third-parties before further frontend optimization. Use Lighthouse's third-party audit to identify the worst offenders.

Source: web.dev

53% of fundingchoicesmessages.google.com's code is unused. The script may be loading features you don't use.

Why this matters

Bundle has high unused-code ratio — tree-shaking and route-splitting recover the wasted bytes.

Source: web.dev

How third-party costs are calculated

All checks on this page are automated. Results are estimates - run targeted manual reviews when the score affects a release decision.

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