Skip to content
https://consumerfinance.gov

Performance

· 17 checks — Lighthouse + waterfall + sustainability rolled into one auditable list.
SCORE
78
GRADE
C
FIX
4
REVIEW
4
PASS
7
INFO
2

Performance-focused optimization plan with CWV assessment, top offenders, and time estimates

60
Performance Overall performance score (0–100) based on Core Web Vitals and other metrics. 90+ is good.
100
Accessibility Measures how accessible the page is for users with disabilities. Checks color contrast, ARIA labels, and semantic HTML.
100
Best Practices Checks for modern web development best practices including HTTPS, no console errors, and secure JavaScript.
100
SEO Measures basic SEO optimizations: meta tags, crawlability, link text, and mobile friendliness.

First Contentful Paint First Contentful Paint — how long until the browser renders the first piece of content. Under 1.8s is good.

1.97 s

Largest Contentful Paint Largest Contentful Paint — how long until the largest visible element loads. Under 2.5s is good.

8.40 s

Total Blocking Time Total Blocking Time — total time the main thread was blocked, preventing user input. Under 200ms is good.

535 ms

Cumulative Layout Shift Cumulative Layout Shift — measures visual stability. How much the page layout shifts during loading. Under 0.1 is good.

0.000

Speed Index Speed Index — how quickly content is visually displayed during load. Under 3.4s is good.

2.06 s

Time to Interactive Time to Interactive — how long until the page is fully interactive and responds to user input. Under 3.8s is good.

18.33 s

Page Load Progression

375 ms
750 ms
1.1 s
1.5 s
1.9 s
2.2 s
2.6 s
3.0 s
Checks
17
7 PASS 4 REVIEW 4 FIX
F
Page Weight Budget
Action
2.7 MB transferred, 67 requests
FIX
2.7 MB transferred, 67 requests
Warning::
Page weighs 9.7 MB (2.7 MB transferred)
Warning::
JavaScript is 2.2 MB — consider code splitting or lazy loading
Large JavaScript bundles delay interactivity. Split code by route or defer non-critical scripts.
Got: 2.2 MB
Info::
67 HTTP requests
Info::
Estimated 0.56 g CO2 per page load
2.7 MB / 2.4 MB budget
2.7 MB transferred
67 requests
0.56 g CO2 per page load
JavaScript 2.2 MiB 82%
HTML 150.2 KiB 5%
CSS 130.4 KiB 5%
Images 108.1 KiB 4%
Fonts 101.5 KiB 4%
Other 3.2 KiB 0%
Other 3.0 KiB 0%
Other 1.3 KiB 0%
Other 519 B 0%
Other 0 B 0%
0 2.4 MB 4.9 MB
Over budget

Large JavaScript bundles delay interactivity. Split code by route or defer non-critical scripts.

Why this matters

JavaScript bundle is large — code-split routes and lazy-load off-screen components to defer.

Source: web.dev

D
Third-Party Impact
Action
100% third-party, 0 ms blocking
FIX
100% third-party, 0 ms blocking
Warning::
Third-party code accounts for 100% of page weight (2.7 MiB of 2.7 MiB)
Info::
Third-party blocking time is low (0 ms)
100%
First-party Third-party
D
Page Weight Inventory
Action
67 resources · 2.7 MB · 285 KB savings available
FIX
67 resources · 2.7 MB · 285 KB savings available
Warning::
Page weight 1.7 MB over 1MB target
Got: 2.7 MB Expected: ≤ 1 MB
Info::
~285 KB of savings available
Warning::
66 third-party resources (100% of weight)
Info::
3 resources over 200KB
67 resources · 2.7 MiB · 66 third-party 1.7 MiB over 1MB target
JavaScript 82% · 2.2 MiB
Document 5% · 150.5 KiB
CSS 5% · 130.4 KiB
Image 4% · 112.6 KiB
Font 4% · 101.5 KiB
Other 0% · 3.3 KiB

~284.7 KiB of savings available

Remove unused JavaScript: 284.7 KiB
D
HTTP Caching
Action
no-store (uncacheable)
FIX
no-store (uncacheable)
Info::
Cache-Control: no-store prevents all caching
Intentional for dynamic content, but increases server load for every page view.
Got: max-age=0, no-cache, no-store
Info::
No ETag or Last-Modified header
Conditional requests (304 Not Modified) are not possible without validators.
Cache-Control

max-age=0, no-cache, no-store

DirectiveValueMeaning
max-age0Cache for 0 seconds
no-cacheCache but always revalidate first
no-storeNever cache this response
B
Image Optimization
7 images, 0 KB saveable
REVIEW
7 images, 0 KB saveable
Warning::
https://files.consumerfinance.gov/f/images/sac_ove... is missing width/height — may cause layout shift
Set explicit width and height to prevent CLS.
7 images 108 KB
0 oversized -0 KB
6 legacy format
1 missing dimensions CLS risk

Set explicit width and height to prevent CLS.

Why this matters

Image without explicit width/height — browser can't reserve space; CLS jumps when image loads.

Source: web.dev / Core Web Vitals

C
JS Execution Cost
Action
1836ms total JS execution
REVIEW
1836ms total JS execution
Warning::
https://www.googletagmanager.com/gtm.js?id=GTM-KMM...: 383ms CPU time
Warning::
https://www.consumerfinance.gov/complaint/: 336ms CPU time
Warning::
Unattributable: 279ms CPU time
Warning::
https://www.googletagmanager.com/gtag/js?id=G-CMRC...: 256ms CPU time
Info::
https://www.googletagmanager.com/gtag/js?id=G-CSLL...: 199ms CPU time
Warning::
Third-party scripts: 1836ms (100% of total)

Main Thread Breakdown

Script Evaluation 59% Other 18% Script Parsing & Compilation 10% Style & Layout 5% Garbage Collection 4%
ScriptTotalScriptingParse/CompileParty
https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRS383ms310ms43ms3rd
https://www.consumerfinance.gov/complaint/336ms102ms22ms3rd
Unattributable279ms6ms0ms3rd
https://www.googletagmanager.com/gtag/js?id=G-CMRC03R7CT&cx=c&gtm=4e64h1256ms209ms33ms3rd
https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4L199ms165ms33ms3rd
https://www.google-analytics.com/analytics.js139ms97ms4ms3rd
https://js-agent.newrelic.com/nr-spa-1.312.1.min.js134ms105ms10ms3rd
https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4L&cx=c&gtm=4e64h159ms20ms38ms3rd
https://cdn.mouseflow.com/projects/7b540e59-4067-4ee2-b344-b56ac0d44801.js51ms45ms6ms3rd
C
JS Bundles
Action
26 scripts, 285 KB unused
REVIEW
26 scripts, 285 KB unused
Warning::
https://www.googletagmanager.com/gtag/js?id=G-CSLL...: 106 KB unused (72%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://www.googletagmanager.com/gtag/js?id=G-CSLL...: 62 KB unused (42%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://www.googletagmanager.com/gtag/js?id=G-CMRC...: 61 KB unused (40%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://www.googletagmanager.com/gtm.js?id=GTM-KMM...: 56 KB unused (35%)
Consider code splitting or tree shaking to reduce unused code.
Info::
Total unused JavaScript: 285 KB
285 KB unused JavaScript

Downloaded but never executed on this page.

ScriptSizeUnusedMinifiedParty
https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4L&cx=c&gtm=4e64h1147 KB106 KB (72%)3rd
https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4L147 KB62 KB (42%)3rd
https://www.googletagmanager.com/gtag/js?id=G-CMRC03R7CT&cx=c&gtm=4e64h1154 KB61 KB (40%)3rd
https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRS161 KB56 KB (35%)3rd
https://cdn.mouseflow.com/projects/7b540e59-4067-4ee2-b344-b56ac0d44801.js23 KB3rd
https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=CFPB&yt=true9 KB3rd
https://www.youtube.com/iframe_api3 KB3rd
https://www.youtube.com/s/player/218d9d92/www-widgetapi.vflset/www-widgetapi.js11 KB3rd
https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.CYE28xQTWxU.2021.O/am=AAAABA/d=1/br=1/rs=AGKMywGc21Bc99sDrhbnjOkQlq7nTfp_WQ/m=root,base193 KB3rd
https://www.youtube.com/s/player/218d9d92/player_embed_es6.vflset/en_US/base.js436 KB3rd

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

C
Green Hosting
Action
Whether the site is served from green-energy infrastructure
REVIEW

Green Hosting

No green hosting detected

A+
Text Compression
All text resources are compressed
PASS
All text resources are compressed
Info::
All text resources are compressed
All text resources are properly compressed.
A+
Font Loading
3 fonts (101 KB)
PASS
3 fonts (101 KB)
Info::
3 font(s) use font-display: swap (FOUT risk but functional)

Web fonts

3

101 KB total

Render-blocking

0

of 3

Dominant font-display

swap

Most common across fonts

Font loading timeline
Transfer FOIT (block) FOUT (swap)
0 ms 1.0 s 2.0 s 3.0 s 4.0 s 5.0 s 6.0 s 7.0 s 8.0 s FCP 2.0 s LCP 8.4 shttps://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2source-sans-3-latin-wgh... https://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2 — 28.4 KiB — 19 ms — font-display: swaphttps://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBHMdazQ.woff2KFO7CnqEu92Fr1ME7kSn66a... https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBHMdazQ.woff2 — 33.9 KiB — 86 ms — font-display: swaphttps://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBA.woff2KFO7CnqEu92Fr1ME7kSn66a... https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBA.woff2 — 39.2 KiB — 35 ms — font-display: swap
source-sans-3-latin-wgh... woff2 swap
Size 28 KB
Load time 19 ms
Start 576 ms
Risk FOUT — text flashes from fallback to web font
KFO7CnqEu92Fr1ME7kSn66a... woff2 swap
Size 34 KB
Load time 86 ms
Start 774 ms
Risk FOUT — text flashes from fallback to web font
KFO7CnqEu92Fr1ME7kSn66a... woff2 swap
Size 39 KB
Load time 35 ms
Start 1.2 s
Risk FOUT — text flashes from fallback to web font
Optimization checklist
  • Preload critical fonts (priority=high)
  • Use woff2 format for all fonts
  • Set font-display to swap, optional, or fallback
  • Subset large fonts (≤100 KB each)
A+
Resource Caching
All resources properly cached
PASS
All resources properly cached
Info::
No caching issues found
All static resources have appropriate caching headers.
A+
Critical Rendering Path
No render-blocking resources
PASS
No render-blocking resources
Info::
No render-blocking resources detected
A+
Resource Hints
11 hints, 0 missing preconnects
PASS
11 hints, 0 missing preconnects
Info::
Page uses 11 resource hint(s)

Current Resource Hints

preconnect
3
preload
3
dns-prefetch
5
prefetch

11 resource hints configured

A+
Render-Blocking Resources
No render-blocking resources detected
PASS
No render-blocking resources detected
Info::
No render-blocking resources detected in <head>
A+
Third-Party Resources
No third-party resources detected
PASS
No third-party resources detected
Network Waterfall
67 requests over 4325ms
INFO
0 ms 1.0 s 2.0 s 3.0 s 4.0 s 5.0 s 6.0 s 7.0 s 8.0 s FCP 2.0 s LCP 8.4 shttps://consumerfinance.gov// https://consumerfinance.gov/ — 301 — 283 B — 12 ms — http/1.1https://www.consumerfinance.gov/www.consumerfinance.gov/ https://www.consumerfinance.gov/ — 302 — 227 B — 519 ms — h2https://www.consumerfinance.gov/complaint/www.consumerfinance.gov/complaint/ https://www.consumerfinance.gov/complaint/ — 200 — 40.3 KiB — 11 ms — h2https://www.consumerfinance.gov/static/css/main.1044d7f02e95.csswww.consumerfinance.gov/static/css/... https://www.consumerfinance.gov/static/css/main.1044d7f02e95.css — 200 — 28.1 KiB — 9 ms — h2https://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2www.consumerfinance.gov/static/font... https://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2 — 200 — 28.4 KiB — 19 ms — h2https://www.consumerfinance.gov/static/js/routes/common.89e80a4d2949.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/common.89e80a4d2949.js — 200 — 21.2 KiB — 16 ms — h2https://files.consumerfinance.gov/f/images/sac_overhead_8_jAL1gGT.original.pngfiles.consumerfinance.gov/f/images/... https://files.consumerfinance.gov/f/images/sac_overhead_8_jAL1gGT.original.png — 200 — 61.1 KiB — 438 ms — h2https://www.consumerfinance.gov/static/img/logo_161x34@2x.fff273f43f0a.pngwww.consumerfinance.gov/static/img/... https://www.consumerfinance.gov/static/img/logo_161x34@2x.fff273f43f0a.png — 200 — 2.7 KiB — 7 ms — h2https://www.consumerfinance.gov/site.webmanifestwww.consumerfinance.gov/site.webman... https://www.consumerfinance.gov/site.webmanifest — 200 — 519 B — 118 ms — h2https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRSwww.googletagmanager.com/gtm.js?id=... https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRS — 200 — 160.9 KiB — 182 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/expandable.47b1c6d0e887.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/expandable.47b1c6d0e887.js — 200 — 3.8 KiB — 8 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/expandable-group.42a326641380.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/expandable-group.42a326641380.js — 200 — 3.9 KiB — 15 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/featured-content-module.e48f523ba1b4.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/featured-content-module.e48f523ba1b4.js — 200 — 2.3 KiB — 17 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/video-player.d6cb246041a1.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/video-player.d6cb246041a1.js — 200 — 2.2 KiB — 13 ms — h2https://www.youtube.com/embed/bh3nejWtSjA?enablejsapi=1&origin=https://www.consumerfinance.govwww.youtube.com/embed/bh3nejWtSjA?e... https://www.youtube.com/embed/bh3nejWtSjA?enablejsapi=1&origin=https://www.consumerfinance.gov — 200 — 56.8 KiB — 174 ms — h2data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAADAAAAAZCAMAAABAf11LAAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJb…data:image/png;base64,iVBORw0KGgoAA... data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAADAAAAAZCAMAAABAf11LAAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJb… — 200 — 0 B — 0 ms — datahttps://www.youtube.com/iframe_apiwww.youtube.com/iframe_api https://www.youtube.com/iframe_api — 200 — 3.2 KiB — 99 ms — h2https://files.consumerfinance.gov/f/images/complaint-voice-boxes-940x390.original.pngfiles.consumerfinance.gov/f/images/... https://files.consumerfinance.gov/f/images/complaint-voice-boxes-940x390.original.png — 200 — 6.2 KiB — 196 ms — h2https://www.youtube.com/s/player/218d9d92/www-widgetapi.vflset/www-widgetapi.jswww.youtube.com/s/player/218d9d92/w... https://www.youtube.com/s/player/218d9d92/www-widgetapi.vflset/www-widgetapi.js — 200 — 10.6 KiB — 28 ms — h2https://www.youtube.com/s/player/218d9d92/www-player.csswww.youtube.com/s/player/218d9d92/w... https://www.youtube.com/s/player/218d9d92/www-player.css — 200 — 56.9 KiB — 43 ms — h2https://www.youtube.com/s/_/ytembeds/_/ss/k=ytembeds.base.Z3F5ov4G3v8.L.W.O/am=AAAABA/d=0/br=1/rs=AGKMywFC1GFUvUTMfxq9C5Vyf-b95XqJUwwww.youtube.com/s/_/ytembeds/_/ss/k... https://www.youtube.com/s/_/ytembeds/_/ss/k=ytembeds.base.Z3F5ov4G3v8.L.W.O/am=AAAABA/d=0/br=1/rs=AGKMywFC1GFUvUTMfxq9C5Vyf-b95XqJUw — 200 — 45.4 KiB — 53 ms — h2https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBHMdazQ.woff2fonts.gstatic.com/s/roboto/v48/KFO7... https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBHMdazQ.woff2 — 200 — 33.9 KiB — 86 ms — h3https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.CYE28xQTWxU.2021.O/am=AAAABA/d=1/br=1/rs=AGKMywGc21Bc99sDrhbnjOkQlq7nTfp_WQ/m=root,basewww.youtube.com/s/_/ytembeds/_/js/k... https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.CYE28xQTWxU.2021.O/am=AAAABA/d=1/br=1/rs=AGKMywGc21Bc99sDrhbnjOkQlq7nTfp_WQ/m=root,base — 200 — 193.0 KiB — 62 ms — h2https://www.youtube.com/s/player/218d9d92/player_embed_es6.vflset/en_US/base.jswww.youtube.com/s/player/218d9d92/p... https://www.youtube.com/s/player/218d9d92/player_embed_es6.vflset/en_US/base.js — 200 — 435.8 KiB — 93 ms — h2https://www.googletagmanager.com/gtag/js?id=G-CMRC03R7CT&cx=c&gtm=4e64h1www.googletagmanager.com/gtag/js?id... https://www.googletagmanager.com/gtag/js?id=G-CMRC03R7CT&cx=c&gtm=4e64h1 — 200 — 154.2 KiB — 54 ms — h2https://www.google-analytics.com/analytics.jswww.google-analytics.com/analytics.... https://www.google-analytics.com/analytics.js — 200 — 20.9 KiB — 125 ms — h2https://cdn.mouseflow.com/projects/7b540e59-4067-4ee2-b344-b56ac0d44801.jscdn.mouseflow.com/projects/7b540e59... https://cdn.mouseflow.com/projects/7b540e59-4067-4ee2-b344-b56ac0d44801.js — 200 — 23.0 KiB — 96 ms — h3https://www.consumerfinance.gov/static/apps/analytics-gtm/js/event-listener-scroll-tracking.jswww.consumerfinance.gov/static/apps... https://www.consumerfinance.gov/static/apps/analytics-gtm/js/event-listener-scroll-tracking.js — 200 — 895 B — 11 ms — h2https://www.consumerfinance.gov/static/apps/analytics-gtm/js/accessibility-interactions-listeners.jswww.consumerfinance.gov/static/apps... https://www.consumerfinance.gov/static/apps/analytics-gtm/js/accessibility-interactions-listeners.js — 200 — 918 B — 17 ms — h2https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=CFPB&yt=truedap.digitalgov.gov/Universal-Federa... https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=CFPB&yt=true — 200 — 9.4 KiB — 71 ms — h3
0 ms 1.0 s 2.0 s 3.0 s 4.0 s 5.0 s 6.0 s 7.0 s 8.0 s FCP 2.0 s LCP 8.4 shttps://consumerfinance.gov// https://consumerfinance.gov/ — 301 — 283 B — 12 ms — http/1.1https://www.consumerfinance.gov/www.consumerfinance.gov/ https://www.consumerfinance.gov/ — 302 — 227 B — 519 ms — h2https://www.consumerfinance.gov/complaint/www.consumerfinance.gov/complaint/ https://www.consumerfinance.gov/complaint/ — 200 — 40.3 KiB — 11 ms — h2https://www.consumerfinance.gov/static/css/main.1044d7f02e95.csswww.consumerfinance.gov/static/css/... https://www.consumerfinance.gov/static/css/main.1044d7f02e95.css — 200 — 28.1 KiB — 9 ms — h2https://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2www.consumerfinance.gov/static/font... https://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2 — 200 — 28.4 KiB — 19 ms — h2https://www.consumerfinance.gov/static/js/routes/common.89e80a4d2949.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/common.89e80a4d2949.js — 200 — 21.2 KiB — 16 ms — h2https://files.consumerfinance.gov/f/images/sac_overhead_8_jAL1gGT.original.pngfiles.consumerfinance.gov/f/images/... https://files.consumerfinance.gov/f/images/sac_overhead_8_jAL1gGT.original.png — 200 — 61.1 KiB — 438 ms — h2https://www.consumerfinance.gov/static/img/logo_161x34@2x.fff273f43f0a.pngwww.consumerfinance.gov/static/img/... https://www.consumerfinance.gov/static/img/logo_161x34@2x.fff273f43f0a.png — 200 — 2.7 KiB — 7 ms — h2https://www.consumerfinance.gov/site.webmanifestwww.consumerfinance.gov/site.webman... https://www.consumerfinance.gov/site.webmanifest — 200 — 519 B — 118 ms — h2https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRSwww.googletagmanager.com/gtm.js?id=... https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRS — 200 — 160.9 KiB — 182 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/expandable.47b1c6d0e887.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/expandable.47b1c6d0e887.js — 200 — 3.8 KiB — 8 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/expandable-group.42a326641380.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/expandable-group.42a326641380.js — 200 — 3.9 KiB — 15 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/featured-content-module.e48f523ba1b4.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/featured-content-module.e48f523ba1b4.js — 200 — 2.3 KiB — 17 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/video-player.d6cb246041a1.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/video-player.d6cb246041a1.js — 200 — 2.2 KiB — 13 ms — h2https://www.youtube.com/embed/bh3nejWtSjA?enablejsapi=1&origin=https://www.consumerfinance.govwww.youtube.com/embed/bh3nejWtSjA?e... https://www.youtube.com/embed/bh3nejWtSjA?enablejsapi=1&origin=https://www.consumerfinance.gov — 200 — 56.8 KiB — 174 ms — h2data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAADAAAAAZCAMAAABAf11LAAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJb…data:image/png;base64,iVBORw0KGgoAA... data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAADAAAAAZCAMAAABAf11LAAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJb… — 200 — 0 B — 0 ms — datahttps://www.youtube.com/iframe_apiwww.youtube.com/iframe_api https://www.youtube.com/iframe_api — 200 — 3.2 KiB — 99 ms — h2https://files.consumerfinance.gov/f/images/complaint-voice-boxes-940x390.original.pngfiles.consumerfinance.gov/f/images/... https://files.consumerfinance.gov/f/images/complaint-voice-boxes-940x390.original.png — 200 — 6.2 KiB — 196 ms — h2https://www.youtube.com/s/player/218d9d92/www-widgetapi.vflset/www-widgetapi.jswww.youtube.com/s/player/218d9d92/w... https://www.youtube.com/s/player/218d9d92/www-widgetapi.vflset/www-widgetapi.js — 200 — 10.6 KiB — 28 ms — h2https://www.youtube.com/s/player/218d9d92/www-player.csswww.youtube.com/s/player/218d9d92/w... https://www.youtube.com/s/player/218d9d92/www-player.css — 200 — 56.9 KiB — 43 ms — h2https://www.youtube.com/s/_/ytembeds/_/ss/k=ytembeds.base.Z3F5ov4G3v8.L.W.O/am=AAAABA/d=0/br=1/rs=AGKMywFC1GFUvUTMfxq9C5Vyf-b95XqJUwwww.youtube.com/s/_/ytembeds/_/ss/k... https://www.youtube.com/s/_/ytembeds/_/ss/k=ytembeds.base.Z3F5ov4G3v8.L.W.O/am=AAAABA/d=0/br=1/rs=AGKMywFC1GFUvUTMfxq9C5Vyf-b95XqJUw — 200 — 45.4 KiB — 53 ms — h2https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBHMdazQ.woff2fonts.gstatic.com/s/roboto/v48/KFO7... https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBHMdazQ.woff2 — 200 — 33.9 KiB — 86 ms — h3https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.CYE28xQTWxU.2021.O/am=AAAABA/d=1/br=1/rs=AGKMywGc21Bc99sDrhbnjOkQlq7nTfp_WQ/m=root,basewww.youtube.com/s/_/ytembeds/_/js/k... https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.CYE28xQTWxU.2021.O/am=AAAABA/d=1/br=1/rs=AGKMywGc21Bc99sDrhbnjOkQlq7nTfp_WQ/m=root,base — 200 — 193.0 KiB — 62 ms — h2https://www.youtube.com/s/player/218d9d92/player_embed_es6.vflset/en_US/base.jswww.youtube.com/s/player/218d9d92/p... https://www.youtube.com/s/player/218d9d92/player_embed_es6.vflset/en_US/base.js — 200 — 435.8 KiB — 93 ms — h2https://www.googletagmanager.com/gtag/js?id=G-CMRC03R7CT&cx=c&gtm=4e64h1www.googletagmanager.com/gtag/js?id... https://www.googletagmanager.com/gtag/js?id=G-CMRC03R7CT&cx=c&gtm=4e64h1 — 200 — 154.2 KiB — 54 ms — h2https://www.google-analytics.com/analytics.jswww.google-analytics.com/analytics.... https://www.google-analytics.com/analytics.js — 200 — 20.9 KiB — 125 ms — h2https://cdn.mouseflow.com/projects/7b540e59-4067-4ee2-b344-b56ac0d44801.jscdn.mouseflow.com/projects/7b540e59... https://cdn.mouseflow.com/projects/7b540e59-4067-4ee2-b344-b56ac0d44801.js — 200 — 23.0 KiB — 96 ms — h3https://www.consumerfinance.gov/static/apps/analytics-gtm/js/event-listener-scroll-tracking.jswww.consumerfinance.gov/static/apps... https://www.consumerfinance.gov/static/apps/analytics-gtm/js/event-listener-scroll-tracking.js — 200 — 895 B — 11 ms — h2https://www.consumerfinance.gov/static/apps/analytics-gtm/js/accessibility-interactions-listeners.jswww.consumerfinance.gov/static/apps... https://www.consumerfinance.gov/static/apps/analytics-gtm/js/accessibility-interactions-listeners.js — 200 — 918 B — 17 ms — h2https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=CFPB&yt=truedap.digitalgov.gov/Universal-Federa... https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=CFPB&yt=true — 200 — 9.4 KiB — 71 ms — h3https://region1.google-analytics.com/g/collect?v=2&tid=G-CMRC03R7CT&gtm=45je64h1v888942197za20gzb6621005zd6621005&_p=1776807209935&gcd=13l3l3l2l1l1&npa=1&dma_cps=a&dma=1&_eu=BA&are=1&cid=832351842.1776807210&frm=0&pscdl=noapi&rcb=11&sr=412x823&uaa=&uab=64&uafvl=Chromium%3B147.0.7727.101%7CNot.A%252FBrand%3B8.0.0.0&uam=moto%20g%20power%20(2022)&uamb=1&uap=Android&uapv=11.0&uaw=0&ul=en-us&_s=1&tag_exp=0~115938466~115938469~117266400~117384405&sid=1776807210&sct=1&seg=0&dl=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&en=page_view&_fv=1&_ss=1&ep.ask_category=No%20Category&ep.element_date=No%20Date&ep.topic=No%20Topics&ep.missing_classes=None%20missing&ep.author=No%20Author&ep.category=No%20Category&ep.ask_slug=No%20slug&tfd=976region1.google-analytics.com/g/coll... https://region1.google-analytics.com/g/collect?v=2&tid=G-CMRC03R7CT&gtm=45je64h1v888942197za20gzb6621005zd6621005&_p=1776807209935&gcd=13l3l3l2l1l1&npa=1&dma_cps=a&dma=1&_eu=BA&are=1&cid=832351842.1776807210&frm=0&pscdl=noapi&rcb=11&sr=412x823&uaa=&uab=64&uafvl=Chromium%3B147.0.7727.101%7CNot.A%252FBrand%3B8.0.0.0&uam=moto%20g%20power%20(2022)&uamb=1&uap=Android&uapv=11.0&uaw=0&ul=en-us&_s=1&tag_exp=0~115938466~115938469~117266400~117384405&sid=1776807210&sct=1&seg=0&dl=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&en=page_view&_fv=1&_ss=1&ep.ask_category=No%20Category&ep.element_date=No%20Date&ep.topic=No%20Topics&ep.missing_classes=None%20missing&ep.author=No%20Author&ep.category=No%20Category&ep.ask_slug=No%20slug&tfd=976 — 204 — 555 B — 84 ms — h2https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4Lwww.googletagmanager.com/gtag/js?id... https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4L — 200 — 147.1 KiB — 100 ms — h3https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4L&cx=c&gtm=4e64h1www.googletagmanager.com/gtag/js?id... https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4L&cx=c&gtm=4e64h1 — 200 — 147.1 KiB — 100 ms — h3https://www.youtube.com/embed/bh3nejWtSjA?enablejsapi=1&origin=https://www.consumerfinance.govwww.youtube.com/embed/bh3nejWtSjA?e... https://www.youtube.com/embed/bh3nejWtSjA?enablejsapi=1&origin=https://www.consumerfinance.gov — 200 — 53.1 KiB — 129 ms — h3https://www.google-analytics.com/j/collect?v=1&_v=j102&a=380035362&t=pageview&_s=1&dl=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F&ul=en-us&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&sr=412x823&vp=412x823&_u=YADAAAABCAAAAC~&jid=797054240&gjid=631032740&cid=832351842.1776807210&tid=UA-54439736-2&_gid=1934097423.1776807210&_r=1&_slc=1&gtm=45He64h1n71KMMLRSv6621005za200zd6621005&cd1=No%20Author&cd2=No%20Category&cd3=No%20Category&cd4=No%20Category&cd5=No%20Date&cd7=1776807210186.hebd33fp&gcd=13l3l3l2l1l1&dma_cps=a&dma=1&tag_exp=0~115616986~115938466~115938468~117266400~117884344&npa=1&z=283557243www.google-analytics.com/j/collect?... https://www.google-analytics.com/j/collect?v=1&_v=j102&a=380035362&t=pageview&_s=1&dl=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F&ul=en-us&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&sr=412x823&vp=412x823&_u=YADAAAABCAAAAC~&jid=797054240&gjid=631032740&cid=832351842.1776807210&tid=UA-54439736-2&_gid=1934097423.1776807210&_r=1&_slc=1&gtm=45He64h1n71KMMLRSv6621005za200zd6621005&cd1=No%20Author&cd2=No%20Category&cd3=No%20Category&cd4=No%20Category&cd5=No%20Date&cd7=1776807210186.hebd33fp&gcd=13l3l3l2l1l1&dma_cps=a&dma=1&tag_exp=0~115616986~115938466~115938468~117266400~117884344&npa=1&z=283557243 — 200 — 458 B — 25 ms — h2https://www.google-analytics.com/j/collect?v=1&_v=j102&a=380035362&t=pageview&_s=1&dl=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F&ul=en-us&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&sr=412x823&vp=412x823&_u=YADAAAABCAAAAC~&jid=1182586243&gjid=411660045&cid=832351842.1776807210&tid=UA-54439736-1&_gid=1934097423.1776807210&_r=1&_slc=1&gtm=45He64h1n71KMMLRSv6621005za200zd6621005&cd1=No%20Author&cd2=No%20Topics&cd3=No%20Category&cd4=No%20Category&cd5=No%20Date&cd7=1776807210191.p0ia8a4&gcd=13l3l3l2l1l1&dma_cps=a&dma=1&tag_exp=0~115616986~115938466~115938468~117266400~117884344&cd11=No%20Category&cd19=NOT%20ARCHIVED&cd20=Live&npa=1&z=76927342www.google-analytics.com/j/collect?... https://www.google-analytics.com/j/collect?v=1&_v=j102&a=380035362&t=pageview&_s=1&dl=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F&ul=en-us&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&sr=412x823&vp=412x823&_u=YADAAAABCAAAAC~&jid=1182586243&gjid=411660045&cid=832351842.1776807210&tid=UA-54439736-1&_gid=1934097423.1776807210&_r=1&_slc=1&gtm=45He64h1n71KMMLRSv6621005za200zd6621005&cd1=No%20Author&cd2=No%20Topics&cd3=No%20Category&cd4=No%20Category&cd5=No%20Date&cd7=1776807210191.p0ia8a4&gcd=13l3l3l2l1l1&dma_cps=a&dma=1&tag_exp=0~115616986~115938466~115938468~117266400~117884344&cd11=No%20Category&cd19=NOT%20ARCHIVED&cd20=Live&npa=1&z=76927342 — 200 — 71 B — 24 ms — h2https://www.google-analytics.com/j/collect?v=1&_v=j102&a=380035362&t=pageview&_s=1&dl=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F&ul=en-us&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&sr=412x823&vp=412x823&_u=YADAAAABCAAAAC~&jid=1726492646&gjid=1159738313&cid=832351842.1776807210&tid=UA-33523145-1&_gid=1934097423.1776807210&_r=1&_slc=1&gtm=45He64h1n71KMMLRSv6621005za200zd6621005&gcd=13l3l3l2l1l1&dma_cps=a&dma=1&tag_exp=0~115616986~115938466~115938468~117266400~117884344&npa=1&z=1395317007www.google-analytics.com/j/collect?... https://www.google-analytics.com/j/collect?v=1&_v=j102&a=380035362&t=pageview&_s=1&dl=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F&ul=en-us&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&sr=412x823&vp=412x823&_u=YADAAAABCAAAAC~&jid=1726492646&gjid=1159738313&cid=832351842.1776807210&tid=UA-33523145-1&_gid=1934097423.1776807210&_r=1&_slc=1&gtm=45He64h1n71KMMLRSv6621005za200zd6621005&gcd=13l3l3l2l1l1&dma_cps=a&dma=1&tag_exp=0~115616986~115938466~115938468~117266400~117884344&npa=1&z=1395317007 — 200 — 71 B — 25 ms — h2https://www.google-analytics.com/j/collect?v=1&_v=j102&a=380035362&t=pageview&_s=1&dl=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F&ul=en-us&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&sr=412x823&vp=412x823&_u=YADAAAABCAAAAC~&jid=1729429327&gjid=1045326337&cid=832351842.1776807210&tid=UA-20466645-3&_gid=1934097423.1776807210&_r=1&_slc=1&gtm=45He64h1n71KMMLRSv6621005za200zd6621005&gcd=13l3l3l2l1l1&dma_cps=a&dma=1&tag_exp=0~115616986~115938466~115938468~117266400~117884344&npa=1&z=1585426576www.google-analytics.com/j/collect?... https://www.google-analytics.com/j/collect?v=1&_v=j102&a=380035362&t=pageview&_s=1&dl=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F&ul=en-us&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&sr=412x823&vp=412x823&_u=YADAAAABCAAAAC~&jid=1729429327&gjid=1045326337&cid=832351842.1776807210&tid=UA-20466645-3&_gid=1934097423.1776807210&_r=1&_slc=1&gtm=45He64h1n71KMMLRSv6621005za200zd6621005&gcd=13l3l3l2l1l1&dma_cps=a&dma=1&tag_exp=0~115616986~115938466~115938468~117266400~117884344&npa=1&z=1585426576 — 200 — 71 B — 25 ms — h2https://googleads.g.doubleclick.net/pagead/idgoogleads.g.doubleclick.net/pagead/... https://googleads.g.doubleclick.net/pagead/id — -1 — 0 B — 103 ms — https://static.doubleclick.net/instream/ad_status.jsstatic.doubleclick.net/instream/ad_... https://static.doubleclick.net/instream/ad_status.js — -1 — 0 B — 98 ms — https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.CYE28xQTWxU.2021.O/am=AAAABA/d=1/exm=base,root/ed=1/br=1/rs=AGKMywGc21Bc99sDrhbnjOkQlq7nTfp_WQ/m=r78Drbwww.youtube.com/s/_/ytembeds/_/js/k... https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.CYE28xQTWxU.2021.O/am=AAAABA/d=1/exm=base,root/ed=1/br=1/rs=AGKMywGc21Bc99sDrhbnjOkQlq7nTfp_WQ/m=r78Drb — -1 — 0 B — 93 ms — https://region1.google-analytics.com/g/collect?v=2&tid=G-CSLL4ZEK4L&gtm=45je64h1v9131934939za200zb6621005zd6621005&_p=1776807209935&gcd=13l3lPl2l1l1&npa=1&dma_cps=a&dma=1&are=1&cid=832351842.1776807210&frm=0&pscdl=noapi&rcb=19&sr=412x823&uaa=&uab=64&uafvl=Chromium%3B147.0.7727.101%7CNot.A%252FBrand%3B8.0.0.0&uam=moto%20g%20power%20(2022)&uamb=1&uap=Android&uapv=11.0&uaw=0&ul=en-us&_s=1&tag_exp=0~115616985~115938466~115938469~117266401&dl=https%3A%2F%2Fconsumerfinance.gov%2Fcomplaint%2F&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&dr=&sid=1776807210&sct=1&seg=0&_tu=wA&en=page_view&_fv=1&_ss=1&_ee=1&ep.agency=CFPB&ep.subagency=CONSUMERFINANCE.GOV&ep.site_topic=unspecified%3Aconsumerfinance.gov&ep.site_platform=unspecified%3Aconsumerfinance.gov&ep.script_source=https%3A%2F%2Fdap.digitalgov.gov%2Funiversal-federated-analytics-min.js&ep.version=20250702%20v8.7%20-%20ga4&ep.protocol=https%3A&ep.using_parallel_tracker=no&ep.hostname_dimension=consumerfinance.gov&tfd=1144region1.google-analytics.com/g/coll... https://region1.google-analytics.com/g/collect?v=2&tid=G-CSLL4ZEK4L&gtm=45je64h1v9131934939za200zb6621005zd6621005&_p=1776807209935&gcd=13l3lPl2l1l1&npa=1&dma_cps=a&dma=1&are=1&cid=832351842.1776807210&frm=0&pscdl=noapi&rcb=19&sr=412x823&uaa=&uab=64&uafvl=Chromium%3B147.0.7727.101%7CNot.A%252FBrand%3B8.0.0.0&uam=moto%20g%20power%20(2022)&uamb=1&uap=Android&uapv=11.0&uaw=0&ul=en-us&_s=1&tag_exp=0~115616985~115938466~115938469~117266401&dl=https%3A%2F%2Fconsumerfinance.gov%2Fcomplaint%2F&dt=Submit%20a%20complaint%20%7C%20Consumer%20Financial%20Protection%20Bureau&dr=&sid=1776807210&sct=1&seg=0&_tu=wA&en=page_view&_fv=1&_ss=1&_ee=1&ep.agency=CFPB&ep.subagency=CONSUMERFINANCE.GOV&ep.site_topic=unspecified%3Aconsumerfinance.gov&ep.site_platform=unspecified%3Aconsumerfinance.gov&ep.script_source=https%3A%2F%2Fdap.digitalgov.gov%2Funiversal-federated-analytics-min.js&ep.version=20250702%20v8.7%20-%20ga4&ep.protocol=https%3A&ep.using_parallel_tracker=no&ep.hostname_dimension=consumerfinance.gov&tfd=1144 — 204 — 48 B — 31 ms — h2https://www.youtube.com/youtubei/v1/log_event?alt=jsonwww.youtube.com/youtubei/v1/log_eve... https://www.youtube.com/youtubei/v1/log_event?alt=json — -1 — 0 B — 2 ms — https://www.youtube.com/s/player/218d9d92/www-player.csswww.youtube.com/s/player/218d9d92/w... https://www.youtube.com/s/player/218d9d92/www-player.css — 200 — 0 B — 0 ms — h2https://www.youtube.com/s/_/ytembeds/_/ss/k=ytembeds.base.Z3F5ov4G3v8.L.W.O/am=AAAABA/d=0/br=1/rs=AGKMywFC1GFUvUTMfxq9C5Vyf-b95XqJUwwww.youtube.com/s/_/ytembeds/_/ss/k... https://www.youtube.com/s/_/ytembeds/_/ss/k=ytembeds.base.Z3F5ov4G3v8.L.W.O/am=AAAABA/d=0/br=1/rs=AGKMywFC1GFUvUTMfxq9C5Vyf-b95XqJUw — 200 — 0 B — 0 ms — h2https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.iLl3DKTx01E.es5.O/am=AAAABA/d=1/br=1/rs=AGKMywFFpF_H_axXXdNkCUfjhvTDOly8rA/m=root,basewww.youtube.com/s/_/ytembeds/_/js/k... https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.iLl3DKTx01E.es5.O/am=AAAABA/d=1/br=1/rs=AGKMywFFpF_H_axXXdNkCUfjhvTDOly8rA/m=root,base — 200 — 214.7 KiB — 60 ms — h3https://www.youtube.com/s/player/218d9d92/player_embed.vflset/en_US/base.jswww.youtube.com/s/player/218d9d92/p... https://www.youtube.com/s/player/218d9d92/player_embed.vflset/en_US/base.js — 200 — 471.6 KiB — 78 ms — h3https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBA.woff2fonts.gstatic.com/s/roboto/v48/KFO7... https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBA.woff2 — 200 — 39.2 KiB — 35 ms — h3https://googleads.g.doubleclick.net/pagead/idgoogleads.g.doubleclick.net/pagead/... https://googleads.g.doubleclick.net/pagead/id — 302 — 23 B — 47 ms — h3https://static.doubleclick.net/instream/ad_status.jsstatic.doubleclick.net/instream/ad_... https://static.doubleclick.net/instream/ad_status.js — 200 — 0 B — 1 ms — h2https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.iLl3DKTx01E.es5.O/am=AAAABA/d=1/exm=base,root/ed=1/br=1/rs=AGKMywFFpF_H_axXXdNkCUfjhvTDOly8rA/m=r78Drbwww.youtube.com/s/_/ytembeds/_/js/k... https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.iLl3DKTx01E.es5.O/am=AAAABA/d=1/exm=base,root/ed=1/br=1/rs=AGKMywFFpF_H_axXXdNkCUfjhvTDOly8rA/m=r78Drb — 200 — 160.9 KiB — 28 ms — h3https://googleads.g.doubleclick.net/pagead/id?slf_rd=1googleads.g.doubleclick.net/pagead/... https://googleads.g.doubleclick.net/pagead/id?slf_rd=1 — 200 — 146 B — 26 ms — h3https://js-agent.newrelic.com/nr-spa-1.312.1.min.jsjs-agent.newrelic.com/nr-spa-1.312.... https://js-agent.newrelic.com/nr-spa-1.312.1.min.js — 200 — 29.9 KiB — 3 ms — h2https://www.consumerfinance.gov/icon.svgwww.consumerfinance.gov/icon.svg https://www.consumerfinance.gov/icon.svg — 200 — 533 B — 161 ms — h2https://gov-bam.nr-data.net/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=1559&ck=0&s=65c3127f3986c0cd&ref=https://www.consumerfinance.gov/complaint/&ptid=a513943287f2d4ad&af=err,spa,xhr,stn,ins&ap=3052&be=543&fe=990&dc=109&fsh=1&perf=%7B%22timing%22:%7B%22of%22:1776807209331,%22n%22:0,%22f%22:534,%22dn%22:534,%22dne%22:534,%22c%22:534,%22s%22:534,%22ce%22:534,%22rq%22:535,%22rp%22:543,%22rpe%22:546,%22di%22:652,%22ds%22:652,%22de%22:652,%22dc%22:1529,%22l%22:1529,%22le%22:1533%7D,%22navigation%22:%7B%7D%7D&fp=668&fcp=668gov-bam.nr-data.net/1/c656a7b008?a=... https://gov-bam.nr-data.net/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=1559&ck=0&s=65c3127f3986c0cd&ref=https://www.consumerfinance.gov/complaint/&ptid=a513943287f2d4ad&af=err,spa,xhr,stn,ins&ap=3052&be=543&fe=990&dc=109&fsh=1&perf=%7B%22timing%22:%7B%22of%22:1776807209331,%22n%22:0,%22f%22:534,%22dn%22:534,%22dne%22:534,%22c%22:534,%22s%22:534,%22ce%22:534,%22rq%22:535,%22rp%22:543,%22rpe%22:546,%22di%22:652,%22ds%22:652,%22de%22:652,%22dc%22:1529,%22l%22:1529,%22le%22:1533%7D,%22navigation%22:%7B%7D%7D&fp=668&fcp=668 — 200 — 811 B — 909 ms — http/1.1https://i.ytimg.com/vi/bh3nejWtSjA/sddefault.jpgi.ytimg.com/vi/bh3nejWtSjA/sddefaul... https://i.ytimg.com/vi/bh3nejWtSjA/sddefault.jpg — 200 — 36.4 KiB — 104 ms — h2https://www.consumerfinance.gov/favicon.icowww.consumerfinance.gov/favicon.ico https://www.consumerfinance.gov/favicon.ico — 200 — 1.9 KiB — 8 ms — h2https://www.google.com/js/th/Tsj2rE80jstpz6Q1k9XA1bynyWMKlWaB3UmUIkCsRnA.jswww.google.com/js/th/Tsj2rE80jstpz6... https://www.google.com/js/th/Tsj2rE80jstpz6Q1k9XA1bynyWMKlWaB3UmUIkCsRnA.js — 200 — 23.3 KiB — 69 ms — h3https://www.youtube.com/generate_204?g4nLsgwww.youtube.com/generate_204?g4nLsg https://www.youtube.com/generate_204?g4nLsg — 204 — 10 B — 24 ms — h3https://jnn-pa.googleapis.com/$rpc/google.internal.waa.v1.Waa/GenerateITjnn-pa.googleapis.com/$rpc/google.i... https://jnn-pa.googleapis.com/$rpc/google.internal.waa.v1.Waa/GenerateIT — 200 — 0 B — 93 ms — h2https://jnn-pa.googleapis.com/$rpc/google.internal.waa.v1.Waa/GenerateITjnn-pa.googleapis.com/$rpc/google.i... https://jnn-pa.googleapis.com/$rpc/google.internal.waa.v1.Waa/GenerateIT — 200 — 312 B — 33 ms — h2https://gov-bam.nr-data.net/events/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2477&ck=0&s=65c3127f3986c0cd&ref=https://www.consumerfinance.gov/complaint/&ptid=a513943287f2d4adgov-bam.nr-data.net/events/1/c656a7... https://gov-bam.nr-data.net/events/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2477&ck=0&s=65c3127f3986c0cd&ref=https://www.consumerfinance.gov/complaint/&ptid=a513943287f2d4ad — 200 — 437 B — 128 ms — http/1.1https://gov-bam.nr-data.net/jserrors/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2479&ck=0&s=65c3127f3986c0cd&ref=https://www.consumerfinance.gov/complaint/&ptid=a513943287f2d4adgov-bam.nr-data.net/jserrors/1/c656... https://gov-bam.nr-data.net/jserrors/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2479&ck=0&s=65c3127f3986c0cd&ref=https://www.consumerfinance.gov/complaint/&ptid=a513943287f2d4ad — 200 — 437 B — 157 ms — http/1.1https://gov-bam.nr-data.net/events/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2480&ck=0&s=65c3127f3986c0cd&ref=https://www.consumerfinance.gov/complaint/&ptid=a513943287f2d4adgov-bam.nr-data.net/events/1/c656a7... https://gov-bam.nr-data.net/events/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2480&ck=0&s=65c3127f3986c0cd&ref=https://www.consumerfinance.gov/complaint/&ptid=a513943287f2d4ad — 200 — 437 B — 147 ms — http/1.1https://www.gstatic.com/youtube/img/icons/mweb/youtube_fill/logo/v2/67px.svgwww.gstatic.com/youtube/img/icons/m... https://www.gstatic.com/youtube/img/icons/mweb/youtube_fill/logo/v2/67px.svg — 200 — 727 B — 92 ms — h2https://yt3.ggpht.com/ytc/AIdro_nzSuPzVeh4HNr2coJMzSy3vpR_-w7FjbFF-CubPOtwk8Q=s68-c-k-c0x00ffffff-no-rjyt3.ggpht.com/ytc/AIdro_nzSuPzVeh4H... https://yt3.ggpht.com/ytc/AIdro_nzSuPzVeh4HNr2coJMzSy3vpR_-w7FjbFF-CubPOtwk8Q=s68-c-k-c0x00ffffff-no-rj — 200 — 1.8 KiB — 96 ms — h2https://www.youtube.com/youtubei/v1/log_event?alt=jsonwww.youtube.com/youtubei/v1/log_eve... https://www.youtube.com/youtubei/v1/log_event?alt=json — 200 — 50 B — 35 ms — h3
HTML JavaScript CSS Images Fonts XHR/Fetch Other
Third-Party Script Cost
Per-script blocking time, transfer cost, and cache headers
INFO
100% of JavaScript execution is third-party
First-party Third-party 1836ms · 723KB · $24/mo
Google Tag Manager
Tag Manager
Costly
Execution 383ms
Transfer 161 KB
Unused 35%
Monthly Cost $5/mo
www.consumerfinance.gov
Other
Costly
Execution 336ms
Transfer 40 KB
Monthly Cost $4/mo
Unattributable
Other
Costly
Execution 279ms
Transfer 0 KB
Monthly Cost $4/mo
Google Tag Manager
Tag Manager
Costly
Execution 256ms
Transfer 154 KB
Unused 40%
Monthly Cost $3/mo
Google Tag Manager
Tag Manager
Optional
Execution 199ms
Transfer 147 KB
Unused 42%
Monthly Cost $3/mo
Google Analytics
Analytics
Optional
Execution 139ms
Transfer 21 KB
Monthly Cost $2/mo
js-agent.newrelic.com
Other
Optional
Execution 134ms
Transfer 30 KB
Monthly Cost $2/mo
Google Tag Manager
Tag Manager
Optional
Execution 59ms
Transfer 147 KB
Unused 72%
Monthly Cost $1/mo
cdn.mouseflow.com
Other
Optional
Execution 51ms
Transfer 23 KB
Monthly Cost $1/mo

These scripts may cost more than they're worth

  • Google Tag Manager adds 383ms and costs ~$5/month
  • www.consumerfinance.gov adds 336ms and costs ~$4/month
  • Unattributable adds 279ms and costs ~$4/month
  • Google Tag Manager adds 256ms and costs ~$3/month

100% of JavaScript execution time is spent on third-party scripts. Consider auditing which scripts are essential.

Why this matters

When third-party JS execution time exceeds your own, performance gains from frontend work are capped by code you don't own.

Learn more

Every millisecond of third-party JS competes with your own for main-thread time. If their share is bigger than yours, optimization on your code base barely moves the needle. Audit, defer, or remove third-parties before further frontend optimization. Use Lighthouse's third-party audit to identify the worst offenders.

Source: web.dev

Google Tag Manager takes 383ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

www.consumerfinance.gov takes 336ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

Unattributable takes 279ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

Google Tag Manager takes 256ms of CPU time. Consider loading it asynchronously or replacing it with a lighter alternative.

Why this matters

This script has high main-thread execution time — optimize hot paths or defer.

Source: web.dev

72% of Google Tag Manager's code is unused. The script may be loading features you don't use.

Why this matters

Bundle has high unused-code ratio — tree-shaking and route-splitting recover the wasted bytes.

Source: web.dev

How third-party costs are calculated

All checks on this page are automated. Results are estimates - run targeted manual reviews when the score affects a release decision.

Send Feedback