Content

{
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  "@type": "Organization",
  "@id": "https://pennycalc.com/#organization",
  "name": "PennyCalc",
  "url": "https://pennycalc.com/",
  "logo": {
    "@type": "ImageObject",
    "url": "https://pennycalc.com/og-image.svg",
    "width": 1200,
    "height": 630
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{
  "@context": "https://schema.org",
  "@type": "WebSite",
  "name": "PennyCalc",
  "alternateName": "PennyCalc - Financial Calculators",
  "url": "https://pennycalc.com/",
  "description": "Financial calculators that show every step of the math, with every assumption stated and overridable. Mortgage, paycheck, tax brackets, retirement, compound interest, and more.",
  "publisher": {
    "@id": "https://pennycalc.com/#organization"
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{
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  "@type": "FAQPage",
  "mainEntity": [
    {
      "@type": "Question",
      "name": "Are PennyCalc's calculators really free?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Every calculator is 100% free — no signup, no email capture, no paywall. All calculations run in your browser; we never collect your financial data."
      }
    },
    {
      "@type": "Question",
      "name": "How accurate are the calculations?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "We use the same formulas financial professionals use. Every calculator shows its work — amortization schedules, bracket breakdowns, year-by-year projections — so you can verify the math."
      }
    },
    {
      "@type": "Question",
      "name": "What makes PennyCalc different?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Visible math (every step, not just the answer). Overridable assumptions (change any default). Complex scenarios other calculators skip — PMI cancellation at 78% LTV, AMT exemption phaseouts, bracket stacking."
      }
    },
    {
      "@type": "Question",
      "name": "Do you store my financial information?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "No. All calculations run entirely in your browser via JavaScript. Your data never leaves your device, never hits our servers. No accounts, no logins, no personal information required."
      }
    },
    {
      "@type": "Question",
      "name": "Can I use PennyCalc for tax planning?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Our tax calculators are excellent for estimating liability and exploring scenarios. For filing taxes or major financial decisions, consult a qualified CPA or tax advisor."
      }
    }
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}