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https://consumerfinance.gov

Performance

· 15 checks — Lighthouse + waterfall + sustainability rolled into one auditable list.
SCORE
78
GRADE
C
FIX
4
REVIEW
3
PASS
6
INFO
2

Performance-focused optimization plan with CWV assessment, top offenders, and time estimates

Mobile Desktop
99
Performance Overall performance score (0–100) based on Core Web Vitals and other metrics. 90+ is good.
100
Accessibility Measures how accessible the page is for users with disabilities. Checks color contrast, ARIA labels, and semantic HTML.
100
Best Practices Checks for modern web development best practices including HTTPS, no console errors, and secure JavaScript.
100
SEO Measures basic SEO optimizations: meta tags, crawlability, link text, and mobile friendliness.

First Contentful Paint First Contentful Paint — how long until the browser renders the first piece of content. Under 1.8s is good.

564 ms

Largest Contentful Paint Largest Contentful Paint — how long until the largest visible element loads. Under 2.5s is good.

807 ms

Total Blocking Time Total Blocking Time — total time the main thread was blocked, preventing user input. Under 200ms is good.

28 ms

Cumulative Layout Shift Cumulative Layout Shift — measures visual stability. How much the page layout shifts during loading. Under 0.1 is good.

0.009

Speed Index Speed Index — how quickly content is visually displayed during load. Under 3.4s is good.

819 ms

Time to Interactive Time to Interactive — how long until the page is fully interactive and responds to user input. Under 3.8s is good.

3.68 s

Page Load Progression

375 ms
750 ms
1.1 s
1.5 s
1.9 s
2.2 s
2.6 s
3.0 s
Checks
15
6 PASS 3 REVIEW 4 FIX
F
Page Weight Budget
Action
2.6 MB transferred, 63 requests
FIX
2.6 MB transferred, 63 requests
Warning::
Page weighs 9.7 MB (2.6 MB transferred)
Warning::
JavaScript is 2.2 MB — consider code splitting or lazy loading
Large JavaScript bundles delay interactivity. Split code by route or defer non-critical scripts.
Got: 2.2 MB
Info::
63 HTTP requests
Info::
Estimated 0.55 g CO2 per page load
2.6 MB / 2.4 MB budget
2.6 MB transferred
63 requests
0.55 g CO2 per page load
JavaScript 2.2 MiB 83%
HTML 149.2 KiB 6%
CSS 131.6 KiB 5%
Fonts 101.5 KiB 4%
Images 74.4 KiB 3%
Other 3.2 KiB 0%
Other 3.0 KiB 0%
Other 1.3 KiB 0%
Other 519 B 0%
Other 0 B 0%
0 2.4 MB 4.9 MB
Over budget

Large JavaScript bundles delay interactivity. Split code by route or defer non-critical scripts.

Why this matters

JavaScript bundle is large — code-split routes and lazy-load off-screen components to defer.

Source: web.dev

D
Third-Party Impact
Action
100% third-party, 0 ms blocking
FIX
100% third-party, 0 ms blocking
Warning::
Third-party code accounts for 100% of page weight (2.6 MiB of 2.6 MiB)
Info::
Third-party blocking time is low (0 ms)
100%
First-party Third-party
D
Page Weight Inventory
Action
63 resources · 2.6 MB · 284 KB savings available
FIX
63 resources · 2.6 MB · 284 KB savings available
Warning::
Page weight 1.6 MB over 1MB target
Got: 2.6 MB Expected: ≤ 1 MB
Info::
~284 KB of savings available
Warning::
62 third-party resources (100% of weight)
Info::
3 resources over 200KB
63 resources · 2.6 MiB · 62 third-party 1.6 MiB over 1MB target
JavaScript 83% · 2.2 MiB
Document 6% · 149.5 KiB
CSS 5% · 131.6 KiB
Font 4% · 101.5 KiB
Image 3% · 78.8 KiB
Other 0% · 3.3 KiB

~284.2 KiB of savings available

Remove unused JavaScript: 284.2 KiB
D
HTTP Caching
Action
no-store (uncacheable)
FIX
no-store (uncacheable)
Info::
Cache-Control: no-store prevents all caching
Intentional for dynamic content, but increases server load for every page view.
Got: max-age=0, no-cache, no-store
Info::
No ETag or Last-Modified header
Conditional requests (304 Not Modified) are not possible without validators.
Cache-Control

max-age=0, no-cache, no-store

DirectiveValueMeaning
max-age0Cache for 0 seconds
no-cache—Cache but always revalidate first
no-store—Never cache this response
B
Image Optimization
7 images, 0 KB saveable
REVIEW
7 images, 0 KB saveable
Info::
All images are well-optimized
7 images 74 KB
0 oversized -0 KB
6 legacy format
0 missing dimensions CLS risk
C
JS Bundles
Action
24 scripts, 284 KB unused
REVIEW
24 scripts, 284 KB unused
Warning::
https://www.googletagmanager.com/gtag/js?id=G-CSLL...: 106 KB unused (72%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://www.googletagmanager.com/gtag/js?id=G-CSLL...: 62 KB unused (42%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://www.googletagmanager.com/gtag/js?id=G-CMRC...: 61 KB unused (39%)
Consider code splitting or tree shaking to reduce unused code.
Warning::
https://www.googletagmanager.com/gtm.js?id=GTM-KMM...: 55 KB unused (34%)
Consider code splitting or tree shaking to reduce unused code.
Info::
Total unused JavaScript: 284 KB
284 KB unused JavaScript

Downloaded but never executed on this page.

ScriptSizeUnusedMinifiedParty
https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4L147 KB106 KB (72%)✓3rd
https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4L&cx=c&gtm=4e64h1147 KB62 KB (42%)✓3rd
https://www.googletagmanager.com/gtag/js?id=G-CMRC03R7CT&cx=c&gtm=4e64h1154 KB61 KB (39%)✓3rd
https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRS161 KB55 KB (34%)✓3rd
https://cdn.mouseflow.com/projects/7b540e59-4067-4ee2-b344-b56ac0d44801.js23 KB—✓3rd
https://www.consumerfinance.gov/static/apps/analytics-gtm/js/event-listener-scroll-tracking.js1 KB—✓3rd
https://www.youtube.com/iframe_api3 KB—✓3rd
https://www.youtube.com/s/player/218d9d92/www-widgetapi.vflset/www-widgetapi.js11 KB—✓3rd
https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.CYE28xQTWxU.2021.O/am=AAAABA/d=1/br=1/rs=AGKMywGc21Bc99sDrhbnjOkQlq7nTfp_WQ/m=root,base193 KB—✓3rd
https://www.youtube.com/s/player/1bb6ee63/player_embed_es6.vflset/en_US/base.js436 KB—✓3rd

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

Consider code splitting or tree shaking to reduce unused code.

Why this matters

This bundle has high unused code — code-split or tree-shake to ship only what executes.

Source: web.dev / Lighthouse coverage

C
Green Hosting
Action
Whether the site is served from green-energy infrastructure
REVIEW

Green Hosting

No green hosting detected

A+
Text Compression
All text resources are compressed
PASS
All text resources are compressed
Info::
All text resources are compressed
All text resources are properly compressed.
A+
JS Execution Cost
420ms total JS execution
PASS
420ms total JS execution
Info::
https://www.googletagmanager.com/gtm.js?id=GTM-KMM...: 145ms CPU time
Info::
https://www.consumerfinance.gov/complaint/: 90ms CPU time
Info::
https://www.googletagmanager.com/gtag/js?id=G-CMRC...: 77ms CPU time
Info::
Unattributable: 55ms CPU time
Info::
https://www.googletagmanager.com/gtag/js?id=G-CSLL...: 52ms CPU time
Warning::
Third-party scripts: 420ms (100% of total)

Main Thread Breakdown

Script Evaluation 63% Other 14% Script Parsing & Compilation 11% Style & Layout 6% Garbage Collection 3%
ScriptTotalScriptingParse/CompileParty
https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRS145ms118ms12ms3rd
https://www.consumerfinance.gov/complaint/90ms27ms7ms3rd
https://www.googletagmanager.com/gtag/js?id=G-CMRC03R7CT&cx=c&gtm=4e64h177ms62ms13ms3rd
Unattributable55ms2ms0ms3rd
https://www.googletagmanager.com/gtag/js?id=G-CSLL4ZEK4L&cx=c&gtm=4e64h152ms43ms8ms3rd
A+
Font Loading
3 fonts (101 KB)
PASS
3 fonts (101 KB)
Info::
3 font(s) use font-display: swap (FOUT risk but functional)

Web fonts

3

101 KB total

Render-blocking

0

of 3

Dominant font-display

swap

Most common across fonts

Font loading timeline
Transfer FOIT (block) FOUT (swap)
0 ms 500 ms 1.0 s FCP 564 ms LCP 807 mshttps://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2source-sans-3-latin-wgh... https://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2 — 28.4 KiB — 30 ms — font-display: swaphttps://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBHMdazQ.woff2KFO7CnqEu92Fr1ME7kSn66a... https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBHMdazQ.woff2 — 33.9 KiB — 65 ms — font-display: swaphttps://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBA.woff2KFO7CnqEu92Fr1ME7kSn66a... https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBA.woff2 — 39.2 KiB — 34 ms — font-display: swap
source-sans-3-latin-wgh... woff2 swap
Size 28 KB
Load time 30 ms
Start 726 ms
Risk FOUT — text flashes from fallback to web font
KFO7CnqEu92Fr1ME7kSn66a... woff2 swap
Size 34 KB
Load time 65 ms
Start 930 ms
Risk FOUT — text flashes from fallback to web font
KFO7CnqEu92Fr1ME7kSn66a... woff2 swap
Size 39 KB
Load time 34 ms
Start 1.3 s
Risk FOUT — text flashes from fallback to web font
Optimization checklist
  • Preload critical fonts (priority=high)
  • Use woff2 format for all fonts
  • Set font-display to swap, optional, or fallback
  • Subset large fonts (≤100 KB each)
A+
Resource Caching
All resources properly cached
PASS
All resources properly cached
Info::
No caching issues found
All static resources have appropriate caching headers.
A+
Critical Rendering Path
No render-blocking resources
PASS
No render-blocking resources
Info::
No render-blocking resources detected
A+
Resource Hints
No optimization needed
PASS
No optimization needed
Info::
No resource hint issues
Network Waterfall
63 requests over 4418ms
INFO
0 ms 1.0 s 2.0 s 3.0 s 4.0 s FCP 564 ms LCP 807 mshttps://consumerfinance.gov// https://consumerfinance.gov/ — 301 — 283 B — 53 ms — http/1.1https://www.consumerfinance.gov/www.consumerfinance.gov/ https://www.consumerfinance.gov/ — 302 — 227 B — 629 ms — h2https://www.consumerfinance.gov/complaint/www.consumerfinance.gov/complaint/ https://www.consumerfinance.gov/complaint/ — 200 — 40.3 KiB — 21 ms — h2https://www.consumerfinance.gov/static/css/main.1044d7f02e95.csswww.consumerfinance.gov/static/css/... https://www.consumerfinance.gov/static/css/main.1044d7f02e95.css — 200 — 28.1 KiB — 30 ms — h2https://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2www.consumerfinance.gov/static/font... https://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2 — 200 — 28.4 KiB — 30 ms — h2https://www.consumerfinance.gov/static/js/routes/common.89e80a4d2949.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/common.89e80a4d2949.js — 200 — 21.2 KiB — 32 ms — h2https://www.consumerfinance.gov/static/img/logo_237x50.c7c2ba6c929f.pngwww.consumerfinance.gov/static/img/... https://www.consumerfinance.gov/static/img/logo_237x50.c7c2ba6c929f.png — 200 — 2.0 KiB — 31 ms — h2https://files.consumerfinance.gov/f/images/sac_overhead_8_jAL1gGT.original.pngfiles.consumerfinance.gov/f/images/... https://files.consumerfinance.gov/f/images/sac_overhead_8_jAL1gGT.original.png — 200 — 61.0 KiB — 27 ms — h2https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRSwww.googletagmanager.com/gtm.js?id=... https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRS — 200 — 160.9 KiB — 166 ms — h2https://www.consumerfinance.gov/site.webmanifestwww.consumerfinance.gov/site.webman... https://www.consumerfinance.gov/site.webmanifest — 200 — 519 B — 28 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/expandable.47b1c6d0e887.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/expandable.47b1c6d0e887.js — 200 — 3.8 KiB — 27 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/expandable-group.42a326641380.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/expandable-group.42a326641380.js — 200 — 3.9 KiB — 27 ms — h2data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAADAAAAAZCAMAAABAf11LAAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJb…data:image/png;base64,iVBORw0KGgoAA... data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAADAAAAAZCAMAAABAf11LAAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJb… — 200 — 0 B — 3 ms — datahttps://www.consumerfinance.gov/static/js/routes/on-demand/featured-content-module.e48f523ba1b4.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/featured-content-module.e48f523ba1b4.js — 200 — 2.3 KiB — 23 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/video-player.d6cb246041a1.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/on-demand/video-player.d6cb246041a1.js — 200 — 2.2 KiB — 24 ms — h2https://www.youtube.com/iframe_apiwww.youtube.com/iframe_api https://www.youtube.com/iframe_api — 200 — 3.2 KiB — 90 ms — h2https://www.youtube.com/embed/bh3nejWtSjA?enablejsapi=1&origin=https://www.consumerfinance.govwww.youtube.com/embed/bh3nejWtSjA?e... https://www.youtube.com/embed/bh3nejWtSjA?enablejsapi=1&origin=https://www.consumerfinance.gov — 200 — 56.8 KiB — 163 ms — h2https://files.consumerfinance.gov/f/images/complaint-voice-boxes-940x390.original.pngfiles.consumerfinance.gov/f/images/... https://files.consumerfinance.gov/f/images/complaint-voice-boxes-940x390.original.png — 200 — 6.1 KiB — 18 ms — h2https://www.youtube.com/s/player/218d9d92/www-widgetapi.vflset/www-widgetapi.jswww.youtube.com/s/player/218d9d92/w... https://www.youtube.com/s/player/218d9d92/www-widgetapi.vflset/www-widgetapi.js — 200 — 10.6 KiB — 28 ms — h2https://www.youtube.com/s/player/1bb6ee63/www-player.csswww.youtube.com/s/player/1bb6ee63/w... https://www.youtube.com/s/player/1bb6ee63/www-player.css — 200 — 58.0 KiB — 55 ms — h2https://www.youtube.com/s/_/ytembeds/_/ss/k=ytembeds.base.Z3F5ov4G3v8.L.W.O/am=AAAABA/d=0/br=1/rs=AGKMywFC1GFUvUTMfxq9C5Vyf-b95XqJUwwww.youtube.com/s/_/ytembeds/_/ss/k... https://www.youtube.com/s/_/ytembeds/_/ss/k=ytembeds.base.Z3F5ov4G3v8.L.W.O/am=AAAABA/d=0/br=1/rs=AGKMywFC1GFUvUTMfxq9C5Vyf-b95XqJUw — 200 — 45.5 KiB — 39 ms — h2https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBHMdazQ.woff2fonts.gstatic.com/s/roboto/v48/KFO7... https://fonts.gstatic.com/s/roboto/v48/KFO7CnqEu92Fr1ME7kSn66aGLdTylUAMa3yUBHMdazQ.woff2 — 200 — 33.9 KiB — 65 ms — h3https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.CYE28xQTWxU.2021.O/am=AAAABA/d=1/br=1/rs=AGKMywGc21Bc99sDrhbnjOkQlq7nTfp_WQ/m=root,basewww.youtube.com/s/_/ytembeds/_/js/k... https://www.youtube.com/s/_/ytembeds/_/js/k=ytembeds.base.en_US.CYE28xQTWxU.2021.O/am=AAAABA/d=1/br=1/rs=AGKMywGc21Bc99sDrhbnjOkQlq7nTfp_WQ/m=root,base — 200 — 193.0 KiB — 65 ms — h2https://www.youtube.com/s/player/1bb6ee63/player_embed_es6.vflset/en_US/base.jswww.youtube.com/s/player/1bb6ee63/p... https://www.youtube.com/s/player/1bb6ee63/player_embed_es6.vflset/en_US/base.js — 200 — 436.0 KiB — 92 ms — h2https://www.googletagmanager.com/gtag/js?id=G-CMRC03R7CT&cx=c&gtm=4e64h1www.googletagmanager.com/gtag/js?id... https://www.googletagmanager.com/gtag/js?id=G-CMRC03R7CT&cx=c&gtm=4e64h1 — 200 — 154.2 KiB — 45 ms — h2https://www.google-analytics.com/analytics.jswww.google-analytics.com/analytics.... https://www.google-analytics.com/analytics.js — 200 — 20.9 KiB — 95 ms — h2https://cdn.mouseflow.com/projects/7b540e59-4067-4ee2-b344-b56ac0d44801.jscdn.mouseflow.com/projects/7b540e59... https://cdn.mouseflow.com/projects/7b540e59-4067-4ee2-b344-b56ac0d44801.js — 200 — 22.9 KiB — 69 ms — h3https://www.consumerfinance.gov/static/apps/analytics-gtm/js/event-listener-scroll-tracking.jswww.consumerfinance.gov/static/apps... https://www.consumerfinance.gov/static/apps/analytics-gtm/js/event-listener-scroll-tracking.js — 200 — 895 B — 48 ms — h2https://www.consumerfinance.gov/static/apps/analytics-gtm/js/accessibility-interactions-listeners.jswww.consumerfinance.gov/static/apps... https://www.consumerfinance.gov/static/apps/analytics-gtm/js/accessibility-interactions-listeners.js — 200 — 918 B — 42 ms — h2https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=CFPB&yt=truedap.digitalgov.gov/Universal-Federa... https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=CFPB&yt=true — 200 — 9.4 KiB — 47 ms — h3
0 ms 1.0 s 2.0 s 3.0 s 4.0 s FCP 564 ms LCP 807 mshttps://consumerfinance.gov// https://consumerfinance.gov/ — 301 — 283 B — 53 ms — http/1.1https://www.consumerfinance.gov/www.consumerfinance.gov/ https://www.consumerfinance.gov/ — 302 — 227 B — 629 ms — h2https://www.consumerfinance.gov/complaint/www.consumerfinance.gov/complaint/ https://www.consumerfinance.gov/complaint/ — 200 — 40.3 KiB — 21 ms — h2https://www.consumerfinance.gov/static/css/main.1044d7f02e95.csswww.consumerfinance.gov/static/css/... https://www.consumerfinance.gov/static/css/main.1044d7f02e95.css — 200 — 28.1 KiB — 30 ms — h2https://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2www.consumerfinance.gov/static/font... https://www.consumerfinance.gov/static/fonts/source-sans-3-latin-wght-normal.30164609c163.woff2 — 200 — 28.4 KiB — 30 ms — h2https://www.consumerfinance.gov/static/js/routes/common.89e80a4d2949.jswww.consumerfinance.gov/static/js/r... https://www.consumerfinance.gov/static/js/routes/common.89e80a4d2949.js — 200 — 21.2 KiB — 32 ms — h2https://www.consumerfinance.gov/static/img/logo_237x50.c7c2ba6c929f.pngwww.consumerfinance.gov/static/img/... https://www.consumerfinance.gov/static/img/logo_237x50.c7c2ba6c929f.png — 200 — 2.0 KiB — 31 ms — h2https://files.consumerfinance.gov/f/images/sac_overhead_8_jAL1gGT.original.pngfiles.consumerfinance.gov/f/images/... https://files.consumerfinance.gov/f/images/sac_overhead_8_jAL1gGT.original.png — 200 — 61.0 KiB — 27 ms — h2https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRSwww.googletagmanager.com/gtm.js?id=... https://www.googletagmanager.com/gtm.js?id=GTM-KMMLRS — 200 — 160.9 KiB — 166 ms — h2https://www.consumerfinance.gov/site.webmanifestwww.consumerfinance.gov/site.webman... https://www.consumerfinance.gov/site.webmanifest — 200 — 519 B — 28 ms — h2https://www.consumerfinance.gov/static/js/routes/on-demand/expandable.47b1c6d0e887.jswww.consumerfinance.gov/static/js/r... 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h3https://i.ytimg.com/vi/bh3nejWtSjA/default.jpgi.ytimg.com/vi/bh3nejWtSjA/default.... https://i.ytimg.com/vi/bh3nejWtSjA/default.jpg — 200 — 3.3 KiB — 73 ms — h2https://www.gstatic.com/youtube/img/icons/mweb/youtube_fill/logo/v2/67px.svgwww.gstatic.com/youtube/img/icons/m... https://www.gstatic.com/youtube/img/icons/mweb/youtube_fill/logo/v2/67px.svg — 200 — 727 B — 77 ms — h2https://yt3.ggpht.com/ytc/AIdro_nzSuPzVeh4HNr2coJMzSy3vpR_-w7FjbFF-CubPOtwk8Q=s68-c-k-c0x00ffffff-no-rjyt3.ggpht.com/ytc/AIdro_nzSuPzVeh4H... https://yt3.ggpht.com/ytc/AIdro_nzSuPzVeh4HNr2coJMzSy3vpR_-w7FjbFF-CubPOtwk8Q=s68-c-k-c0x00ffffff-no-rj — 200 — 1.8 KiB — 74 ms — h2https://js-agent.newrelic.com/nr-spa-1.312.1.min.jsjs-agent.newrelic.com/nr-spa-1.312.... https://js-agent.newrelic.com/nr-spa-1.312.1.min.js — 200 — 29.9 KiB — 3 ms — h2https://www.consumerfinance.gov/icon.svgwww.consumerfinance.gov/icon.svg https://www.consumerfinance.gov/icon.svg — 200 — 533 B — 40 ms — h2https://gov-bam.nr-data.net/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=1862&ck=0&s=9e551b459242bfc1&ref=https://www.consumerfinance.gov/complaint/&ptid=2d7316823002f5fb&af=err,spa,xhr,stn,ins&ap=3052&be=703&fe=1104&dc=116&fsh=1&perf=%7B%22timing%22:%7B%22of%22:1776807225716,%22n%22:0,%22f%22:684,%22dn%22:684,%22dne%22:684,%22c%22:684,%22s%22:684,%22ce%22:684,%22rq%22:685,%22rp%22:704,%22rpe%22:706,%22di%22:818,%22ds%22:818,%22de%22:819,%22dc%22:1803,%22l%22:1803,%22le%22:1807%7D,%22navigation%22:%7B%7D%7D&fp=860&fcp=860gov-bam.nr-data.net/1/c656a7b008?a=... https://gov-bam.nr-data.net/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=1862&ck=0&s=9e551b459242bfc1&ref=https://www.consumerfinance.gov/complaint/&ptid=2d7316823002f5fb&af=err,spa,xhr,stn,ins&ap=3052&be=703&fe=1104&dc=116&fsh=1&perf=%7B%22timing%22:%7B%22of%22:1776807225716,%22n%22:0,%22f%22:684,%22dn%22:684,%22dne%22:684,%22c%22:684,%22s%22:684,%22ce%22:684,%22rq%22:685,%22rp%22:704,%22rpe%22:706,%22di%22:818,%22ds%22:818,%22de%22:819,%22dc%22:1803,%22l%22:1803,%22le%22:1807%7D,%22navigation%22:%7B%7D%7D&fp=860&fcp=860 — 200 — 812 B — 482 ms — http/1.1https://www.consumerfinance.gov/favicon.icowww.consumerfinance.gov/favicon.ico https://www.consumerfinance.gov/favicon.ico — 200 — 1.9 KiB — 10 ms — h2https://www.google.com/js/th/Tsj2rE80jstpz6Q1k9XA1bynyWMKlWaB3UmUIkCsRnA.jswww.google.com/js/th/Tsj2rE80jstpz6... https://www.google.com/js/th/Tsj2rE80jstpz6Q1k9XA1bynyWMKlWaB3UmUIkCsRnA.js — 200 — 23.3 KiB — 78 ms — h3https://www.youtube.com/generate_204?v3Hohgwww.youtube.com/generate_204?v3Hohg https://www.youtube.com/generate_204?v3Hohg — 204 — 10 B — 23 ms — h3https://jnn-pa.googleapis.com/$rpc/google.internal.waa.v1.Waa/GenerateITjnn-pa.googleapis.com/$rpc/google.i... https://jnn-pa.googleapis.com/$rpc/google.internal.waa.v1.Waa/GenerateIT — 200 — 0 B — 73 ms — h2https://jnn-pa.googleapis.com/$rpc/google.internal.waa.v1.Waa/GenerateITjnn-pa.googleapis.com/$rpc/google.i... https://jnn-pa.googleapis.com/$rpc/google.internal.waa.v1.Waa/GenerateIT — 200 — 312 B — 31 ms — h2https://gov-bam.nr-data.net/events/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2354&ck=0&s=9e551b459242bfc1&ref=https://www.consumerfinance.gov/complaint/&ptid=2d7316823002f5fbgov-bam.nr-data.net/events/1/c656a7... https://gov-bam.nr-data.net/events/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2354&ck=0&s=9e551b459242bfc1&ref=https://www.consumerfinance.gov/complaint/&ptid=2d7316823002f5fb — 200 — 437 B — 129 ms — http/1.1https://gov-bam.nr-data.net/jserrors/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2355&ck=0&s=9e551b459242bfc1&ref=https://www.consumerfinance.gov/complaint/&ptid=2d7316823002f5fbgov-bam.nr-data.net/jserrors/1/c656... https://gov-bam.nr-data.net/jserrors/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2355&ck=0&s=9e551b459242bfc1&ref=https://www.consumerfinance.gov/complaint/&ptid=2d7316823002f5fb — 200 — 437 B — 133 ms — http/1.1https://gov-bam.nr-data.net/events/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2357&ck=0&s=9e551b459242bfc1&ref=https://www.consumerfinance.gov/complaint/&ptid=2d7316823002f5fbgov-bam.nr-data.net/events/1/c656a7... https://gov-bam.nr-data.net/events/1/c656a7b008?a=706871860&v=1.312.1&to=ZlEAYkJWV0cEARFdWl8bJENeVE1dCgxKQ1RWQANfXERRVRcLC1MbR10HQUMNalEXFABiXFRD&rst=2357&ck=0&s=9e551b459242bfc1&ref=https://www.consumerfinance.gov/complaint/&ptid=2d7316823002f5fb — 200 — 437 B — 158 ms — http/1.1https://www.youtube.com/youtubei/v1/log_event?alt=jsonwww.youtube.com/youtubei/v1/log_eve... https://www.youtube.com/youtubei/v1/log_event?alt=json — 200 — 50 B — 37 ms — h3
HTML JavaScript CSS Images Fonts XHR/Fetch Other
Third-Party Script Cost
Per-script blocking time, transfer cost, and cache headers
INFO
100% of JavaScript execution is third-party
First-party Third-party 420ms · 502KB · $6/mo
Google Tag Manager
Tag Manager
Optional
Execution 145ms
Transfer 161 KB
Unused 34%
Monthly Cost $2/mo
www.consumerfinance.gov
Other
Optional
Execution 90ms
Transfer 40 KB
Monthly Cost $1/mo
Google Tag Manager
Tag Manager
Optional
Execution 77ms
Transfer 154 KB
Unused 39%
Monthly Cost $1/mo
Unattributable
Other
Optional
Execution 55ms
Transfer 0 KB
Monthly Cost $1/mo
Google Tag Manager
Tag Manager
Optional
Execution 52ms
Transfer 147 KB
Unused 42%
Monthly Cost $1/mo

100% of JavaScript execution time is spent on third-party scripts. Consider auditing which scripts are essential.

Why this matters

When third-party JS execution time exceeds your own, performance gains from frontend work are capped by code you don't own.

Learn more ▾

Every millisecond of third-party JS competes with your own for main-thread time. If their share is bigger than yours, optimization on your code base barely moves the needle. Audit, defer, or remove third-parties before further frontend optimization. Use Lighthouse's third-party audit to identify the worst offenders.

Source: web.dev

How third-party costs are calculated

All checks on this page are automated. Results are estimates - run targeted manual reviews when the score affects a release decision.

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