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· 0 checks — Desktop Lighthouse audit -- Performance, Accessibility, Best Practices, and SEO category breakdown.
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Detailed Report

Audit breakdown by category with detailed findings.

68

Performance

Insights

Remove large, duplicate JavaScript modules from bundles to reduce unnecessary bytes consumed by network activity.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Polyfills and transforms enable older browsers to use new JavaScript features. However, many aren't necessary for modern browsers. Consider modifying your JavaScript build process to not transpile Baseline features, unless you know you must support older browsers. Learn why most sites can deploy ES6+ code without transpiling

Why this matters

Performance issues directly impact user engagement and conversion rates.

3rd party code can significantly impact load performance. Reduce and defer loading of 3rd party code to prioritize your page's content.

Why this matters

Performance issues directly impact user engagement and conversion rates.

A long cache lifetime can speed up repeat visits to your page. Learn more about caching.

Why this matters

Performance issues directly impact user engagement and conversion rates.

RequestCache TTLTransfer Size
/signals/config/1564326531369118?v=2.9.319&r=stable&domai...1200.0 s110.5 KiB
connect.facebook.net/en_US/fbevents.js1200.0 s97.4 KiB
/brp/2026/01/23143159/Teen-driver-insurance-costs-are-sur...604800.0 s712.3 KiB
www.bankrate.com/ext/cdn.cookielaw.org/scripttemplates/202601.2.0/otBannerSdk.js86400.0 s128.9 KiB
www.bankrate.com/cohesion/cohesion-latest.min.js?cDomain=.bankrate.com0.0 ms35.3 KiB
/signals/config/1805085980359671?v=2.9.319&r=stable&domai...1200.0 s35.7 KiB
/brp/2026/05/12135621/Homebuying-in-America-5-12.png?auto...604800.0 s282.7 KiB
ob.ofgreencolumn.com/i/7df672d92b7d11494afd621358f32494.js43200.0 s48.7 KiB
www.bankrate.com/v7.124.2/next/build/assets/conversations-DLrHuDc6.js604800.0 s209.1 KiB
www.bankrate.com/v7.124.2/next/build/assets/fountain-TDU71TSo.js604800.0 s187.3 KiB
www.google-analytics.com/analytics.js7200.0 s20.9 KiB
/signals/config/1747669276126776?v=2.9.319&r=stable&domai...1200.0 s15.0 KiB
www.bankrate.com/v7.124.2/next/build/assets/highcharts-DaUs1M0E.js604800.0 s104.4 KiB
a.quora.com/qevents.js14400.0 s14.7 KiB
www.bankrate.com/2024/03/20194528/Current_CD_rates.jpg?auto=webp&optimize=high604800.0 s87.0 KiB
www.bankrate.com/v7.124.2/next/build/assets/ripple-B49aDgBR.js604800.0 s83.3 KiB
/brp/2024/01/27154717/Homes-Can-you-use-home-equity-to-bu...604800.0 s81.1 KiB
snap.licdn.com/li.lms-analytics/insight.min.js86400.0 s18.7 KiB
cdn.jsdelivr.net/npm/chart.js@4/dist/chart.umd.min.js604800.0 s70.5 KiB
www.bankrate.com/v7.124.2/next/build/assets/treasury-Dp3QXQ-H.css604800.0 s61.5 KiB
www.bankrate.com/logos/static/ot_company_logo.png86400.0 s14.8 KiB
/2023/06/15133956/GettyImages-1404366258.jpeg?auto=webp&o...604800.0 s55.7 KiB
/brp/2024/03/16192714/Taxes-on-mutual-funds-How-they-work...604800.0 s46.6 KiB
www.bankrate.com/v7.124.2/next/build/assets/app-Bmgp06Nw.css604800.0 s44.0 KiB
www.bankrate.com/v7.124.2/next/build/assets/highcharts-B3xsfkMb.js604800.0 s40.1 KiB
cdn.cohesionapps.com/cohesion/ext/experimental.min.js0.0 ms3.8 KiB
www.bankrate.com/ext/cdn.cookielaw.org/scripttemplates/otSDKStub.js86400.0 s9.3 KiB
www.bankrate.com/static/fonts/CircularStd-Bold.woff2604800.0 s28.1 KiB
sb.scorecardresearch.com/internal-cs/default/beacon.js86400.0 s6.8 KiB
/brp/2025/06/16173230/how-to-get-personal-loan-low-intere...604800.0 s25.7 KiB
www.bankrate.com/static/fonts/CircularStd-Book.woff2604800.0 s24.6 KiB
/1909101/trc/3/json?tim=1778975511675&data=%7B%22id%22%3A...0.0 ms2.3 KiB
/brp/2024/08/27143901/current-credit-card.jpg?auto=webp&o...604800.0 s20.6 KiB
www.bankrate.com/v7.124.2/next/build/assets/module.esm-CwKKyv8g.js604800.0 s16.5 KiB
www.bankrate.com/v7.124.2/next/build/assets/alpine-tooltip-DntSZ_Tr.js604800.0 s13.2 KiB
www.bankrate.com/ext/cdn.cookielaw.org/logos/static/powered_by_logo.svg86400.0 s3.1 KiB
/npm/chartjs-adapter-date-fns@3/dist/chartjs-adapter-date...604800.0 s11.6 KiB
/ext/fonts.googleapis.com/css2?family=Roboto:wght@400;700...86400.0 s2.3 KiB
www.google-analytics.com/plugins/ua/linkid.js3600.0 s995 B
www.bankrate.com/v7.124.2/next/build/assets/index-Bf1cinGC.js604800.0 s7.5 KiB
www.bankrate.com/v7.124.2/next/build/assets/ripple-utilities-DqaOawea.css604800.0 s6.7 KiB
www.bankrate.com/v7.124.2/next/build/assets/alpine-focus-Dyk85YsR.js604800.0 s5.7 KiB
www.bankrate.com/v7.124.2/next/build/assets/web-vitals-Bj4PiUOQ.js604800.0 s5.1 KiB
www.bankrate.com/v7.124.2/next/build/assets/authService-vLCgyiNi.js604800.0 s4.9 KiB
www.bankrate.com/v7.124.2/next/build/assets/siteNav-DzxHVJcA.js604800.0 s4.3 KiB
/v7.124.2/next/build/assets/national-average-rate-compari...604800.0 s3.9 KiB
/_/ad/7629e7f81ea9464481757ee803d930be/pixel?tag=ViewCont...0.0 ms272 B
/collect?v=2&fmt=js&pid=8789122&time=1778975511652&li_ads...0.0 ms271 B
www.bankrate.com/v7.124.2/next/build/assets/monarch-Co5V9V1t.js604800.0 s2.4 KiB
ip.bankrate.com/jsonp0.0 ms205 B
www.bankrate.com/v7.124.2/next/build/assets/bindings-ayichnEY.js604800.0 s2.0 KiB
www.bankrate.com/v7.124.2/next/build/assets/nps-feedback-modal-BHaW8PSA.js604800.0 s1.9 KiB
www.bankrate.com/v7.124.2/next/build/assets/rates-trends-DvWfCwHe.js604800.0 s1.7 KiB
www.bankrate.com/v7.124.2/next/build/assets/onetrust-wrapper-BOSxfB0t.js604800.0 s1.5 KiB
www.bankrate.com/v7.124.2/next/build/assets/modal-hiGFUKXK.js604800.0 s1.4 KiB
www.bankrate.com/v7.124.2/next/build/assets/bankrateCookie-BoVJ5tfX.js604800.0 s1.4 KiB
www.bankrate.com/v7.124.2/next/build/assets/nps-feedback-form-Xe_xkHyK.js604800.0 s1.3 KiB
www.bankrate.com/v7.124.2/next/build/assets/dropdown-toggle-DOQby9wc.js604800.0 s1.2 KiB
www.bankrate.com/v7.124.2/next/build/assets/authInit-xlsn6G_D.js604800.0 s857 B
www.bankrate.com/v7.124.2/next/build/assets/events-xFP3muRB.js604800.0 s843 B
www.bankrate.com/v7.124.2/next/build/assets/_commonjsHelpers-D6-XlEtG.js604800.0 s712 B
www.bankrate.com/v7.124.2/next/build/assets/cookie-CTqtRPq4.js604800.0 s649 B
www.bankrate.com/v7.124.2/next/build/assets/event-BTgnvNUU.js604800.0 s644 B
www.bankrate.com/v7.124.2/next/build/assets/metadata-C3ayMUl6.js604800.0 s602 B
www.bankrate.com/v7.124.2/next/build/assets/rng-Dsaz7ZGA.js604800.0 s592 B
www.bankrate.com/v7.124.2/next/build/assets/v4-B_GE8d-h.js604800.0 s533 B
www.bankrate.com/v7.124.2/next/build/assets/pid-Cp4Cb3uG.js604800.0 s479 B
www.bankrate.com/v7.124.2/next/build/assets/alpine-Cx9RU7f_.js604800.0 s381 B
www.bankrate.com/v7.124.2/next/build/assets/onetrust-BqWgT-PS.js604800.0 s368 B
www.bankrate.com/v7.124.2/next/build/assets/queryParams-LTW4Z-tQ.js604800.0 s349 B
www.bankrate.com/v7.124.2/next/build/assets/legacyNavBinding-CTP0_v7I.js604800.0 s345 B
/tr/?id=1805085980359671&ev=PageView&dl=https%3A%2F%2Fwww...0.0 ms16 B
/tr/?id=1564326531369118&ev=PageView&dl=https%3A%2F%2Fwww...0.0 ms16 B
/tr/?id=1564326531369118&ev=CHEQ&dl=https%3A%2F%2Fwww.ban...0.0 ms16 B
/tr/?id=1564326531369118&ev=CHEQ&dl=https%3A%2F%2Fwww.ban...0.0 ms16 B
/tr/?id=1564326531369118&ev=CHEQ&dl=https%3A%2F%2Fwww.ban...0.0 ms16 B

A forced reflow occurs when JavaScript queries geometric properties (such as offsetWidth) after styles have been invalidated by a change to the DOM state. This can result in poor performance. Learn more about forced reflows and possible mitigations.

Why this matters

Performance issues directly impact user engagement and conversion rates.

headings: [map[key:source label:Source valueType:source-location] map[granularity:1 key:reflowTime label:Total reflow time valueType:ms]]
items: [map[reflowTime:4.79 source:map[column:5978 line:0 type:source-location url:https://cdn.cohesionapps.com/cohesion/ext/experimental.min.js urlProvider:network]] map[reflowTime:42.851 source:map[column:6438 line:0 type:source-location url:https://cdn.cohesionapps.com/cohesion/ext/experimental.min.js urlProvider:network]]]

Reducing the download time of images can improve the perceived load time of the page and LCP. Learn more about optimizing image size

Why this matters

Performance issues directly impact user engagement and conversion rates.

URLResource SizeEst Savings
Selfie of Chandra Hawkins. div.flex > div.h-full > div.overflow-clip > img.w-full
/brp/2026/05/12135621/Homebuying-in-America-5-12.png?auto...282.2 KiB202.9 KiB
Decorative image div.sm:w-5/6 > div.bankrate-stats-v2 > div.bankrate-stats-v2__image-wrapper > img.bankrate-stats-v2__image
/f/166230/592x592/33b0660f28/measuring-child.png?auto=web...154.5 KiB133.9 KiB
Decorative image div.px-4 > div.relative > div.absolute > img.size-full
/f/102997/676x676/782e846342/woman-painting-blue-wall.png...101.1 KiB82.5 KiB
div.md:mt-12 > div.w-full > picture.topical-section__image > img.h-full div.md:mt-12 > div.w-full > picture.topical-section__image > img.h-full
/f/102997/1940x1227/416824db56/house-in-a-trap2.png?auto=...135.2 KiB65.8 KiB
Sarah Foster div.experts-section__details > div.experts-section__expert > div.experts-section__expert-image > img.w-32
/f/102997/284x296/7fb8678166/br-expert-sarah.png?auto=web...20.9 KiB18.3 KiB
Linda Bell headshot div.experts-section__details > div.experts-section__expert > div.experts-section__expert-image > img.w-32
/f/102997/284x296/9791dae965/lindabell-headshot.png?auto=...19.9 KiB17.3 KiB
Alex Gailey headshot div.experts-section__details > div.experts-section__expert > div.experts-section__expert-image > img.w-32
/f/102997/284x296/55775ccb21/br-expert-alex.png?auto=webp...18.2 KiB15.6 KiB
Veterans United Home Loans logo div.flex > a.group > div.flex > img.block
/f/102997/294x106/6a9b89d24d/veterans-united.png?auto=web...5.9 KiB4.8 KiB

Avoid chaining critical requests by reducing the length of chains, reducing the download size of resources, or deferring the download of unnecessary resources to improve page load.

Why this matters

Performance issues directly impact user engagement and conversion rates.

description: [preconnect](https://developer.chrome.com/docs/lighthouse/performance/uses-rel-preconnect/) hints help the browser establish a connection earlier in the page load, saving time when the first request for that origin is made. The following are the origins that the page preconnected to.
title: Preconnected origins
description: Add [preconnect](https://developer.chrome.com/docs/lighthouse/performance/uses-rel-preconnect/) hints to your most important origins, but try to use no more than 4.
title: Preconnect candidates
value: No additional origins are good candidates for preconnecting

Your first network request is the most important. Reduce its latency by avoiding redirects, ensuring a fast server response, and enabling text compression.

Why this matters

Performance issues directly impact user engagement and conversion rates.

These insights are also available in the Chrome DevTools Performance Panel - record a trace to view more detailed information.

Redirects introduce additional delays before the page can be loaded. Learn how to avoid page redirects.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Estimated savings: 202 ms
URLTime Spent
bankrate.com/202 ms
www.bankrate.com/0.0 ms

Time to Interactive is the amount of time it takes for the page to become fully interactive. Learn more about the Time to Interactive metric.

Why this matters

Performance issues directly impact user engagement and conversion rates.

TTI

Diagnostics

Consider reducing the time spent parsing, compiling and executing JS. You may find delivering smaller JS payloads helps with this. Learn how to minimize main-thread work

Why this matters

Performance issues directly impact user engagement and conversion rates.

CategoryTime Spent
Script Evaluation2.0 s
Other713 ms
Style & Layout247 ms
Script Parsing & Compilation173 ms
Garbage Collection97 ms
Parse HTML & CSS94 ms
Rendering38 ms

Reduce unused rules from stylesheets and defer CSS not used for above-the-fold content to decrease bytes consumed by network activity. Learn how to reduce unused CSS.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Estimated savings: 0.0 ms 22.6 KiB
URLTransfer SizeEst Savings
22.9 KiB22.6 KiB

Set an explicit width and height on image elements to reduce layout shifts and improve CLS. Learn how to set image dimensions

Why this matters

Performance issues directly impact user engagement and conversion rates.

URL
Veterans United Home Loans logo div.flex > a.group > div.flex > img.block
/f/102997/294x106/6a9b89d24d/veterans-united.png?auto=web...
Mr. Cooper logo div.flex > a.group > div.flex > img.block
/f/102997/260x106/85b6fa5f3d/mr-cooper.png?auto=webp&opti...

More information about the performance of your application. These numbers don't directly affect the Performance score.

●Max Potential First Input Delay 110 ms
●Layout shift culprits
●Optimize DOM size
●Font display
●LCP breakdown
●Modern HTTP
●Render blocking requests
●Optimize viewport for mobile
●Minify CSS
●Minify JavaScript
●Avoid long main-thread tasks 10 long tasks found
●Avoid non-composited animations 3 animated elements found
●Page didn't prevent back/forward cache restoration
●Network Requests
●Network Round Trip Times 210 ms
●Server Backend Latencies 410 ms
●Tasks
●Diagnostics
●Metrics
●Screenshot Thumbnails
●Final Screenshot
●Script Treemap Data
●Resources Summary
●Initial server response time was short Root document took 0 ms
○INP breakdown
○LCP request discovery
○User Timing marks and measures
○Avoid large layout shifts
97

Accessibility

These checks highlight opportunities to improve the accessibility of your web app. Automatic detection can only detect a subset of issues and does not guarantee the accessibility of your web app, so manual testing is also encouraged.

ARIA

When a `progressbar` element doesn't have an accessible name, screen readers announce it with a generic name, making it unusable for users who rely on screen readers. Learn how to label `progressbar` elements.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
div.rounded-lg > div.overflow-hidden > div.px-4 > div.relative div.rounded-lg > div.overflow-hidden > div.px-4 > div.relative

These are opportunities to improve the usage of ARIA in your application which may enhance the experience for users of assistive technology, like a screen reader.

Visible text labels that do not match the accessible name can result in a confusing experience for screen reader users. Learn more about accessible names.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Failing Elements
Log in or sign up div#desktop-auth-section > div.flex > div.pr-4 > a#auth-button
○Interactive controls are keyboard focusable
○Interactive elements indicate their purpose and state
○The page has a logical tab order
○Visual order on the page follows DOM order
○User focus is not accidentally trapped in a region
○The user's focus is directed to new content added to the page
○HTML5 landmark elements are used to improve navigation
○Offscreen content is hidden from assistive technology
○Custom controls have associated labels
○Custom controls have ARIA roles
●`[aria-*]` attributes match their roles
●`[aria-hidden="true"]` is not present on the document `<body>`
●`[role]`s have all required `[aria-*]` attributes
●Elements with an ARIA `[role]` that require children to contain a specific `[role]` have all required children.
●`[role]`s are contained by their required parent element
●`[role]` values are valid
●`[aria-*]` attributes have valid values
●`[aria-*]` attributes are valid and not misspelled
●Buttons have an accessible name
●Image elements have `[alt]` attributes
●Form elements have associated labels
●`[user-scalable="no"]` is not used in the `<meta name="viewport">` element and the `[maximum-scale]` attribute is not less than 5.
●ARIA attributes are used as specified for the element's role
●`[aria-hidden="true"]` elements do not contain focusable descendents
●Elements use only permitted ARIA attributes
●ARIA `tooltip` elements have accessible names
●Background and foreground colors have a sufficient contrast ratio
●`<dl>`'s contain only properly-ordered `<dt>` and `<dd>` groups, `<script>`, `<template>` or `<div>` elements.
●Definition list items are wrapped in `<dl>` elements
●Document has a `<title>` element
●`<html>` element has a `[lang]` attribute
●`<html>` element has a valid value for its `[lang]` attribute
●Links have a discernible name
●Lists contain only `<li>` elements and script supporting elements (`<script>` and `<template>`).
●List items (`<li>`) are contained within `<ul>`, `<ol>` or `<menu>` parent elements
●No element has a `[tabindex]` value greater than 0
●Touch targets have sufficient size and spacing.
●Heading elements appear in a sequentially-descending order
●Document has a main landmark.
●Deprecated ARIA roles were not used
●Identical links have the same purpose.
○`[accesskey]` values are unique
○`button`, `link`, and `menuitem` elements have accessible names
○Elements with `role="dialog"` or `role="alertdialog"` have accessible names.
○ARIA input fields have accessible names
○ARIA `meter` elements have accessible names
○Elements with the `role=text` attribute do not have focusable descendents.
○ARIA toggle fields have accessible names
○ARIA `treeitem` elements have accessible names
○The page contains a heading, skip link, or landmark region
○ARIA IDs are unique
○No form fields have multiple labels
○`<frame>` or `<iframe>` elements have a title
○`<html>` element has an `[xml:lang]` attribute with the same base language as the `[lang]` attribute.
○Input buttons have discernible text.
○`<input type="image">` elements have `[alt]` text
○Links are distinguishable without relying on color.
○The document does not use `<meta http-equiv="refresh">`
○`<object>` elements have alternate text
○Select elements have associated label elements.
○Skip links are focusable.
○Cells in a `<table>` element that use the `[headers]` attribute refer to table cells within the same table.
○`<th>` elements and elements with `[role="columnheader"/"rowheader"]` have data cells they describe.
○`[lang]` attributes have a valid value
○`<video>` elements contain a `<track>` element with `[kind="captions"]`
○Tables have different content in the summary attribute and `<caption>`.
○All heading elements contain content.
○Uses ARIA roles only on compatible elements
○Image elements do not have `[alt]` attributes that are redundant text.
○Tables use `<caption>` instead of cells with the `[colspan]` attribute to indicate a caption.
○`<td>` elements in a large `<table>` have one or more table headers.
77

Best Practices

General

Deprecated APIs will eventually be removed from the browser. Learn more about deprecated APIs.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Deprecation / WarningSource
AttributionReporting

Errors logged to the console indicate unresolved problems. They can come from network request failures and other browser concerns. Learn more about this errors in console diagnostic audit

Why this matters

Performance issues directly impact user engagement and conversion rates.

SourceDescription
Failed to load resource: the server responded with a status of 405 ()
Failed to load resource: the server responded with a status of 405 ()

Source maps translate minified code to the original source code. This helps developers debug in production. In addition, Lighthouse is able to provide further insights. Consider deploying source maps to take advantage of these benefits. Learn more about source maps.

Why this matters

Performance issues directly impact user engagement and conversion rates.

●Uses HTTPS
●Avoids third-party cookies
●Allows users to paste into input fields
●Avoids requesting the geolocation permission on page load
●Avoids requesting the notification permission on page load
●Displays images with correct aspect ratio
●Serves images with appropriate resolution
●Page has the HTML doctype
●Properly defines charset
●No issues in the `Issues` panel in Chrome Devtools
●Ensure CSP is effective against XSS attacks
●Use a strong HSTS policy
●Ensure proper origin isolation with COOP
●Mitigate clickjacking with XFO or CSP
●Mitigate DOM-based XSS with Trusted Types
●Detected JavaScript libraries
○Redirects HTTP traffic to HTTPS
92

SEO

These checks ensure that your page is following basic search engine optimization advice. There are many additional factors Lighthouse does not score here that may affect your search ranking, including performance on Core Web Vitals. Learn more about Google Search Essentials.

Content Best Practices

Descriptive link text helps search engines understand your content. Learn how to make links more accessible.

Why this matters

Performance issues directly impact user engagement and conversion rates.

Link destinationLink Text
cookiepedia.co.uk/giving-consent-to-cookiesMore information

Format your HTML in a way that enables crawlers to better understand your app’s content.

○Structured data is valid
●Page isn’t blocked from indexing
●Document has a `<title>` element
●Document has a meta description
●Page has successful HTTP status code
●Links are crawlable
●robots.txt is valid
●Image elements have `[alt]` attributes
●Document has a valid `hreflang`
●Document has a valid `rel=canonical`

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